USDA Vs. FHA Pro and Con comparison in Winslow, Camden County, NJ

In 2025, the USDA loan limit in Winslow, county of Camden, NJ, is $381,800, whereas for an FHA loan, the limit stands at $529,000 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to compare the best current USDA versus FHA rates. Discover the income level, credit score, reserves, and required documents to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is most suitable for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Winslow, county of Camden, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Winslow, NJ

Lendersa®'s mission is to provide you with the optimal USDA or FHA loan swiftly and effortlessly. Choose from three initial paths that match you with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NJ

The USDA home loan is a government-backed mortgage by the Department of Agriculture, known also as the USDA rural development loan or USDA mortgage, and is offered only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage involves no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Advantage One Mortgage
  • 8556 E 101st St, Suite B, Tulsa, OK, 74133
  • At Advantage One Mortgage, where we specialize in residential mortgages. At Advantage One Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • TTCU Federal Credit Union
  • 9815 E. 81st St, Tulsa, OK, 74133
  • Established in 1934, TTCU Federal Credit Union is a $2.1 billion financial institution with a full complement of depository, lending and financial advisory services.TTCU is the second-largest credit union in Oklahoma with 18 branch locations. You may be one of over almost a million people in Oklahoma eligible to join TTCU.
  • The Peoples National Bank of Checotah
  • 300 W Gentry, Checotah, OK, 74426
  • Peoples National Bank is headquartered in Checotah OK at the intersection of Interstate 40 and US Highway 69 on Lake Eufaula. PNB takes pride in having served our community since 1911.The main office of PNB is located at 300 West Gentry with our drive-in facility at 310 North Broadway in Checotah.
  • Community Development Bank
  • 516 Main Street, Ogema, MN, 56569
  • Community Development Bank was founded in 1906 and purchased by three non-profit Community Development Corporations in 2001. A for-profit financial institution owned by non-profit Community Development Corporations is very unique and brings significant economic development resources to the communities we serve
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  • American Bank and Trust Company Tulsa
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  • Our bank was chartered in the state of Oklahoma in 1971 by W.K. Warren Sr. as American Bank of Tulsa. In 1983 we were granted Trust Powers and changed our name to American Bank and Trust Company. The principles of our bank were built with you, our customer, in mind. It has been our goal year after year to provide our customers
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  • 2235 South College Road, Lafayette, LA, 70508
  • First Pioneers FCU was chartered in 1949 by the employees of AT&T. These forward looking people saw an opportunity to provide for individual thrift, mutual savings and access to low cost loans. Running a credit union meant pooling common savings through payroll deduction, then lending it to members.
  • PHI Federal Credit Union
  • 714 E Kaliste Saloom Road, Suite A-3, Lafayette, LA, 70508
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