For 2026, the USDA loan limit in Pohatcong, Warren county of NJ is $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare USDA and FHA leading rates today. Understand the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, helping you determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly secure for you the best USDA or FHA loan available, without hassle. Start with any of these three options to connect with lenders and explore USDA loan programs.
A USDA home loan is a government-backed loan endorsed by the Department of Agriculture, commonly called a USDA rural development loan, available exclusively in rural areas. Contrary to FHA loans that demand at least a 3.5% down payment, USDA loans are offered with no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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