USDA Vs. FHA your options comparison in Red-Bank, Monmouth County, NJ
In the year 2025, the USDA loan limit for Red-Bank, located in Monmouth county, NJ, is set at $657,900. Meanwhile, the FHA limit for a single-family dwelling is $822,375.
Explore the Lendersa® USDA loan calculator to compare the prevailing USDA and FHA rates. This will enable you to evaluate income, credit score, reserves, and documentation for qualification. With our sophisticated mortgage calculator, assess USDA, FHA, Conforming, and VA loan options side by side, crucial to deciding the most suitable program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Red-Bank, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Discover USDA and FHA Loan Choices in Red-Bank, NJ
The objective of Lendersa® is to quickly and effortlessly provide you with the best USDA or FHA loan options. Choose one of our three methods that lead to matching lenders and USDA loan programs.
A USDA home loan is a government-guaranteed loan by the Department of Agriculture, termed as USDA rural development loan or USDA mortgage, specifically for rural areas. Contrasting FHA loans with a minimum 3.5% down payment, no such payment is needed for USDA mortgage loans.
Northeast Home Loan is one of New England’s best kept secrets when it comes to wholesale mortgage banking. We don’t have national aspirations, and we don’t grow our business by adding lots of clients. Our business model is predicated on some simple ideas. We’re a community-based lender, so we seek partners that are similarly focused.
Bank of Easton provides traditional banking services to the surrounding communities.
our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!
8444 Westpark Drive The Fourth Floor, Mc Lean, VA, 22102
FSMC is a private lender for residential financing. We are committed to supporting and helping individuals and families achieve their dream of homeownership in Virginia. We use new and innovating technology to make the application and overall loan process as smooth as possible for each client.
We are a full-service Credit Union, but more importantly, we’re people like you, helping people like you. Yes…we have checking and saving accounts; auto loans and mortgages…you get the gist. But what we pride ourselves most on is helping you through every stage of your life. IC was founded in 1928.
210 East Broad Street, Suite 203, Falls Church, VA, 22046
At Commonwealth Financial Services inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Congressional Capital, LLC is the leading hard money lender in DC, dedicated to providing fast and flexible direct, private loans to DC developers and borrowers. The lending experts at Congressional Capital provide full spectrum services related to private/hard money real estate transactions
7777 Leesburg Pike, Suite 400N, Falls Church, VA, 22043
ABC United Finance mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7115 Leesburg Pike, Suite 208, Falls Church, VA, 22043
Loansteady, we believe in bringing a much-needed dose of humanity to the mortgage process. We’re built on decades of experience, and the idea that price and convenience should not come at the expense of dedicated service. Small-by-design, we’re able to work with greater agility while remaining fully focused on what’s most important – people.
2815 Hartland Rd, Suite 200, Falls Church, VA, 22043
"WCP was founded on a mission to change the lending industry. In 2012 we set out to rewrite the rules of hard money lending, focusing on streamlined technology, exceptional customer service, and assembling an all-star team.
Today we keep our business local to DC, Maryland, and Virginia where we can provide proven expertise.
