USDA Vs. FHA your options comparison in Middlesex, Middlesex County, NJ
For 2025, in Middlesex, within Middlesex county of NJ, the USDA loan cap is set at $776,600, while for single-family homes, the FHA cap is $1,089,300.
Use the Lendersa® USDA loan calculator to assess and compare today's most favorable USDA and FHA rates, determining the income, credit, reserves, and necessary documentation for eligibility. With our advanced mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA options, assisting you in identifying the best program for your specific financial situation in .
2025 Loan Limits and Down Payment Needs in Middlesex, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loans in Middlesex, NJ
The objective of Lendersa® is to quickly secure you the ideal USDA or FHA loan, hassle-free. Choose one of three pathways to connect with matching lenders and USDA loan services.
The USDA home loan, offered by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is only for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Morton Credit Union was established in February of 1941, the field of membership originally included employees of Morton Salt and their immediate families. We are an Open Credit Union, our membership includes any person living in Reno county and the surrounding counties. Depositors are insured by the National Credit Union Administration (NCUA)
First United Bank, the seeds of our business were planted more than 125 years ago in the rich, black soil of North Dakota farms. It doesn’t matter how you do business with us; if you are involved with First United Bank, you are involved with agriculture. That’s because our bank is still true to its roots.
Payne County Bank was incorporated January 3, 1898, nine years before Oklahoma's Statehood. With original capital stock of $5,000, the bank operated in a wood frame structure at the northwest corner of what is now Main and Thomas streets for about four years. With the construction of a new native sandstone building in 1903,
First National Bank of Winnsboro has been continually serving multiple generations of families for over a century!
At the 2018 Customer Appreciation BBQ, Texas Bankers Association and The Independent BankersBank presented FNB with a award for celebrating 125 years of banking. Windol Cook, on behalf of TIB, stated.
Farmers State Bank was originally established in 1922 in Clarita, Oklahoma, as a locally owned, rural community Bank. It was later moved to Allen in 1927, and our status as an
independently owned and operated community bank has been maintained for almost a century. It is in that atmosphere that we strive to serve you, our neighbors and friends, w
The Exchange Bank and Trust Company of Perry, OK will remain a strong, sound and successful community bank. Through a friendly and professional staff, we will provide the products and services needed by our communities. Our primary trade area encompasses Noble County and Payne County.
The Stock Exchange Bank of Caldwell, the oldest banking institution in Caldwell and Sumner County, received its state charter on November 12, 1881 and opened on Christmas Eve, December 24, 1881. The stone building erected to house the bank in 1881 at a cost of $5,000, has undergone several remodeling projects
On February 15, 1951, a special group of people, inspired by Ralph Burnett, met in a room at Oklahoma Baptist University to establish a credit union. Those original incorporators were Charles V. Manes, Edward Hurt, Jr, Leroy Bond, C.V. Milliken, Clifford J. Smith and Ralph Burnett. On April 9, 1951, Bison Federal Credit Union opened its doors.
Why is First National Bank & Trust Co. your bank for life? You never know where life is going to take you. That's why we know it's important to have a bank that will help you navigate the paths you choose for you and your family. With sound banking practices and a focus on getting to know you and your banking needs,
