USDA Vs. FHA Pro and Con comparison in Pine-Hill, Camden County, NJ

In the year 2025, the USDA loan limit for Pine-Hill, located in Camden county, NJ, is set at $345,000. Meanwhile, the FHA limit for a single-family home is $431,250.

You can utilize Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates available today. Determine the necessary income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program in for your financial scenario.

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Loan limits and down payment requirements for 2025 in Pine-Hill, Camden county, NJ

Loan Type Loan Limit Down payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA loan options in Pine-Hill, NJ

The objective of Lendersa® is to efficiently connect you with the best USDA or FHA loan, ensuring no unnecessary obstacles. Choose from three initial options that will pair you with lenders and suitable USDA loan programs.

Lendersa USDA loan request results

Understanding USDA Loans in NJ

The USDA home loan is a government-backed financing option provided by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This loan is specifically designed for rural neighborhoods. Unlike FHA loans, which mandate a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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