USDA VS FHA in Pohatcong, Warren County, NJ

For 2026, the USDA loan limit in Pohatcong, Warren county of NJ is $336,500, whereas the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare USDA and FHA leading rates today. Understand the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, helping you determine which program in suits your financial needs best.

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Loan limits and down payment necessities for 2026 in Pohatcong, Warren, NJ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA loan options in Pohatcong, NJ

Lendersa® aims to swiftly secure for you the best USDA or FHA loan available, without hassle. Start with any of these three options to connect with lenders and explore USDA loan programs.

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Understanding the USDA Loan in NJ

A USDA home loan is a government-backed loan endorsed by the Department of Agriculture, commonly called a USDA rural development loan, available exclusively in rural areas. Contrary to FHA loans that demand at least a 3.5% down payment, USDA loans are offered with no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Landmark Credit Union
  • 555 S. Executive Dr, Brookfield, WI, 53005
  • Landmark Credit Union is a not-for-profit financial cooperative owned by our customer/members. We return our profits to our members with exceptional rates, lower fees and personalized service. We serve all people living or working in Southern and Northeastern Wisconsin, plus Lake and McHenry Counties in Illinois.

  • GSF Mortgage Corp
  • 15430 West Capitol Drive, Brookfield, WI, 53005
  • GSF Mortgage Corporation is dedicated to the prosperity of its customers. We are committed to demonstrating the utmost integrity - both professionally and personally - while providing top quality service. We focus on securing the best possible outcome for those who place their trust in us for their mortgage needs.

  • ProVisor, Inc.
  • 200 S. Executive Drive, Suite 120, Brookfield, WI, 53005
  • ProVisor, we understand the stresses of shopping around for a mortgage. That’s why our mission is to make things as simple, easy, and fast as possible, offering transparent rates because we understand this is your money. As your mortgage may be paid for many years to come, making an informed and wise.

  • Go Mortgage
  • 15430 W. Capitol Dr, Brookfield, WI, 53005
  • "GO Mortgage, we personalize each customer relationship to ensure we can deliver on their unique needs. As a company with a diverse access to the best products in the industry, our reach will get you the best outcome as possible.We also offer competitive rates along with an added expertise in the following:
    Conventional mortgage
    FHA home loan"

  • First Intercontinental Bank
  • 5593 Buford Highway, Doraville, GA, 30340
  • Our Mission is to recognize and respond to the financial needs of our community, To support the development & growth of our community, & To grow & strengthen with our community. First Intercontinental Bank Founded in 2000 and Headquartered in the city of Doraville, Georgia. Bank has Total 10 Branches in the Metro Atlanta area, in TX, NJ, NY and CA.

  • AA US Mortgage LLC
  • 2000 Clearview Avenue, Suite 212, Atlanta, GA, 30340
  • AA US Mortgage LLC is a mortgage company headquartered in Atlanta Georgia. We fulfill the purchase and refinance loans need for individuals and businesses. We have built a strong reputation as an outstanding mortgage broker, serving the mortgage needs of individuals, real estate professionals, investors, and builders over the past years.

  • North Georgia National Bank
  • 350 West Belmont Dr, Calhoun, GA, 30701
  • North Georgia National Bank is the only bank in Gordon County with its headquarters in Calhoun. That means streamlined decisions by staff who understand your community better than anyone else. Other banks might claim "small town" values, but only one shares your "hometown" values

  • BrightPath Mortgage
  • 1200 Ashwood Pkwy, Suite 200, Atlanta, GA, 30338
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  • Go Energy Financial Credit Union
  • 2100 E. Exchange Place, Suite 101, Tucker, GA, 30084
  • Go Energy Financial Credit Union first opened its doors in 1969 as GEMC Credit Union.

    At that time, a hard-working group of employees of the Georgia Electrical Membership Cooperatives realized teamwork is the key to making financial goals a reality. Those founding members established a financial cooperative that would work just as hard