In the year 2026, the USDA loan limit for Lopatcong in the county of Warren, NJ, is defined as $336,500, whereas the FHA loan limit for a single-family home stands at $472,030.
The Lendersa® USDA loan calculator is a powerful tool for comparing today's USDA and FHA rates. It helps identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the ideal program for your financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to providing you with the most suitable USDA or FHA loan quickly and hassle-free. Choose from three initial steps to connect with matching lenders and available USDA loan programs.
A USDA home loan, secured by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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