USDA and FHA Pro and Con in Piscataway, Middlesex County, NJ
In 2025, the USDA loan cap in Piscataway, Middlesex county, NJ, is $776,600. On the other hand, the FHA limit for a single-family home stands at $1,089,300.
Lendersa® provides a USDA loan calculator for comparing today's prime USDA and FHA rates. Evaluate necessary qualifications—income, credit, reserves, and documents. The advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side for easy decision-making within .
Loan Limits and Down Payment Requirements for 2025 in Piscataway, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Choices in Piscataway, NJ
Lendersa® aims to quickly and effortlessly secure the best USDA or FHA loan possible. Choose one of three paths to connect with USDA loan programs and matching lenders.
A USDA loan, backed by the U.S. Department of Agriculture and also known as a USDA mortgage or rural development loan, is exclusively for rural locales. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no initial payment.
1201 Seven Locks Road Suite 360, Rockville, MD, 20854
Capital Investors Direct (CID), a Rockville, Maryland-based leader, offers streamlined commercial real estate financing nationwide. We specialize in hassle-free loans, with fast closing, low-interest rates starting at 5%, and a simple application process. Our custom loan structures and versatile financing options cater to all project sizes, equippi
Rapid ELoans has one of the most experience staff in the mortgage industry with the state of the art technology from pre-approval to loan closing. All our files are secure and processed electronically to insure your data and documentation is secure. We work very hard to make sure you are updated throughout the loan process
Providence Mortgage to become the best mortgage company- we just don't think that's the most important thing. We decided to be different. We wanted to redefine what a successful business looks like, and that drives our desire to be significant in how we are changing lives. Our core values are simple
From the day we opened our doors in 1951 to today, Community State Bank has valued Fairness. The founders, unable to secure fair lending from banks in neighboring, more affluent counties, were compelled to start a bank where everyone had the opportunity to get a loan and had access to good banking products, close to home.
Chain Bridge Bank, N.A. is a national bank and fiduciary services provider chartered under the Office of the Comptroller of the Currency. It serves businesses, organizations and individuals across the country, with an emphasis on commercial clients in the public affairs industries in the Washington, D.C. area.
Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.
We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans
"AllCom Credit Union is a full-service, not-for-profit, community-chartered financial services organization. Founded in 1922, we celebrated 90 years in business in 2012.
AllCom was originally chartered to provide financial services exclusively to employees of the Telephone Company."
Since 1970, we’ve stood behind members of associations, businesses, alumni groups and charitable organizations to help them build their businesses, families and dreams with financial products and resources for the everyday to the once-in-a-lifetime need and With members making the important business decisions, everyone’s voice is heard.