USDA Loan Vs. FHA loan for Port-Reading, NJ [Middlesex County ]

In 2025, the USDA loan limit for Port-Reading, within the county of Middlesex, NJ, is $657,900. For a single-family home, the FHA limit stands at $822,375.

Utilize the Lendersa® USDA loan calculator to compare the current top USDA and FHA rates today. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help you decide which program in best suits your financial situation.

USDA and FHA Loan Options in Port-Reading, NJ

The purpose of Lendersa® is to swiftly provide you with the most advantageous USDA or FHA loan, without hassle. Choose one of three entry points to find lenders and USDA loan programs that are compatible with your needs.

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Understanding USDA Loans in NJ

The USDA home loan, guaranteed by the U.S. Department of Agriculture and commonly referred to as the USDA rural development loan or USDA mortgage, is available exclusively in rural locales. FHA loans require at least a 3.5% down payment, but USDA loans require none, offering a zero down payment option.

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(407) 582-9012 Lender's profile and map Reviews EXPRESSO LENDERS CORP 12250 Menta Street, Suite 106, Orlando, FL, 32837 Expresso Lenders provides you with the right loan for your situation. We are a successful group of professionals, with more than 30 years experience working at Business in USA, Loans & Mortgages & Investments areas.Our main goal concerns about building customer's trust, & that is why our labor has been praised in this important industrial sector.
(407) 218-6569 Lender's profile and map Reviews 1st Florida Lending Corp 2151 Consulate Drive, Suite 8-A, Orlando, FL, 32837 We are Mortgage Lenders (not brokers) committed to making the lending experience valuable, affordable, and tailored to our borrower’s budget and expectations utilizing innovative technology, best systems practices together with a full menu of over 48 lending solutions offering our client-borrowers unparalleled choices for their financing needs.
(407) 347-6461 Lender's profile and map Reviews HIS Capital Group, Inc 2151 Consulate Dr, Suite 6, Orlando, FL, 32837 We are an Orlando based private real estate investment group supported by our lending firm, HIS Capital Funding. Our senior management and advisory board possess a combined 110 ++ years of expertise in real estate law, project development, building, management, and private lending.
407-258-3625 Lender's profile and map Reviews Silverton Mortgage 12701 S. John Young Parkway Suite 210, Orlando, FL, 32837 Silverton Mortgage is a recognized industry leader within the mortgage community. Our team members recognize that home loans are as diverse as the people who seek them and work closely with borrowers to find the right program to fit their unique needs. We are guided by the strong belief that communication.
407-701-0606 Lender's profile and map Reviews Hunters Creek Mortgage LLC 14417 Verano Dr, Orlando, FL, 32837 At Hunters Creek Mortgage LLC we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
(901) 321-1200 Lender's profile and map Reviews Memphis City Employees Credit Union 2608 Avery Avenue, Memphis, TN, 38112 The Memphis City Employees Credit Union, formerly the City of Memphis Credit Union, was established in May of 1959. The Credit Union has experienced tremendous growth and accomplishment over the last 62 years. Our first branch opened its doors in a corner of the City Treasurer’s office at the old court house and began serving the city employees.
(334) 682-4155 Lender's profile and map Reviews Town-Country National Bank 118 Broad St, Camden, AL, 36726 Town-Country United Bank offers the highest quality of banking services on the market today. Since 1978, we have provided superior service to our customers and have assisted them in achieving their goals. Our years of experience and commitment to excellence have earned us the reputation as the one of the best in the area
(334) 682-4215 Lender's profile and map Reviews Community Neighbor Bank 3 Water St, Camden, AL, 36726 Chartered in May 1906, Camden National Bank was founded to provide Wilcox County with a bank of its own. Largely ignored by bigger-city banks, families and business owners throughout the area came to rely on Camden National Bank for responsive solutions to their unique financial needs.
(901) 757-7999 Lender's profile and map Reviews FAA Federal Credit Union 3920 Whitebrook Drive, Memphis, TN, 38118 FAA Federal Credit Union is a not-for-profit, financial cooperative that exists to serve the employees within our various approved service employee groups. Our original charter was established on July 21, 1954, as the Department of Commerce Memphis Employees Federal Credit Union.
(901) 521-4620 Lender's profile and map Reviews Kimberly Clark Credit Union 1520 N Second Street, Memphis, TN, 38107 Kimberly Clark Credit Union, chartered in 1947, serves the employees of Kimberly Clark Corporation across the country. KCCU is a not-for-profit financial institution where you, our member-owner, come first. After expenses and legal reserves are set aside, all profits are returned to members as higher dividends on savings, lower rates on loans.
(321) 215-4419 Lender's profile and map Reviews Dyer Mortgage, a Division of Primary Residential Mortgage, Inc. 10 S Harbor City Blvd, Melbourne, FL, 32901 Dyer Mortgage Group was founded by Bobbie Dyer, a Veteran Mortgage Banking professional with over 28 years’ experience. Our philosophy is to give our clients world-class customer service combined with the best rates, terms, and programs to meet their individual needs. We love to serve those who serve our community.
(888) 959-1648 Lender's profile and map Reviews Commercial Capital, Ltd. FL 100 Rialto Place, Suite 760, Melbourne, FL, 32901 Commercial Capital Ltd., FL is a direct private/bridge money lender and a one-stop shop for your commercial loans, including real estate mortgages, SBA business loans, fast business loans and more. We are originators for several of our own funds, and our extensive network of over 300 affiliate investors includes banks, REIT's, private equity funds.