USDA and FHA Pro and Con in Lopatcong, Warren County, NJ

In the year 2025, the USDA loan limit for Lopatcong in the county of Warren, NJ, is defined as $336,500, whereas the FHA loan limit for a single-family home stands at $472,030.

The Lendersa® USDA loan calculator is a powerful tool for comparing today's USDA and FHA rates. It helps identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the ideal program for your financial circumstances in .

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2025 Loan Limits and Downpayment Requirements in Lopatcong, Warren, NJ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Lopatcong, NJ

Lendersa® is committed to providing you with the most suitable USDA or FHA loan quickly and hassle-free. Choose from three initial steps to connect with matching lenders and available USDA loan programs.

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Understanding USDA Loans in NJ

A USDA home loan, secured by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Riverbank Finance LLC
  • 3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525
  • We are a locally owned mortgage company that specializes in home-buyer financing. Our wide range of home loan programs allows us to offer tailored mortgage programs based on each client's individual needs. Most of our loan options have no lender fees while also having some of the lowest rates in the industry.
  • Lake State Mortgage
  • 5500 Northland Dr NE, Suite J, Grand Rapids, MI, 49525
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ecusta Credit Union
  • 2074 Asheville Highway, Brevard, NC, 28712
  • Ecusta Credit Union was founded in 1976 in order to provide the Olin Corporation employees with a safe, convenient place to save as well as borrow – a financial institution dedicated to their best interest. After several name changes, we are now known as Ecusta Credit Union, we offer our services to everyone who lives, works, worships
  • Carolina Financial Group
  • 100 Elks Club Rd, Brevard, NC, 28712
  • Bruce Roberts (CEO of Carofin and Carolina Financial Securities—Carofin’s parent company), and Peter Milhaupt (Chairman of Carolina Financial Securities). Their paths had crossed many times, both in finance and as friends, when in 1995 they became business partners in the formation of the Carolina Financial Securities (CFS).
  • Farmers Bank of Milton
  • 41 Ferry Street, Milton, KY, 40045
  • At Farmers Bank of Milton, we strive to offer the superior banking service our customers expect. Most importantly, we want to ensure that our experienced staff delivers these services in a friendly, efficient manner. We are proud to be a part of our communities and to participate in the growth and prosperity of our region.
  • Greenville Federal Credit Union
  • 1501 Wade Hampton Blvd, Greenville, SC, 29609
  • Greenville Federal Credit Union is a community-responsible financial institution providing the highest quality of service and financial education to all our member-owners. We build member prosperity by providing access to affordable financial services. Headquartered in Greenville, South Carolina, Greenville Federal Credit Union was founded in 1968
  • GR Consumers Credit Union
  • 3975 Clay Avenue SW, Wyoming, MI, 49548
  • At GR Consumers Credit Union, we have been serving our members since 1941! GRCCU is a member-owned credit union focused on exceeding our members' expectations. We look forward to assisting you with all your financial needs. Anyone who lives, works, worships or attends school in Kent, Muskegon, or Ottawa County in the State of Michigan
  • Member First Mortgage, LLC
  • 616 44th St SE, Grand Rapids, MI, 49548
  • Built on the credit union philosophy of "People Helping People", MFM serves the home financing needs of credit union members as well as non-members. Founded September 11, 2001, Member First Mortgage has grown to become one of the largest Credit Union Service Organizations (CUSO) in the nation.
  • Secured Advantage Federal Credit Union
  • 116 NE Main Street, Simpsonville, SC, 29681
  • Secured Advantage Federal Credit Union was first organized in 1959 by a group of Cryovac employees. In 1998, when the brand packaging solutions company was acquired by Sealed Air Corp, the credit union expanded to serve the larger multinational corporation specializing in food care, product protection and healthcare solutions.
  • SC Home Loans
  • 124 Creek Shoals Dr, Simpsonville, SC, 29681
  • SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.