USDA Loan Vs. FHA loan for Waterford, NJ [Camden County ]

In 2026, the USDA loan cap for a single-family residence in Waterford, located in the county of Camden, NJ, is set at $381,800, whereas the FHA limit stands at $529,000.

Utilize the Lendersa® USDA loan calculator to juxtapose today's leading USDA and FHA rates. This tool helps ascertain the income, credit, and documents needed for qualification. With our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best plan for your financial circumstances in .

USDA and FHA Loan Opportunities in Waterford, NJ

The aim of Lendersa® is to swiftly connect you with optimal USDA or FHA loan options without the fuss. Start with any of the three outlined paths to match with lenders and suitable USDA programs.

Lendersa USDA Loan Request and Matching Outcomes

Understanding USDA Loans in NJ

A USDA mortgage is a government-backed loan by the Department of Agriculture. Known as the USDA rural development loan, it targets rural areas exclusively. Unlike FHA loans, which demand a minimum down payment of 3.5%, a USDA mortgage involves no down payment.

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(859) 200-2709 Lender's profile and map Reviews Martin Blair - EMB Lenders 141 Prosperous Place, Suite 25, Lexington, KY, 40509 Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.
(865) 440-0095 Lender's profile and map Reviews CBGC Mortgage Kentucky 2333 Alexandria Drive, Lexington, KY, 40509 CBGC LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
(859) 296-4495 Lender's profile and map Reviews Pro Mortgages LLC 153 Prosperous Place, Suite 2B, Lexington, KY, 40509 At Pro Mortgages LLC You can trust us to find the loan program that’s best for you. When you decide to buy a home or refinance a mortgage, it’s a big step. Buying a new home is a source of anxiety, frustration — and a huge sense of accomplishment. You didn’t pick the house that was best for someone else,
(859) 253-5363 Lender's profile and map Reviews MSI Lending of Lexington 3270 Blazer Parkway, Suite 202, Lexington, KY, 40509 At MSI Lending of Lexington we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
(517) 789-2890 Lender's profile and map Reviews Aeroquip Credit Union 901 Plymouth Street, Jackson, MI, 49201 Aeroquip Credit Union is a full service credit union and a not-for-profit financial cooperative, which means we help our members save money in the form of high-return savings and low-rate loans. Because we are owned by our members, the membership is our top priority. We are dedicated to providing you with exceptional service
(888) 213-2848 Lender's profile and map Reviews American 1 Credit Union 718 E Michigan Avenue, Jackson, MI, 49201 American 1 began as the Jackson Co-Op Federal Credit Union, a service provided to members of the Jackson Co-Op, and was founded in 1950. The Jackson Co-Op Credit Union was originally located at the local United Rubber Workers Hall 185 on a part-time basis, featuring 47 members, three full-time employees in its first year.
(480) 734-0428 Lender's profile and map Reviews Flagstar Bank 301 West Michigan Avenue, Suite 4-501, Jackson, MI, 49201 At Flagstar, we believe in the Human Interest Rate. It’s not the interest rate other banks talk about, but we do. We have genuine interest in helping our customers achieve their financial goals and bringing solutions within reach. While you’re here, please reach out to us any time.
(859) 575-4502 Lender's profile and map Reviews First Century Lending 2013 Merchant Dr, Suite 1, Richmond, KY, 40475 First Century Lending, LLC (Loan Production Office a subsidiary of Salyersville National Bank, Salyersville KY) opened in 2008 in Somerset KY. We are located in Somerset and Richmond KY. and Type of Loans Offered: Home Mortgages Commercial Loans Personal Installments Home Equity
(513) 367-2015 Lender's profile and map Reviews The Harrison Building and Loan Association 10490 New Haven Road, Harrison, OH, 45030 The Harrison Building and Loan was chartered in May 1916 as Harrison Welfare Building Association. In 1962 the name was changed due to the number of calls concerning "welfare". Members of the Association met at Harrison City Hall from 1916-1925 and then met at various other locations until 1952 when property at 112 N. Walnut was purchased.
(513) 202-1306 Lender's profile and map Reviews Whitewater Community Credit Union 1157 Harrison Avenue, Harrison, OH, 45030 Whitewater Community Credit Union was originally charted in 1954 by the employees of the National Lead Company (Fernald) in Ross, Ohio. Although the Fernald facility changed names and management through out the years, the credit union remained a constant. In 2002, as closure of Fernald grew closer, the State of Ohio
(207) 427-3333 Lender's profile and map Reviews Downeast Credit Union 23 Third Avenue, Baileyville, ME, 04694 Downeast Credit Union was founded in 1941 by employees of St. Croix Pulp and Paper Company. Since then, DECU has grown to over 20, 000 members sharing the common bond with those who live, work, worship, attend school, or conduct business in Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc, and Knox Counties.
(513) 941-6675 Lender's profile and map Reviews President's Federal Credit Union 4135 State Route 128, Cleves, OH, 45002 Presidents Federal Credit Union (FCU) is located in Cleves, Ohio and we serve members who live, work, worship, volunteer, attend school or work in Miami and Whitewater Township in Hamilton County, Ohio. Presidents Federal Credit Union was founded January 31, 1956 as Porplasco Employees Credit Union.