USDA Loan Vs. FHA loan pro & con for East-Windsor, Mercer County, NJ

In 2025, USDA loan limit in East-Windsor, county of Mercer, NJ is $306,700 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in East-Windsor, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 972-0329 2521 miles Lender's profile and map Reviews Mount Diablo Lending 2700 Ygnacio Valley Road, Suite 255, Walnut Creek, CA, 94598 Mount Diablo Lending was founded with a mission of bringing very low rates to market. Our entire business model is predicated on delivering our clients competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive.
(925) 457-5121 2521 miles Lender's profile and map Reviews Integrus Mortgage 3093 Citrus Circle, Suite 145, Walnut Creek, CA, 94598 Multifaceted, highly experienced, and results-driven professional who has demonstrated the ability to thrive independently as well as lead a diverse team of professionals to new levels of success in extremely competitive industries, volatile markets, and fast-paced environments. Strong business qualifications with an impressive track record of
(925) 934-6600 2521 miles Lender's profile and map Reviews Resource Home Loan 2977 Ygnacio Valley Rd, Suite 428, Walnut Creek, CA, 94598 We are an independent mortgage brokerage company owned by Mark Dankman. In business for over 20 years now we have helped hundreds of people get their home loans quickly and easily without any surprises. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area.
(888) 221-7444 2521 miles Lender's profile and map Reviews Mortgage Connect 3075 Citrus Circle, Suite 185, Walnut Creek, CA, 94598 At Mortgage Connect, we pride ourselves on offering our customers responsive, competent and excellent service. Our customers are the most important part of our business, and we work tirelessly to ensure your complete satisfaction, now and for as long as you are a customer. We serve our customers with honesty
(925) 708-2000 2521 miles Lender's profile and map Reviews Pacific First Funding 3021 Citrus Circle, Suite 260, Walnut Creek, CA, 94598 The Pacific First Realty Services office is located in Walnut Creek, a thriving, suburban hub-city in the East Bay. At Pacific First Realty our agents and loan officers love to give free, no-obligation consultation about any community or personal/family situation. Our goal is to help you to the best of our ability
(925) 627-1400 2521 miles Lender's profile and map Reviews Team Funding Group Inc 1700 Ygnacio Valley Road, Suite 202, Walnut Creek, CA, 94598 Team Funding Group has built and maintained very important relationships with banks, realtors, escrow companies, and everyone associated with this industry. With relationships as our foundation for business, our rates and turn times have a competitive edge that no one else can offer
(800) 358-8228 2521 miles Lender's profile and map Reviews Patelco Credit Union 3 Park Place, Dublin, CA, 94568 As a not-for-profit credit union, we were founded to serve the financial interests of people in our communities. Our members entrust us with their financial health, and we don’t take that role lightly. From our team members in 38 branches, to those who answer member questions on the phone.
(855) 385-4448 2521 miles Lender's profile and map Reviews Light Mortgage 11501 Dublin Blvd, Dublin, CA, 94568 At Light Mortgage, we offer personalized mortgage solutions, fast customized quotes, great rates, and we ALWAYS look out for your best interests. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
(510) 579-5211 2521 miles Lender's profile and map Reviews Rohit Mohan 5960 Stoneridge Drive, Suite 101, Pleasanton, CA, 94588 Rohit Mohan is a Certified Mortgage Planning Specialist and is recognized as an expert in the Mortgage Industry. He was voted in top 4% Mortgage Loan Officers in Bay Areas by Diablo Magazine October 2012. Rohit brings his tech background to Mortgage Finance industry in a way to solve problems quicker and deliver the best service in the industry.
(800) 795-1333 2521 miles Lender's profile and map Reviews CU HomeLand 5994 W. Las Positas Blvd, Suite 109, Pleasanton, CA, 94588 CU HomeLand is a mortgage lender that originates mortgage loans for consumers, and partners with Credit Unions and Small Banks to provide them with the necessary mortgage services to help their members and clients obtain home mortgages and CU HomeLand is also a division of American Pacific Mortgage.
(866) 202-0360 2521 miles Lender's profile and map Reviews Landmark Lending 4900 Hopyard Road, Suite 100, Pleasanton, CA, 94588 Landmark Lending has been serving California mortgage loan clients since 2001. Located in the beautiful city of Pleasanton, Landmark Lending provides a variety of loans for the mortgage industry. We are a mortgage brokerage company that specializes in providing solutions for home owners and future home owners through wise planning & sound advice.