USDA Vs. FHA your options comparison in Piscataway, Middlesex County, NJ
In 2025, the USDA loan cap in Piscataway, Middlesex county, NJ, is $776,600. On the other hand, the FHA limit for a single-family home stands at $1,089,300.
Lendersa® provides a USDA loan calculator for comparing today's prime USDA and FHA rates. Evaluate necessary qualifications—income, credit, reserves, and documents. The advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side for easy decision-making within .
Loan Limits and Down Payment Requirements for 2025 in Piscataway, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Choices in Piscataway, NJ
Lendersa® aims to quickly and effortlessly secure the best USDA or FHA loan possible. Choose one of three paths to connect with USDA loan programs and matching lenders.
A USDA loan, backed by the U.S. Department of Agriculture and also known as a USDA mortgage or rural development loan, is exclusively for rural locales. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no initial payment.
Community Financial Services FCU is a not-for profit, member owned financial organization. It was originally chartered in 1949 as “Linden Assemblers FCU” by the General Motors assembly plant workers of UAW Local 595. Today membership is open to anyone who lives, works or worships in Union County, NJ.
Division 726 Federal Credit Union has been providing first-rate financial products to Staten Island, New York since 1970. The credit union has assets totaling $11.79 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
101 Tyrellan Avenue, Suite 220, Staten Island, NY, 10309
"At Charles Martin Mortgage our focus is providing our clients with the
best possible terms on their mortgage and an overall customer
experience that is unparalleled. As a company founded in late 2007 during the onset of the financial
crisis, our culture as a company is one of perseverance."
For over 85 years, County Educators FCU has been helping people like you achieve their financial goals. We are proud of the wide range of valuable financial services we offer, from affordable Checking & Savings programs to convenient low-cost lending services. We can offer your employees a great employee benefit at absolutely no cost to you.
Amboy Bank is a community bank offering banking services for individuals and businesses in New Jersey for over 130 years. Amboy's branch offices provide checking, savings, mortgages, home equity and business loans among many other high quality services. Amboy continues to be recognized as the Best Bank in Central New Jersey more than 20 years.
Established in 1990 New Jersey Home Funding Group llc is one of New Jersey's longest standing independent mortgage lender. For 27 years and billions of dollars of residential mortgages originated over that time there has never been 1 single consumer complaint upheld by any regulatory agency. A record we are proud of!
Peapack Private, the bank’s wealth management* division, offers comprehensive financial, tax, fiduciary and investment advice and solutions, to individuals, families, privately-held businesses, family offices and not-for-profit organizations, which help them to establish, maintain and expand their legacy.
Omega Financial Services, Inc. is a full service, Non-Supervised, Multi-State Direct Residential and Commercial Lender and Wholesaler. With over 25 years of experience, Omega’s goal has been to assist clients in owning a home, acquiring a business, or an investment property by offering a wide array of loan programs and giving attention to detail.
At Platinum Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
