USDA and FHA Pro and Con in North-Plainfield, Somerset County, NJ
In the year 2025, the USDA loan limit for North-Plainfield, in Somerset county, NJ, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to effectively compare today's best USDA and FHA rates. This will help you pinpoint the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side evaluation of USDA, FHA, Conforming, and VA loan options, assisting you in determining which loan program is the best fit for your financial circumstances, particularly in .
Insight into 2025 Loan Limits and Downpayment Requirements in North-Plainfield, Somerset county, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in North-Plainfield, NJ
The purpose of Lendersa® is to swiftly connect you with the optimal USDA or FHA loan options without undue hassle. Choose from three starting routes that link you with appropriate lenders and USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Exclusively available for rural areas, this type of loan doesn't require any down payment, unlike FHA loans, which necessitate at least a 3.5% down payment.
For over 80 years, Achieve Financial Credit Union has been dedicated to providing credit union members with added financial value to their lives by providing them with fast, easy and convenient services. Achieve Financial Credit Union has been improving the financial lives of our members since 1934.
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
The McCue Mortgage Company is a privately held company which was founded by William D. McCue in 1949. The corporate purpose at the time of founding was to become involved in the origination and servicing of residential mortgage loans. During the 1950’s the company grew in stature and developed a large mortgage servicing portfolio.
In 1935, a group of educators from Middletown, CT, founded the future Seasons Federal Credit Union. Inspired by the credit union philosophy of “people helping people,” the teachers pooled their money together to provide low-cost loans.Through their joint efforts, Northern Middlesex School Employees Credit Union was chartered in December that year.
TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e
1027 Farmington Avenue, Suite 100, Farmington, CT, 06032
Welcome to CT Liberty Mortgage, LLC! We are a full service mortgage company located in Farmington, CT. We also serve the surrounding cities of Southington, Plainville, Bristol, New Britain, Canton, Granby, or anywhere else in Connecticut. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership,
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
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Discover unparalleled financing solutions with Future Lending, the premier mortgage brokerage for real estate investors. Specializing in tailored business-purpose loans, we empower your investments through expert fix-and-flip funding, streamlined rental acquisitions, and efficient cash-out refinances. Trust Future Lending to accelerate your growth
Keystone Funding provides home loans and mortgage financing in the District of Columbia, Maryland, Virginia, Pennsylvania, and New Jersey. We are A-rated by the Better Business Bureau, and each of our Mortgage Consultants has a minimum of 8 yrs experience in mortgage origination.
9 East Loockerman Street, Suite 207, Dover, DE, 19901
1st Capitol Mortgage, Inc. is a licensed Mortgage Brokerage in DE, MD and VA. We have been in business at the same location since 1996. As other brokerages have had to close their doors, 1st Capitol has continued to do well because of our referral based business model.By focusing on our clients’ best interest we have maintained a consistent.