USDA and FHA Pro and Con in East-Windsor, Mercer County, NJ

For 2025, the USDA loan limit set in East-Windsor, Mercer county, NJ, is $306,700, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to help you choose the best program for your financial situation in .

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Loan Limits and Downpayment Requirements for 2025 in East-Windsor, Mercer, NJ

Loan Type Loan Limit Down Payment
USDA $306,700 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in East-Windsor, NJ

Lendersa® aims to get you the best USDA or FHA loan quickly and easily. Choose one of three starting points to connect with matching lenders and USDA loan options.

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Understanding USDA Loans in NJ

The USDA home loan, backed by the government Department of Agriculture (USDA rural development loan or mortgage), is strictly available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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