USDA Vs. FHA Pro and Con comparison in Pine-Hill, Camden County, NJ

In 2025, USDA loan limit in Pine-Hill, county of Camden, NJ is $345,000 while FHA limit is $431,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Pine-Hill, county of Camden, NJ

Loan Type Loan Limit Down payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Pine-Hill, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Alpha Mortgage, LLC
  • 249 SW Noel Street, LeE'S Summit, MO, 64063
  • As a full service residential mortgage company serving both Kansas and Missouri we ensure our clients receive the proper financing when purchasing, refinancing, or using the equity in their home. Our experienced staff of licensed mortgage professionals are here to assist you whether you are buying your first home or purchasing your dream home.
  • A1 Mortgage Group LLC
  • 200 Northwest Executive Way, Lees Summit, MO, 64063
  • Our mission at A1 Mortgage is to present our customers with innovative financial solutions and superior service that will achieve their financial goals, while providing our employees the greatest opportunity for personal achievement. This in return will build a solid foundation for our company and a better future for our community.
  • Hibbing Cooperative Credit Union
  • 217 West 42nd Street, Hibbing, MN, 55746
  • Hibbing Co-op Credit Union (HCCU) has been serving the communities of the Iron Range and the neighboring area with a complete array of financial services since 1939. HCCU is a non-profit, member owned cooperative financial institution with membership privileges available to all residents of northern Minnesota.
  • Priority Federal Credit Union
  • 430 N Hampton, Russellville, AR, 72802
  • Priority Federal Credit Union was originally founded on September 28, 1967 as Pope County Educators Federal Credit Union with the idea of serving Pope County Schools and Arkansas Tech University. Through constant growth, we have added participating groups throughout the region
  • United Consumers Credit Union
  • 1111 E 23rd Street, Independence, MO, 64050
  • Since 1941, United Consumers has been providing its members with an alternative to increasingly expensive banking services. The credit union is a not-for-profit financial institution owned by the members who join. Benefits of membership include lower rates on loans, higher rates on investments
  • Independence Federal Credit Union
  • 301 West Lexington Avenue, Suite 260, Independence, MO, 64050
  • In 1963 Independence Federal Credit Union was chartered by the Independence Postal Workers to serve any Federal employee that worked in Independence. Over the years we have extended the membership to include the following: Civilian employees and military personnel who work at or are attached to the Lake City Ammunition plant
  • Square One Realty & Property Solutions LLC
  • 800 West Maple Avenue, Independence, MO, 64050
  • Square One Solutions is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
  • Central Communications Credit Union
  • 17811 E US Highway 40, Independence, MO, 64055
  • Central Communications Credit Union (originally Telephone Employees Credit Union) was founded in 1934 to serve the financial needs of area telephone employees. Since that time, CCCU has grown to serve many other outstanding companies, including HNTB, AT&T and Faultless Linen Supply, just to name a few.
  • Community Mortgage
  • 19045 E. Valley View Pkwy, Suite F, Independence, MO, 64055
  • "At Community Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use ""common sense"" & will help you obtain the best loan possible. Purchasing a home is probably one of the biggest investments you'll make in your lifetime. We are with you every step
  • Community Mortgage, LLC
  • 19045 E. Valley View Pkwy, Suite F, Independence, MO, 64055
  • At Community Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.