USDA VS FHA in Twin-Rivers, Mercer County, NJ

In the year 2025, the USDA loan limit for Twin-Rivers, situated in the county of Mercer, NJ, is $306,700. In contrast, the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. Discover the income parameters, credit scores, reserves, and necessary documentation for eligibility. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA side by side to determine which option in suits your financial scenario the best.

Examine loan offers from a network of 100 lenders

Loan limits for 2025 and downpayment details in Twin-Rivers, county of Mercer, NJ

Loan Type Loan Limit Down Payment
USDA $306,700 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan opportunities in Twin-Rivers, NJ

The objective of Lendersa® is to provide you with the superior USDA or FHA loan hassle-free and promptly. Pick one of three starting options that match you with lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are available solely within rural communities. Unlike FHA loans, requiring at least a 3.5% down payment, USDA loans demand none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Blue Sky Mortgage of TN LLC
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  • Blue Sky Mortgage of TN, LLC is here to walk you through the mortgage loan process, step-by-step. Our team is experienced and knowledgable of the local neighborhoods, schools and market conditions to help navigate you through the selling or buying process. We strive to provide excellent customer service.
  • Union National Bank and Trust Company of Elgin
  • 101 East Chicago Street, Elgin, IL, 60120
  • Union National Bank opened its doors for the first time. Although that makes us one of the oldest banks in the Chicagoland area, we pride ourselves on being innovators within both our local and national banking communities. One of the first banks to provide an option for a 1% loan, we consistently put our clients needs first to make sure we can fin
  • Banquet Financial
  • 607 Dundee Ave, Elgin, IL, 60120
  • Banquet Financial was opened to provide customers with a viable alternative to dealing with payday loans and banks, to help those who are in need of short-term loans. We offer title loans along with consumer installment loans to Illinois residents. Banks are becoming tougher to deal with, and payday loans are just too expensive.
  • WaterStone Bank, SSB
  • 11200 West Plank Court, Wauwatosa, WI, 53226
  • WaterStone Bank, established in 1921, offers a full suite of personal and business banking products. The community bank has branches in Wauwatosa/State St, Brookfield, Fox Point/North Shore, Franklin/Hales Corners, Germantown/Menomonee Falls, Greenfield/Loomis Rd, Oak Creek/27th St, Oak Creek/Howell Ave, Oconomowoc/Lake Country.
  • The Equitable Bank
  • 2290 North Mayfair Road, Milwaukee, WI, 53226
  • The Equitable Bank was founded over 85 years ago for the purpose of helping to assure that Milwaukee area families had good, adequate housing. Today, Equitable is one of the largest residential real estate lenders in Milwaukee. The Equitable Bank operates a 6-branch network serving families in the metropolitan Milwaukee area.
  • U.S. Mortgage Corporation
  • 11040 West Blue Mound Road, Suite 211, Milwaukee, WI, 53226
  • At U.S. MORTGAGE CORPORATION. We are a full-service mortgage company based in Milwaukee, Wisconsin. We specialize in Conventional, FHA, VA, Jumbo Loans in Milwaukee, Wisconsin. We also serve the surrounding cities in Milwaukee Metro area and the entire State of Wisconsin. Whether you are buying a home or refinancing in the State Of Wisconsin
  • First Federal Savings Bank of Champaign Urbana
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  • BankChampaign
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  • BankChampaign has over 30 years of experience providing financial products and services for personal, commercial and investment customers in the community. We are a true community bank, providing exceptional relationship-based service to each customer. Our staff have unparalleled expertise in commercial banking, investment management
  • U of I Community Credit Union
  • 2201 S First St, Champaign, IL, 61820
  • we began serving hourly wage earners from a janitor room at the U of I Power Plant in October 1932. At the end of that first year, the credit union had 37 members, two borrowers, & $116.97 in assets. By 1935, the credit union moved off campus to Urbana, expanded its charter to include faculty, & was renamed University of Illinois
  • Advance Financial
  • 100 Oceanside Drive, Nashville, TN, 37204
  • Family owned and operated, Advance Financial was founded in 1996 in Franklin, Tennessee. From its humble beginnings as a 3-store chain, the company has grown to include more than 100 locations throughout Tennessee, offering cash loans and other services including check cashing, $2 Bill Pay Services, $2 ATMs, Free Money Orders.
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  • Vanderbilt University Credit Union
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  • Vanderbilt University Employees Credit Union has been open since 1993. The credit union has assets totaling $49.5 Million and provides banking services to more than 6, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.