For the year 2025, the USDA loan limit within Plainsboro, situated in the county of Middlesex, NJ, is set at $776,600, whereas the FHA loan cap is $1,089,300 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to evaluate the leading rates of USDA versus FHA loans today, as well as to identify the necessary income, credit, reserves, and documents for qualification. With our state-of-the-art mortgage calculator, you can make side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding in your decision of which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
At Lendersa®, our mission is to quickly and seamlessly secure for you the best USDA or FHA loan possible. You can choose one of three starting points, each leading to aligned lenders and suitable USDA loan programs.
The USDA home loan is endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans uniquely require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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