USDA VS FHA in Iselin, Middlesex County, NJ

For the year 2026, the USDA loan limit in Iselin, located in Middlesex, NJ, is $776,600, while the FHA limit for a single-family home is $1,089,300.

Explore the best USDA and FHA rates available today with the Lendersa® USDA loan calculator, which also outlines the necessary income, credit, reserves, and documentation to qualify. With our comprehensive mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to determine the best fit for your financial situation in .

Review and contrast loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Iselin, Middlesex, NJ

Loan Type Loan Limit Downpayment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Iselin, NJ

Lendersa® aims to secure for you the best available USDA or FHA loan quickly and with ease. Choose one of three pathways to connect with matching lenders and USDA loan programs.

Lendersa USDA Loan Request Results

What Constitutes a USDA Loan in NJ?

The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed initiative by the Department of Agriculture, available exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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    From our headquarters in Florida, we strive to meet the needs of our clients. We are financing neighborhoods and helping build communities.

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  • Florida Family Funding LLC
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  • Jackson Area FCU opened its doors in February 1953, as the City of Jackson Municipal Employees FCU. Today, Jackson Area FCU is made up of 70 plus SEG. Anyone who works for one of our SEG's is eligible to join Jackson Area FCU. Jackson Area FCU also serves the underserved in Hinds County, MS, which means anyone who lives, works, worships.

  • Camp Shelby Federal Credit Union
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