USDA and FHA Pro and Con in Galloway, Atlantic County, NJ
In 2025, the USDA loan limit in Galloway, Atlantic county, NJ, is $336,500, whereas the FHA loan limit is $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates. Understand the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA programs, helping you decide the best option in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Galloway, Atlantic County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Galloway, NJ
At Lendersa®, our aim is to secure the ideal USDA or FHA loan quickly and easily. Choose from three initial approaches that connect you to lenders and USDA loan options.
A USDA home loan, guaranteed by the government via the Department of Agriculture, is also known as the USDA rural development loan. Only available in rural areas, this loan requires no down payment, unlike FHA loans that require at least a 3.5% down payment.
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