For 2025, in Middlesex, within Middlesex county of NJ, the USDA loan cap is set at $776,600, while for single-family homes, the FHA cap is $1,089,300.
Use the Lendersa® USDA loan calculator to assess and compare today's most favorable USDA and FHA rates, determining the income, credit, reserves, and necessary documentation for eligibility. With our advanced mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA options, assisting you in identifying the best program for your specific financial situation in .
2025 Loan Limits and Down Payment Needs in Middlesex, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loans in Middlesex, NJ
The objective of Lendersa® is to quickly secure you the ideal USDA or FHA loan, hassle-free. Choose one of three pathways to connect with matching lenders and USDA loan services.
The USDA home loan, offered by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is only for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
CES Credit Union is a not-for-profit, full-service financial cooperative owned by its members. Originally established in 1952 to serve the employees of Cooper Bessemer, CESCU is now open to everyone who lives, works, worships or attends school in Knox, Licking, Delaware, Richland and Ashland County.
5039 Executive Drive, Suite 500B, Morehead City, NC, 28557
Robby is a Chapel Hill native, a graduate of the University of North Carolina. Robby joined Corporate Investors Mortgage Group in 2003 with a background in Financial Planning and Real Estate and hit the ground running winning the 2004 NC Association of Mortgage Professionals “Rookie of The Year” award.
HealthShare Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets - our members.
Your credit union was chartered in 1955 to serve the employees of Moses Cone Hospital. Over the next 50 years, as Moses Cone Health System grew
Greensboro Municipal Federal Credit Union was originally chartered by the State of North Carolina. In 1937, City of Greensboro workers pooled their resources and created Greensboro Municipal. The credit union converted to a federal charter in 2011. Now, after all of these years of continuous operation,
First Peoples Bank ATM is located in Mullens, West Virginia, and was founded in 1926. At this location, First Peoples Bank ATM employs approximately 20 people. This business is working in the following industry: Financial services. Annual sales for First Peoples Bank ATM are around USD 3,255,000.00.
806 Green Valley Rd, Suite 200, Greensboro, NC, 27408
Bull Market Capital: Business Funding Solutions is focused on providing exemplary commercial finance to various businesses, and we’ve been nationally recognized for our commitment and services. Our generous portfolio of products and industry expertise is at your disposal. Some of the commercial finance & loan products in which we specialize include
701 Green Valley Rd, Suite 208, Greensboro, NC, 27408
At Helms Mortgage LLC. We look forward to working with you We offer easy and convenient online tools coupled with the assistance of an experienced loan officer and dedicated processor. Together they will guide you through the often difficult and confusing process of choosing and securing the right loan to meet your specific needs.
Acclaim FCU is a member-owned, full-service credit union. We focus on linking you to your goals with our checking & savings accounts, auto loans, personal loans, mortgage loans, rewards credit cards, and more. They recognized that each person and family had a story and different needs, & they wanted a financial institution that recognized that too.
Penobscot County Federal Credit Union focuses on providing family style service and top notch consumer lending for the current and potential members of Penobscot County Federal Credit Union. Penobscot County Federal Credit Union has grown into a full service financial institution that has over 8, 000 members and assets over $53 million.
