For the year 2026, the USDA loan limit in Princeton-Meadows, located in the county of Middlesex, NJ, is set at $657,900, whereas the FHA limit reaches $822,375 specifically for single-family homes.
Explore the Lendersa® USDA loan calculator to juxtapose the best current rates for USDA and FHA loans. Determine the necessary income, credit scores, reserves, and documents for qualification. Our state-of-the-art mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you to choose the optimal financial program for your needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The mission of Lendersa® is to provide you with the best possible USDA or FHA loan swiftly and without complications. Select one of three methods to align with lenders and discover USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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