USDA VS FHA in Iselin, Middlesex County, NJ

For the year 2025, the USDA loan limit in Iselin, located in Middlesex, NJ, is $776,600, while the FHA limit for a single-family home is $1,089,300.

Explore the best USDA and FHA rates available today with the Lendersa® USDA loan calculator, which also outlines the necessary income, credit, reserves, and documentation to qualify. With our comprehensive mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to determine the best fit for your financial situation in .

Review and contrast loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Iselin, Middlesex, NJ

Loan Type Loan Limit Downpayment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Iselin, NJ

Lendersa® aims to secure for you the best available USDA or FHA loan quickly and with ease. Choose one of three pathways to connect with matching lenders and USDA loan programs.

Lendersa USDA Loan Request Results

What Constitutes a USDA Loan in NJ?

The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed initiative by the Department of Agriculture, available exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • We are a mortgage brokerage team committed to listening carefully to our customers’ needs in order to anticipate their home financing goals and dreams. We educate our customers on mortgage options and industry trends using our years of experience. Our goal is to build meaningful relationships with our customers by offering competitive rates.
  • Certified Home Loans
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  • Certified Home Loans is committed to providing the highest level of personal financial services in a professional manner. First and foremost, we represent our clients ensuring they have access to the best rates and a variety of mortgage products. Our high standards provide our clients with mortgage-based savings
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  • Mortgage Lending Masters is a newly established mortgage banker in Cherry Hill, NJ. We have over 20 years experience in the mortgage industry with a strong management team. We offer competitive rates and exceptional service. Making sure our clients are satisfied with our products and services is our number one priority.
  • NATIONS MORTGAGE
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  • Nations Mortgage is dedicated to making sure your experience is a gratifying one. If you have any questions, comments, concerns or just want to get in contact with us, we're looking forward to your call. For 18 years, we have been providing the best mortgage rates. While most other Fort Lauderdale mortgage companies skipped town,
  • Independent Farmers Bank
  • 201 W Main Street, Maysville, MO, 64469
  • Independent Farmers Bank is a locally owned Community Bank located in Maysville, Missouri, with branches in King City and Stewartsville, Missouri. We've been serving our surrounding communities since 1894. Our knowledgeable staff is here for you in every season with secure, local service.
  • Genesis Mortgage Group LLC
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Epic Funding
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  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • American Heritage National Bank
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  • American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.