USDA and FHA Pro and Con in Port-Reading, Middlesex County, NJ
In 2025, the USDA loan limit for Port-Reading, within the county of Middlesex, NJ, is $657,900. For a single-family home, the FHA limit stands at $822,375.
Utilize the Lendersa® USDA loan calculator to compare the current top USDA and FHA rates today. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help you decide which program in best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Port-Reading, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Port-Reading, NJ
The purpose of Lendersa® is to swiftly provide you with the most advantageous USDA or FHA loan, without hassle. Choose one of three entry points to find lenders and USDA loan programs that are compatible with your needs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and commonly referred to as the USDA rural development loan or USDA mortgage, is available exclusively in rural locales. FHA loans require at least a 3.5% down payment, but USDA loans require none, offering a zero down payment option.
3982 Horner Street, Suite C, Union City, CA, 94587
MRL Group is the premiere real estate & loan company in the East Bay Area, with expertise and access to all Northern California metro markets. Whether you're in the Sacramento, San Francisco, or San Jose area, we can provide you with the best service and local knowledge to buy or sell your property.
Bay Cities Credit Union is located in Hayward, CA, United States and is part of the Depository Credit Intermediation Industry. Bay Cities Credit Union has 33 total employees across all of its locations and generates $2.27 million in sales (USD). There are 2 companies in the Bay Cities Credit Union corporate family.
Assurity Realty Corp (ARC) is a family owned real estate business and home to a growing staff that are committed to helping our clients with all of their real estate needs, both Commercial and Residential. Become a part of our family! Real Estate Sales & Purchases are our business.
21573 Foothill Blvd, Suite 211, Hayward, CA, 94541
Our company specializes in the full spectrum of financial services. We pride ourselves in finding solutions to help clients navigate financial issues and plan for financial goals. We work with real estate purchases, listings, and property management. We also originate mortgages and other types of real estate financing.
Harvest Investments is a real estate group based in the San Francisco Bay Area. It was founded in 1991 as a collaboration between a husband and wife: he pounded the pavement for their clients while she managed the back-end coordinating of each real estate transaction. Their business grew steadily by word of mouth, expanding slowly.
3553 Castro Valley Blvd, Suite H, Castro Valley, CA, 94546
"BayCal Capital is a client-focused and trustworthy company, providing ethical and sound advice in real estate & lending.
Our team of professional Realtors and Mortgage Originators, come with an extensive amount of experience in the Real Estate industry, and are available at any time."
4701 Patrick Henry Drive, Building 16, Suite 100, Santa Clara, CA, 95054
ERATE® is a nationwide publisher of financial and interest rate information specifically targeted for use by the consumer.
ERATE began as a prime-only mortgage brokerage and transitioned into a consumer resource site with the primary goal of helping consumers educate and protect themselves.
Our goal is to help all our clients obtain the best purchase or refinance rates that are currently available, and to provide honest, prompt, and courteous service. Our experienced team of loan officers are here to answer your questions at any time: call us. Prima Loan Service can help you find the home loan that’s right for you and your budget.
3965 Freedom Circle, Suite 750, Santa Clara, CA, 95054
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
2350 Mission College Boulevard, Suite 242, Santa Clara, CA, 95054
We have been serving and earning an exceptional reputation since 1995. We specialize in 3 main aspects: Residential/Investment Property Trading, Real Estate Loans, and Real Estate Agent Training. Goodview is also expert at trading and managing residential/commercial properties in the Bay Area.
VVR Loans, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
Mission City Federal Credit Union was founded in 1959 as Santa Clara City Employees Federal Credit Union to serve the employees of the City of Santa Clara, including the police, fire and power departments. Since that time the eligibility has expanded to include the faculty, employees and students of Santa Clara University and other select groups.
