USDA Vs. FHA Pro and Con comparison in Little-Silver, Monmouth County, NJ
In 2025, the USDA loan cap in Little-Silver, county of Monmouth, NJ, stands at $657,900, while the FHA cap for a single-family house is $822,375.
Utilize Lendersa® USDA loan calculator to check today’s top USDA compared to FHA rates, and assess the income, credit, reserves, and necessary documents for qualification. This advanced mortgage calculator places USDA, FHA, Conforming, and VA programs side-by-side to help identify which option in matches your financial requirements best.
For 2025: Loan limits and downpayment obligations in Little-Silver, Monmouth county, NJ
Loan Type
Loan Cap
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA loans available in Little-Silver, NJ
The aim of Lendersa® is to swiftly provide you with the ideal USDA or FHA loan without burden. Choose from three starting points to connect with suitable lenders and USDA programs.
A USDA loan, supported by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is designed for rural locales. Unlike FHA loans that demand at least a 3.5% down payment, a USDA mortgage necessitates none.
First Century Lending, LLC (Loan Production Office a subsidiary of Salyersville National Bank, Salyersville KY) opened in 2008 in Somerset KY. We are located in Somerset and Richmond KY. and Type of Loans Offered:
Home Mortgages
Commercial Loans
Personal Installments
Home Equity
PHCU is a full service credit union committed to being your trusted partner for financial services, including loans & a wide variety of savings options. Federally Insured by NCUA. Equal Housing Lender and also Palmetto Health Credit Union (PHCU) is a not-for-profit financial cooperative owned by its members and governed.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Members Heritage opened its doors in April 1960 as IBM (Lexington) Employees Federal Credit Union. In the early 1990’s, the credit union began to grow and diversify, offering service to employees at additional companies. In 1993, our name was changed to Members Heritage Federal Credit Union, representing the concept of member ownership.
At H.P.C. Credit Union, we have proudly been serving our members since 1950! Now serving over 8, 000 people in our community.
We have three full-service locations, two in Alpena, MI and one in West Branch, MI.
and also H.P.C. Credit Union’s mission is to serve and promote members’ personal financial success and to continue the Credit Union phi
In 1957, a small group of people gathered in an office on Wurtsmith Air Force Base to discuss the possibility of starting a credit union. Northland Area FCU offers its members the ability to have up to 100 different accounts.The accounts can be used for a college fund, Christmas savings, checking, vacation, home purchases, retirement, etc.
Alpena Community Credit Union has been open since 1952. The credit union has assets totaling $24.51 Million and provides banking services to more than 3, 000 members. When you’re a member of Alpena Community Credit Union, you’re not just a customer but part-owner of your credit union.
Alpena Alcona Area Credit Union as a financial institution, as a leader in our community and as an employer. As an employer, AAACU values its staff and provides competitive wages and benefits to both full and part-time employees. As a leader in the community, we focus on reinvestment, charitable contributions and “people helping people.”
