In 2026, the loan limits are set as follows in Fair-Haven, county of Monmouth, NJ: USDA loans max out at $657,900, and FHA loans for single-family homes are capped at $822,375.
Use the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA options. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, aiding your financial decision-making in .
2026 Loan Limits & Downpayment in Fair-Haven, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loans in Fair-Haven, NJ
The primary goal of Lendersa® is to quickly and effortlessly secure the ideal USDA or FHA loan for you. Start with one of three options to connect with compatible lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is designed exclusively for rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, a USDA loan requires none.
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