USDA Loan Vs. FHA loan for Princeton-Meadows, NJ [Middlesex County ]

For the year 2025, the USDA loan limit in Princeton-Meadows, located in the county of Middlesex, NJ, is set at $657,900, whereas the FHA limit reaches $822,375 specifically for single-family homes.

Explore the Lendersa® USDA loan calculator to juxtapose the best current rates for USDA and FHA loans. Determine the necessary income, credit scores, reserves, and documents for qualification. Our state-of-the-art mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you to choose the optimal financial program for your needs in .

Exploring USDA and FHA Loan Opportunities in Princeton-Meadows, NJ

The mission of Lendersa® is to provide you with the best possible USDA or FHA loan swiftly and without complications. Select one of three methods to align with lenders and discover USDA loan programs.

USDA loan requests and results by Lendersa

What Defines a USDA Loan in NJ?

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require zero down payment.

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(802) 689-0904 Lender's profile and map Reviews FIRST CHOICE MORTGAGE SERVICES, LLC 139 Main Street, Suite 615, Brattleboro, VT, 05301 First Choice Mortgage Services is a privately-owned, full-service mortgage broker offering Conventional, FHA, VA, Investor and Jumbo loans to finance the purchase of your first home, vacation home, condominium, or investment property. The key to our success has been a combination of consistently offering the lowest possible rates.
(508) 678-7641 Lender's profile and map Reviews BayCoast Bank 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.
(508) 379-1056 Lender's profile and map Reviews St. Dominic's Federal Credit Union 1723 Grand Army of the Republic Highway, Swansea, MA, 02777 St. Dominic’s Federal Credit Union is “Your Community Credit Union”. The staff of St. Dominic's Federal Credit Union will provide the best services possible to the members we serve. We are a non-profit organization that has been in operation for over forty years, dedicated to the communities we serve.
(877) 466-2678 Lender's profile and map Reviews BayCoast Mortgage Company, LLC 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .
(877) 782-6637 Lender's profile and map Reviews St. Anne's Credit Union 286 Oliver Street, Fall River, MA, 02724 St. Anne's Credit Union has been providing financial products and banking services since 1936. St. Anne's has over 150 employees servicing ten locations including Dartmouth, Fairhaven, Fall River, New Bedford, Somerset, Swansea, Westport and The Lending Center in Plymouth. St. Anne’s was selected for the fifth year in a row #1 Credit Union by the p
(877) 999-3729 Lender's profile and map Reviews Fall River Pawn Brokers 1475 South Main Street, Fall River, MA, 02724 Fall River Pawnbrokers was established in 1995 with our first pawn shop operation opening its doors in Fall River, Massachusetts. For over 24 years we have contributed to serving working families and communities by providing a wide range of financial services for people of all ages and backgrounds.
(607) 776-3684 Lender's profile and map Reviews Steuben Citizens Federal Credit Union 2 Wilson Avenue, Bath, NY, 14810 The NCUA chartered the VAC Employees CU in 1949. Originally for the VA medical center. The Credit Union is now known as Steuben Citizens Federal Credit Union. Anyone who works, lives, or worships in Steuben County!! VA medical center. The Credit Union is now known as Steuben Citizens Federal
(814) 224-2744 Lender's profile and map Reviews Morrisons Cove 1st Federal Credit Union 7533 Woodbury Pike, Roaring Spring, PA, 16673 The Morrisons Cove 1st Federal Credit Union is a member owned and controlled Financial Institution whose purpose is to maximize benefits by providing cost-effectiveness and to promote thrift and cooperation among the membership; to expand both membership and services while maintaining financial soundness.
(315) 469-5599 Lender's profile and map Reviews Secny Federal Union Mortgage Department PO Box 15040, Syracuse, NY, 13215 SECNY FEDERAL CREDIT UNION the credit union is a member-owned, non-profit, full-service financial institution. SECNY maintains its focus on education and commitment to going beyond just providing financial services. Any person working, living, worshipping, attending school, businesses and legal entities.
(508) 845-6755 Lender's profile and map Reviews Shrewsbury Federal Credit Union 489 Boston Turnpike, Shrewsbury, MA, 01545 Shrewsbury Federal Credit Union (SFCU), consistently voted Readers Choice Awards #1 Community Bank, is committed to providing a personalized banking experience. Our mission is to ENRICH LIFE for our members and the communities we serve. Credit unions are member-owned institutions focusing on providing a safe route for savings and borrowing
(508) 842-7400 Lender's profile and map Reviews Central One Federal Credit Union 714 Main Street, Shrewsbury, MA, 01545 Central One is a not-for-profit federal credit union. It was established in 1952 as an occupational-based credit union, serving the employees and family members of the New England Electric System (NEES) and their affiliate companies. Central One Federal Credit Union was officially granted a community-based charter on November 19, 1998.