USDA Vs. FHA your options comparison in Smithville, Atlantic County, NJ
In 2025, the USDA loan limit in Smithville, within Atlantic County, NJ, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Use Lendersa®'s USDA loan calculator to compare today’s top USDA and FHA rates. Determine the required income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program, especially if you are managing your finances in .
2025 Loan Limits and Downpayment Requirements in Smithville, Atlantic, NJ
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choices for USDA and FHA Loans in Smithville, NJ
Lendersa® is committed to efficiently securing the best possible USDA or FHA loan for you, minimizing any hassle. Select one of three approaches to connect with lenders and access USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is designed for rural neighborhoods only. Unlike FHA loans that demand at least a 3.5% down payment, USDA mortgage loans require no down payment, making them an attractive option for many homebuyers in rural areas.
"Chapman Mortgage has been in business since January 2000. We are a local company on the southside of Indianapolis. We are licensed to serve the entire state of Indiana. Chapman Mortgage offers the following mortgage products: Purchase
Refinance
Fixed & ARMs
Conventional Loans
FHA Loans
VA Loans"
Appalachian Home Loans, Inc. is committed to providing an accessible website. Appalachian Home Loans, Inc. will strive to provide the content you need in the format you require. Appalachian Home Loans, Inc. welcomes your suggestions and comments about improving ongoing efforts to increase the accessibility of this website.
First Financial OF TENNESSEE HOME LOANS, LLC, we understand that buying a new home or refinancing an existing mortgage is one of the most important decisions an individual or couple can make. That’s why it is our goal to serve communities by offering the best programs with the most competitive rates. Customer satisfaction is our number one goal.
Mortgage Lender and broker, funding loans for refinances and new home purchases. We specialize in conventional, FHA, VA and Rural Development and Construction Lending. We meet with our clients face to face to make sure there is a level of trust and complete understanding of the loan process.
Huron National Bancorp, Inc, a bank holding company, provides a broad range of banking services to businesses and individuals in the Presque Isle County area. Its sole subsidiary, Huron State Bank, was founded on May 12, 1980. HNB is independently owned and is managed by experienced professionals with strong ties to the area.
At Calcite Credit Union, our goal is to offer our members caring, truthful service, along with affordable financial products. Serving all those who live, work, worship, attend school, or have family in Presque Isle, Cheboygan, Alpena, & Emmet Counties! We provide members caring, truthful service, along with affordable financial products.
Our exceptional reputation as a Residential Mortgage Provider has been built on our capability to provide quick financing solutions for borrowers.
Having over 22+years experience in various home loan options, from fixed-rate and adjustable-rate mortgages to FHA loans, We are able to process your loan application quickly and efficiently.
939 Lakeside Drive South East, Grand Rapids, MI, 49506
At Lakeside Mortgage Lending We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We've been helping customers afford the home of their dreams.
BBC Financial Group has been in business since 2004. We were able to survive the worst housing market in history due to providing our clients sound advise and unparalleled service during a challenging time. We have consistently been able to provide our clients a level personal service .
Energy Plus Credit Union was formed through the merger of IPALCO and Citizens Gas Coke & Utility Credit Unions. Our purpose was to serve the employees of Indianapolis Power & Light, Citizens Energy Group & its subsidiaries and their family members. We have since expanded our membership to include the wonderful communities
