USDA Vs. FHA Pro and Con comparison in North-Plainfield, Somerset County, NJ
In the year 2025, the USDA loan limit for North-Plainfield, in Somerset county, NJ, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to effectively compare today's best USDA and FHA rates. This will help you pinpoint the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side evaluation of USDA, FHA, Conforming, and VA loan options, assisting you in determining which loan program is the best fit for your financial circumstances, particularly in .
Insight into 2025 Loan Limits and Downpayment Requirements in North-Plainfield, Somerset county, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in North-Plainfield, NJ
The purpose of Lendersa® is to swiftly connect you with the optimal USDA or FHA loan options without undue hassle. Choose from three starting routes that link you with appropriate lenders and USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Exclusively available for rural areas, this type of loan doesn't require any down payment, unlike FHA loans, which necessitate at least a 3.5% down payment.
In 1938, a group of CPS Energy® employees opened the first CPS IBEW Federal Credit Union in San Antonio. Today, we are still the only credit union to exclusively serve CPS Energy employees and their families with the most affordable, flexible and easy-to-use financial services in San Antonio.
118 Broadway STE 638, San Antonio, TX. 78205 USA, San Antonio, TX, 78205
Global Mortgage Group (GMG) address the need for comprehensive International real estate financing solutions. Our unique network and capabilities has allowed for asset backed loan placement in niche industries such as cannabis, and distressed situation of foreign owned property.
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Frost provides banking, investments, and insurance services to businesses and individuals throughout Texas. Founded in 1868, Frost is one of the 50 largest U.S. banks by asset size. At Frost, everything we do is aimed at making customers’ lives better. We do it by creating and delivering great experiences to them every time they interact with us.
102 W Crockett St, Suite 705, San Antonio, TX, 78205
Crown Lending, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering
From our start as the credit union for employees of the United Services Automobile Association (USAA) to now, United Texas Credit Union has been a member-owned, not-for-profit financial cooperative with the mission of improving the financial well-being of our members and the communities we serve.
Synergy Federal Credit Union is dedicated to building lifelong relationships with members while providing excellent personalized service and quality financial products. To be a growth credit union offering competitive products and services through state of the art delivery outlets while maintaining a sound financial position.
4630 N Loop 1604 W, Suite 101, San Antonio, TX, 78249
H-E-B Federal Credit Union has been open since 1963. The credit union has assets totaling $221.76 Million and provides banking services to more than 14, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves finance, insurance, real estate.
Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.
Baptist Credit Union was chartered in 1955 as Memorial Hospital Employees Federal Credit Union by employees of the Baptist Memorial Hospital System of San Antonio, Texas. The credit union served that field-of-membership exclusively for 25 years. In 1982, the name was changed to Health Professions Federal Credit Union.
4801 NW Loop 410, Suite 100, San Antonio, TX, 78229
Alamo City Credit Union was originally known as Texas Workforce Credit Union when we obtained our charter July 1955. A lot of faith and foresight went into the forming of this solid organization. At the beginning, $1, 500.00 was the maximum deposit per shareholder. The loan limit was set at $200.00 and only loan per family.
LiftFund is a small business lender supporting new and existing entrepreneurs grow their businesses no matter their life circumstances. We believe hard-working entrepreneurs deserve an opportunity to succeed. Since 1994 we've provided affordable business loans and support to thousands of small businesses.
