USDA and FHA Pro and Con in West-Windsor, Mercer County, NJ
For 2025, the USDA loan limit in West-Windsor, located in Mercer county, NJ, is $306,700. Meanwhile, the FHA limit for a single-family dwelling registers at $356,362.
Employ the Lendersa® USDA loan calculator to compare the top current rates between USDA and FHA options. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in best meets your financial needs.
2025 Loan Limits and Down Payment Requirements in West-Windsor, Mercer, NJ
Loan Type
Loan Limit
Down Payment
USDA
$306,700
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in West-Windsor, NJ
The aim of Lendersa® is to promptly facilitate you with the best USDA or FHA loan, devoid of hassle. Opt for one of the three starting strategies, linking you to matching lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government via the Department of Agriculture. These loans are exclusively available in rural areas, and unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
1st University Credit Union has been helping people achieve their financial goals since 1956 when the president of Baylor University wrote a letter to the Texas Credit Union Department requesting a charter for a credit union to serve the employees, students, and alumni of Baylor and their families.
On March 21, 1901, just nine short days after the first townsite lots for the new city of Elk City were sold, the Thurmond Brothers - E.K, A.L, O.H, A.N, and I.C. - formed the First National Bank of Elk City. The bank was started with $25,000.00 in capital.
Since such meager beginnings, both Elk City
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PIONEER COMMUNITY FEDERAL CREDIT UNION is a not-for-profit financial cooperative owned by its members.
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Being a correspondent lender, we have relationships with many investors that allow us to offer a wide array of mortgage loan programs"
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