USDA and FHA Pro and Con in Carteret, Middlesex County, NJ
In 2025, the USDA loan limit in Carteret, county of Middlesex, NJ totals $776,600, and the FHA cap is $1,089,300 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to examine today's leading USDA vs. FHA rates and establish the required income, credit, reserves, and paperwork for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans in a side-by-side comparison to guide you in choosing the optimal program in suitable for your financial needs.
2025 Loan Limits and Down Payment Requirements in Carteret, County of Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loans in Carteret, NJ
Lendersa® is dedicated to providing you with the best possible USDA or FHA loan quickly and effortlessly. Choose from three different starting points that help match lenders and USDA loan programs.
A USDA home loan, assured by the Department of Agriculture, sometimes called a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, the USDA loan does not require any payment up front.
Community Bank is a full service commercial banking institution providing modern financial services while maintaining the integrity of a "hometown" bank where decisions are made locally. Community Bank takes pride in having served the 4-County area since 1926. The headquarters of Community Bank is at 601 Iowa Ave., Dunlap, IA 51529.
Arvest Bank is a regional Bank that operates in a unique, customer-focused way. Arvest delivers the convenience and technological advantages of a large super-regional Bank but with the local commitment and decision-making of a local community Bank. Our primary focus is on meeting and exceeding customer expectations through convenient hours
Arvest is one of commitment started by our founders, an intense dedication to focusing on the customer. This philosophy has remained the same during our growth from a small bank to a group of community banks able to provide a complete range of financial services. Arvest has more than 200 banking locations that are part of 14 locally managed banks.
Northwest Arkansas Federal Credit Union is a member owned and operated cooperative. We provide personalized services to assist our members in meeting their financial goals. We are dedicated to maintaining an informed membership and providing service in an efficient, convenient, and friendly manner.
Signature Bank of Arkansas was established in 2005 by a team of well-respected and experienced local Bankers who had the dream of building a Bank where decisions were made locally and in the best interests of not only the Bank but customers and team members as well.
Signature Bank of Arkansas
Member FDIC - Equal Housing Lender
Generations Bank has served Arkansas families and businesses for over 100 years. Established in 1907 in the small, South Arkansas town of Harrell, Generations Bank has expanded into a full-service financial institution serving South and Northwest Arkansas. Our experienced team of bankers are committed to providing convenient, friendly.
1450 East Zion Road, Suite 10, Fayetteville, AR, 72703
Generations Mortgage specializes in home purchase and refinance loans. We are committed to helping you obtain the ideal mortgage for your unique situation. Our knowledgeable, experienced staff will help you evaluate your options, identify the best-suited loan program and clear the way to a timely closing.
Community Bank and Trust operates 14 full service branch offices in Southwest Missouri and Southeast Kansas. Since 1986 the employees of CBT have been actively involved in the success of our bank through the Employee Stock Ownership Plan. Each branch office is managed to specifically meet the financial needs of its customers and community.
Our purpose is to make a positive impact on our customers, employees, and communities. We try to do this by actively practicing our values every single day. We also have a dedicated focus on building relationships with our customers. We want what\ u2019s best for YOU; you\ u2019re our #1 priority.
