USDA Loan Vs. FHA loan for West-Windsor, NJ [Mercer County Rates 2023]

In 2025, USDA loan limit in West-Windsor, county of Mercer, NJ is $306,700 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in West-Windsor, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(408) 329-3793 2528 miles Lender's profile and map Reviews AEZ Investment 4010 Moorpark Avenue, Suite 205, San Jose, CA, 95117 AEZ Investment is a professional real estate brokerage company licensed by the Department of Real Estate in California. The group is headquartered in San Jose, a major town in Silicon Valley, and is mainly engaged in consulting and services related to real estate buy and sale, property management, real estate loan and refinance.
(408) 657-3780 2528 miles Lender's profile and map Reviews DCI Mortgage & Investment 4100 Moorpark Ave. Suite 216, San Jose, CA, 95117 DCI is a Silicon Valley mortgage broker and lender. Along with competitive rates, DCI provides some of the most flexible loan terms in the industry. DCI focuses on helping people and business finance property outside of the traditional routes. We have many sources of investment and funding.
(408) 541-1300 2528 miles Lender's profile and map Reviews Mobile Home Mortgages 1270-C Lawrence Station Rd, Sunnyvale, CA, 94089 At Mobile Home Mortgage, we pride ourselves with providing outstanding customer service and value for your money. As your loan officer, it's my job to guide you through the sometimes difficult job of applying for a loan. We make it easy, and jump through the hoops for you. It is really quite simple to get started. You can give us a call
(888) 603-0777 2528 miles Lender's profile and map Reviews Zeitro LLC 385 Moffet Park, Suite 105, Sunnyvale, CA, 94089 "Zeitro is digitizing the mortgage industry with AI technology, connecting borrowers, lenders and other stakeholders within a virtual ecosystem. Our data driven process searches through all available options to find the most competitive rates. Now everyone is just a few clicks away from their perfect match."
(888) 255-3637 2528 miles Lender's profile and map Reviews KeyPoint Credit Union 2805 Bowers Ave, Santa Clara, CA, 95051 KeyPoint Credit Union is an award-winning credit union based in Silicon Valley, with $1 billion in assets and over 58,000 members across California. We aim to improve people’s lives with a full line of financial products and services, while providing excellent rates, low fees, 24/7 access and personalized member service.
(408) 457-9978 2528 miles Lender's profile and map Reviews Veridian Mortgage 2975 Bowers Ave, Suite 315, Santa Clara, CA, 95051 We provide options & customized loan solutions for 1-4 unit residential purchase & refinance mortgages. Our goal is to zealously represent the consumer while collaborating and communicating with multiple parties, during a transparent process, in order to make sound, well-informed decisions in pursuit of your financial & homeownership dreams because
(408) 985-2288 2528 miles Lender's profile and map Reviews URI Financial, Inc 3400 El Camino Real, Suite 6, Santa Clara, CA, 95051 URI Financial have been provided Real Estate & Mortgage Lending services in Bay area since 1988. URI Financial, Inc. understands the importance of low interest rates when looking for financing. So we provide competitive wholesale interest rates that are generally lower than those you obtain at local retail lenders.
(408) 475-1238 2528 miles Lender's profile and map Reviews Advante Real Estate 4675 Stevens Creek Boulevard, Suite 240, Santa Clara, CA, 95051 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
800.557.7720 2528 miles Lender's profile and map Reviews Stonecrest Financial 4675 Stevens Creek Blvd suite 235, Santa Clara, CA, 95051 Stonecrest Financial have underwriting committee meetings every evening and will be able to give you a quick answer on your loan request. We underwrite to combined loan-to-value, story, and exit strategy. We are the direct decision-maker for our funds, and we can close in as quickly as one week.
(408) 332-7036 2528 miles Lender's profile and map Reviews Cal State Realty & Mortgage 4682 Macbeth Avenue, Fremont, CA, 94555 I serve Northern California, from Sacramento down to the Bay Area to the Central Valley. I work with my clients in their real estate investment starting with buying or selling (residential and commercial), marketing our office listings through various strategies/media tools, financial mortgages and much more.
(510) 397-3037 2528 miles Lender's profile and map Reviews American Realty Services 23704 Clawiter Road, Hayward, CA, 94545 Whether you are looking for houses for sale or to sell a house, the most important thing is that you work with a real estate agent that you can trust. As your loyal real estate agent, I take it upon myself to provide you with the guidance and assistance that you deserve throughout the entire real estate process.