USDA Vs. FHA your options comparison in Robbinsville, Mercer County, NJ
For 2025, the USDA loan limit in Robbinsville, within the county of Mercer, NJ is $336,500, while the FHA cap is set at $472,030 for single-family homes.
Employ the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates available today. You can determine the income, credit, reserves, and documents required for qualification. The advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Robbinsville, Mercer, NJ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Robbinsville, NJ
The aim of Lendersa® is to connect you quickly with the best USDA or FHA loans, without complications. Begin by selecting one of the three pathways to match lenders and USDA loan offerings.
The USDA home loan, also recognized as the USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture and is available in rural areas only. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans allow for zero down payment.
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