USDA Vs. FHA Pro and Con comparison in Middlesex, Middlesex County, NJ
For 2025, in Middlesex, within Middlesex county of NJ, the USDA loan cap is set at $776,600, while for single-family homes, the FHA cap is $1,089,300.
Use the Lendersa® USDA loan calculator to assess and compare today's most favorable USDA and FHA rates, determining the income, credit, reserves, and necessary documentation for eligibility. With our advanced mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA options, assisting you in identifying the best program for your specific financial situation in .
2025 Loan Limits and Down Payment Needs in Middlesex, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loans in Middlesex, NJ
The objective of Lendersa® is to quickly secure you the ideal USDA or FHA loan, hassle-free. Choose one of three pathways to connect with matching lenders and USDA loan services.
The USDA home loan, offered by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is only for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
11140 Rockville Pike, Suite 400, North Bethesda, MD, 20852
Infinity Financial Services, LLC is a boutique mortgage company for both residential and commercial lending.The company was founded in 2000 by Sandra Marshall, a Maryland native and financing expert with more than 20 years of diverse experience in the lending and real estate industry.
11140 Rockville Pike, Suite 400, Rockville, MD, 20852
Abel Commercial Funding offers business and commercial real estate financing products all over the country and is a leading lender for commercial finance. We have spent years helping businesses of all sizes thrive in an up and down market. We know you need plenty of working capital to keep your business successful
PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally. While it is similar to a bank in terms of the services it provides, it is philosophically different in operation. PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally.
"Founded on August 20, 1934, Industrial Bank is the oldest and largest African American owned commercial bank in the metropolitan Washington region.
Since 1934, the bank has delivered essential banking and financial services that have contributed greatly to the growth and development of the Washington, D.C. community.
The Treasury Department Federal Credit Union (TDFCU) founded in 1935, is a full service financial institution with a voluntary Board of Directors that is elected by our membership. Each member is an owner of the credit union with an equal vote Our purpose is to improve the quality of life of our members by providing affordable financial products an
We’re the Adirondack Trust Company, and we go above and beyond to create solutions for people, businesses and our community.
As a successful independent Bank that’s been serving this area for more than a century, we are vested in your success and committed to taking you and our community to greater heights.
Capital Bank opened for business on Wolf Road in the Town of Colonie in December of 1995. The Bank was founded by a group Albany-based business people and community leaders. The founders knew there was a niche for a new commercial bank in the Capital Region. Over the next 15 years, the forecast of the founders came to fruition,
368 Broadway, Suite 12, Saratoga Springs, NY, 12866
The Funding Store is a Registered Mortgage Broker founded in 2010. At the time of establishment, the mortgage industry had experienced transition as a result of predatory lending and deceptive mortgage practices. Revisions to licensing laws along with additional education and test requirements were embraced and The Funding Store
2220 Plainfield Pike, Suite 213, Cranston, RI, 02921
Advanced Mortgage Corp. you get support and expert guidance from experienced licensed loan professionals. Local Loan Officers who know the ins and outs of the RI marketplace. You get the option of working with a select network of local professionals like Real Estate Agents, Attorneys, appraisers.
