USDA Vs. FHA your options comparison in Carteret, Middlesex County, NJ
In 2025, the USDA loan limit in Carteret, county of Middlesex, NJ totals $776,600, and the FHA cap is $1,089,300 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to examine today's leading USDA vs. FHA rates and establish the required income, credit, reserves, and paperwork for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans in a side-by-side comparison to guide you in choosing the optimal program in suitable for your financial needs.
2025 Loan Limits and Down Payment Requirements in Carteret, County of Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loans in Carteret, NJ
Lendersa® is dedicated to providing you with the best possible USDA or FHA loan quickly and effortlessly. Choose from three different starting points that help match lenders and USDA loan programs.
A USDA home loan, assured by the Department of Agriculture, sometimes called a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, the USDA loan does not require any payment up front.
Fairfield County Bank is a $1.9 billion community bank founded in 1871 in Ridgefield, Connecticut. Through our 16 offices, Fairfield County Bank offers a broad range of products and services to the residents, businesses, and municipalities in Fairfield County, Connecticut. We are the recent recipient of the prestigious Bauer Financial Five-Star rat
Fairfield County Bank is a $1.9 billion community Bank founded in 1871 in Ridgefield Connecticut. Through our 16 offices, Fairfield County Bank offers a broad range of products and services to the residents, businesses, & municipalities in Fairfield County Connecticut. We are the recent recipient of the prestigious Bauer Financial Five-Star rating
Shea & Sanders Real Estate is a full-service, locally-owned & independently operated, hometown realtor providing the Three Villages and surrounding areas extensive, state-of-the-art real estate marketing services. Shea & Sanders Real Estate guarantees the most competitively priced commission structures and our clients'/customers' satisfaction.
3031 Walton Road, Building A, Suite 310, Plymouth Meeting, PA, 19462
The mission of the United Food and Commercial Workers Local 1776 Federal Credit Union is to provide financial services and assistance for the members of the credit union in a friendly personal manner To assist the members of this Credit Union with all financial and borrowing needs at the lowest possible cost.
600 W. Germantown Pike, Suite 270, Plymouth Meeting, PA, 19462
Philadelphia Mortgage Advisors is an independent mortgage lender licensed in Pennsylvania, New Jersey, Delaware, Florida, Maryland and Virginia. At Philadelphia Mortgage Advisors we believe – and recent history has shown - that in the banking and mortgage industry, bigger is not always better. We are a group of mortgage professionals
ABC Capital RE, LTD is a one-stop shop for overseas and US real estate clients. We locate, renovate, and manage properties for hands off international/national clients. You do not have the risk of buying securities but instead your real estate properties remain in your own separate legal entity. ABC has presented our unique value proposition all o
Redwood Mortgage is a South Jersey mortgage company headquartered in Haddonfield, NJ that serves the needs of clients in New Jersey, Pennsylvania, Delaware, North Carolina and Florida. As a full-service mortgage company we service the lending needs of real estate professionals, builders and individual home buyers.
Bluestone Commercial Capital LLC was formed to meet the needs of business owners and real estate investors who require short-term capital and are either unable or unwilling to borrow from traditional banks. Seeking credit has become increasingly difficult for the self-employed. The loan packages required by commercial lenders
Established in 1992, Greentree Mortgage Company is a privately held and a trusted lending organization, helping people realize their home ownership dream. Headquartered in Southern New Jersey, we have been serving the community for over 20 years. We have an A+ rating with the BBB (Better Business Bureau).
