USDA and FHA Pro and Con in Piscataway, Middlesex County, NJ

In 2025, the USDA loan cap in Piscataway, Middlesex county, NJ, is $776,600. On the other hand, the FHA limit for a single-family home stands at $1,089,300.

Lendersa® provides a USDA loan calculator for comparing today's prime USDA and FHA rates. Evaluate necessary qualifications—income, credit, reserves, and documents. The advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side for easy decision-making within .

Compare loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Piscataway, Middlesex, NJ

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Choices in Piscataway, NJ

Lendersa® aims to quickly and effortlessly secure the best USDA or FHA loan possible. Choose one of three paths to connect with USDA loan programs and matching lenders.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA loan, backed by the U.S. Department of Agriculture and also known as a USDA mortgage or rural development loan, is exclusively for rural locales. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Rapid ELoans has one of the most experience staff in the mortgage industry with the state of the art technology from pre-approval to loan closing. All our files are secure and processed electronically to insure your data and documentation is secure. We work very hard to make sure you are updated throughout the loan process
  • Providence Mortgage
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  • Providence Mortgage to become the best mortgage company- we just don't think that's the most important thing. We decided to be different. We wanted to redefine what a successful business looks like, and that drives our desire to be significant in how we are changing lives. Our core values are simple
  • Community State Bank of Orbisonia
  • 478 Ridgley Street, Orbisonia, PA, 17243
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  • Chain Bridge Bank, National Association
  • 1445-A Laughlin Avenue, Mc Lean, VA, 22101
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  • 230 Park Avenue, Worcester, MA, 01609
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