USDA Vs. FHA your options comparison in Smithville, Atlantic County, NJ
In 2025, the USDA loan limit in Smithville, within Atlantic County, NJ, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Use Lendersa®'s USDA loan calculator to compare today’s top USDA and FHA rates. Determine the required income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program, especially if you are managing your finances in .
2025 Loan Limits and Downpayment Requirements in Smithville, Atlantic, NJ
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choices for USDA and FHA Loans in Smithville, NJ
Lendersa® is committed to efficiently securing the best possible USDA or FHA loan for you, minimizing any hassle. Select one of three approaches to connect with lenders and access USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is designed for rural neighborhoods only. Unlike FHA loans that demand at least a 3.5% down payment, USDA mortgage loans require no down payment, making them an attractive option for many homebuyers in rural areas.
Cornerstone Company headed by George Krajacic is a trusted name in Los Angeles, Orange County, Riverside, San Bernardino and San Diego for flexible, reliable and fast hard money loans. Founded ten years ago, today Cornerstone Company is known for its dedicated service, consistent performance and diversified approach in hard money lending.
14241 Firestone Blvd, Suite 210, La Mirada, CA, 90638
"Justin Ahn is a Loan Officer with 14 years of Financial industry experience under my belt. I take pride in what I do, and my mission is to make the process of getting you into your dream home as painless as possible.
If there is one thing you should know about me is that I fully understand what it means to be a true professional"
14730 Beach Boulevard, Suite 200, La Mirada, CA, 90638
Southern California, we are a full service Real Estate & Mortgage Broker. We pride ourselves on exceeding our customer's expectations in finding the best home, rates, service, and options for home buyers-sellers.Whether you want a fixer upper, lowest rate possible for a purchase-refinance, a large amount of guidance, or a more
15707 East Imperial Highway, Suite A, La Mirada, CA, 90638
We can help you with most of today’s most popular mortgage products such as
FHA Loans for Purchase
FHA streamline Refi
Conventional Purchases with 5% down or more
LPMI (Lender Paid MI) conventional purchase or Refi
VA Loans
Reverse Mortgage (Senior home-owners 62 and over)
Fannie Mae HARP Refi
14241 Firestone Blvd, Suite 110, La Mirada, CA, 90638
Avenue Mortgage is a full service mortgage brokerage with offices in California and Oregon. In business since 1999, Avenue Mortgage has helped thousands of families achieve the dream of home ownership. With over $1 billion in funding's, Avenue Mortgage has loan programs available for borrower's with a variety of credit backgrounds.
2360 Huntington Drive, Suite 308, San Marino, CA, 91108
"Valhalla Home Loans are an online mortgage lender. We are not lead generators for other lenders.
We use real-time mortgage quotes, up-front access to closing cost details, online applications, electronic document processing and e-signatures to make the mortgage process fast, easy and transparent"
1613 Chelsea Road, Suite 325, San Marino, CA, 91108
"iEccentric Realty and Mortgage offers a wide variety of loan programs ranging from the government VA & FHA loans to the conventional fixed program, ARM program, and Jumbo loans. The primary loan programs which we promote are the following:
10, 15, 20, and 30 Year Fixed Programs (We also exclusively offer 8,12, 22, and 27 Fixed Programs)"
2920 Huntington Drive, Suite 100, San Marino, CA, 91108
Emory Financial is a mortgage brokerage business that will take you through every step of the mortgage process. We take the time to understand your needs and goals before selecting the best program for you at the best available rate. Whether you're buying a new home, refinancing, consolidating debt
Established in 1952, Cascade FCU originally served employees of the Cascade Division of the Great Northern Railway. Through railroad mergers, the Burlington Northern Santa Fe developed, which is our largest employee group. In 1982, credit union regulations began allowing credit unions to serve additional employee groups.
Rhonda Porter is a Licensed Mortgage Originator MLO121324 living in the greater Seattle area. Rhonda began her career in 1986 in the title and escrow industry and joined Mortgage Master Service Corporation as a Loan Officer in 2000 and began blogging in 2006. Mortgage Master Service Corporation (NMLS ID#40445) is owned by the Porter family.
