USDA and FHA Pro and Con in Iselin, Middlesex County, NJ
For the year 2025, the USDA loan limit in Iselin, located in Middlesex, NJ, is $776,600, while the FHA limit for a single-family home is $1,089,300.
Explore the best USDA and FHA rates available today with the Lendersa® USDA loan calculator, which also outlines the necessary income, credit, reserves, and documentation to qualify. With our comprehensive mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to determine the best fit for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Iselin, Middlesex, NJ
Loan Type
Loan Limit
Downpayment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Iselin, NJ
Lendersa® aims to secure for you the best available USDA or FHA loan quickly and with ease. Choose one of three pathways to connect with matching lenders and USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed initiative by the Department of Agriculture, available exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment whatsoever.
1100 Boulders Parkway, Suite 601, Richmond, VA, 23225
Dominion Energy Credit Union was created by, and for the benefit of Dominion Energy employees. We offer the same personal financial services as the big banks, but, unlike most banks, we offer incredible rates, minimal fees, and service that exceeds expectations. We go the extra mile to let each member know they are valued and appreciated.
Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.
7400 Beaufont Springs Drive, Suite 300, Richmond, VA, 23225
Kore Mortgage LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Wells River Savings Bank (WRSB) has been providing personal and business banking products and services to the Upper Connecticut River Valley of Vermont and New Hampshire for more than 119 years. We take great pride in our tradition of friendly, personal service and our strong commitment to the community.
Richmond Heritage Federal Credit Union was founded as a “self-help” not-for-profit organization during the Great Depression in 1936 by ten educators. They recognized the need for access to economic resources not offered to African-Americans by traditional financial institutions at that time.
Cadets Federal Credit Union has been open since 1950. The credit union has assets totaling $15.29 Million and provides banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
First United National Bank was founded in August 1909 and is based in Fryburg, Pennsylvania. The bank operates as a subsidiary of Fryburg Banking Company, Inc.. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, First United National Bank is classified as a commercial bank, national charter
ACBLA has been serving Armstrong County and the surrounding counties with quality service and a friendly smile since 1925. As a community savings and loan ACBLA takes pride in supporting and giving back to its local community of Armstrong County. By being a small hometown savings and loan,