FHA Vs. USDA loan program for Phillipsburg, Warren County, New Jersey

In 2025, USDA loan limit in Phillipsburg, county of Warren, NJ is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Phillipsburg, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(860) 285-0635 Lender's profile and map Reviews Horizon Home Mortgage, LLC 34 Bloomfield Ave, Windsor, CT, 06095 We are committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. We will work with you to come up with a plan
(301) 797-6318 Lender's profile and map Reviews Bulldog Federal Credit Union 580 Northern Avenue, Hagerstown, MD, 21742 Bulldog Federal Credit Union was organized on July 16, 1968, by a group of Mack Truck Union Local 171 employees to provide their coworkers with an economical alternative to local finance companies that charged high interest rates & imposed stiff penalties for late payments. Volunteers, board of directors were responsible for day-to-day operations.
(301) 790-3131 Lender's profile and map Reviews Washington County Teachers Federal Credit Union 19638 Leitersburg Pike, Suite 100, Hagerstown, MD, 21742 The Credit Union was established in 1949 by fifty Washington County educators. For many years, volunteers operated the Credit Union from their homes. In 1979, the Credit Union opened its first dedicated office space in a trailer on the bus lot of the Board of Education. The Williamsport branch opened in April 2005.
(800) 720-0250 Lender's profile and map Reviews HomePromise Corporation 60 South Washington Street, Suite 106, Greencastle, PA, 17225 HomePromise helps you find the loan that is right for you.We make the entire lending process easy, fast, & more efficient—& we do it all with a passion for helping you get the money you need & the respect you deserve.Whether you want to pay off high interest credit cards, refinance, or simply need cash, HomePromise can help you get the loan you nee
(301) 529-2563 Lender's profile and map Reviews Nations Funding LLC 20028 Apperson Place, Germantown, MD, 20876 Nations Funding is a fully diversified Mortgage Lender. From First, Second and Equity Loans to Commercial and Small Business Loans. Mortgages are our only business. We pride ourselves on being small enough to offer each client personal attention yet large enough to finance significant lending transactions.
(301) 925-4600 Lender's profile and map Reviews Money One Federal Credit Union 9800 Technology Way, Largo, MD, 20774 Money One Federal Credit Union is a not-for-profit, full service financial institution. We were formed in 1951 to promote wise financial responsibility and provide a source of low-cost credit. Money One is member owned and operated. Our only reason for existence is to help people do better financially.
(301) 341-2200 Lender's profile and map Reviews Mortgage Experts 9500 Medical Center Drive, Suite 102, Upper Marlboro, MD, 20774 The Mortgage Experts Team is your premier mortgage team located in Largo, Maryland. We pride ourselves on offering some of the lowest rates nationwide and make the loan process easy, straightforward and fast for borrowers seeking a mortgage in the Largo area. Whether you are first time home buyer, purchasing your dream home, refinancing.
(301) 249-1800 Lender's profile and map Reviews Andrew Whearty Mortgage Lender 500 Prince Georges Blvd, Upper Marlboro, MD, 20774 At NASA Federal Credit Union, we have great people creating and building a world-class organization in an ever-changing world. Our success as an organization is based on the vision, mission and values that guide us in how we do business every single day. Empowering people to achieve a brighter financial future is OUR MISSION.
(800) 293-9991 Lender's profile and map Reviews First Funding Inc 9701 Apollo Drive, Suite 495, Largo, MD, 20774 "Incorporated in 1997, the home loan experts at First Funding, Inc. have been serving clients since 1990 and continues building strong relationships with some of the best lending institutions nationwide. First Funding, Inc. provides access to the most flexible lending solutions that not only meet the financial needs of its clients
(301) 731-4300 Lender's profile and map Reviews Fortis Mortgage LLC 7761 Diamondback Drive, College Park, MD, 20742 Fortis Mortgage is a respected mortgage brokerage company that helps clients in Washington, DC, Maryland and Virginia get the best possible mortgage for their home-buying or refinancing dollars. Guided by the deep industry expertise of our President, Shawn Williams, we collaborate closely with clients to determine their loan eligibility, and work
(301) 881-5626 Lender's profile and map Reviews FedFinancial Federal Credit Union 11233 Lockwood Drive, Silver Spring, MD, 20901 FedFinancial Federal Credit Union is a financial institution that operates solely for the benefit of its members. The organization offers great deals on savings accounts, checking accounts and share certificates. We also offer low-rate mortgages, auto and personal loans and Platinum Rewards VISA card that pays you a 1.5% Rebate.