USDA Vs. FHA your options comparison in Wall, Monmouth County, NJ

For the year 2025, the USDA loan limit in Wall, within Monmouth county of NJ, stands at $776,600. Meanwhile, the FHA cap for a single-family home is noted as $1,089,300.

Employ the Lendersa® USDA loan calculator to juxtapose today's premier USDA and FHA rates. This tool can ascertain your eligibility by evaluating income, credit, reserves, and necessary documentation. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding you in selecting the optimal plan for your financial needs in .

Explore loan offers from a selection of 100 lenders

2025 Loan Caps and Down Payment Criteria in Wall, Monmouth, NJ

Loan Category Loan Ceiling Initial Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conforming Conventional $1,089,300 3%

USDA and FHA Financing Opportunities in Wall, NJ

Lendersa® is dedicated to facilitating the acquisition of optimal USDA or FHA loans swiftly and conveniently. Begin your journey with one of three approaches designed to align you with suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

What is a USDA Loan in NJ?

The USDA home loan, guaranteed by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or mortgage, is exclusive to rural areas. Unlike the FHA loan, which mandates a minimum down payment of 3.5%, the USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Probate Advance - Inheritance Loans
  • 100 Fisher Ave., Suite 952, White Plains, NY, 10606
  • Probate Advance is a company that focuses on providing funding options to beneficiaries and heirs of probate cases. When a beneficiary of case is in need of funding and cannot wait the months, or years, for an estate distribution we can purchase a portion of their beneficial interest, at a discount, to enable the heir to access.
  • University of Pennsylvania Students Federal Credit Union
  • 3401 Walnut Street, Suite 431A, Philadelphia, PA, 19104
  • The Student Federal Credit Union (SFCU) is the first and only Credit Union in the Ivy League and exclusively serves the University of Pennsylvania community. Founded in 1987 by three Wharton MBA students, the SFCU has been providing Penn students with secure, efficient, and convenient financial services for almost 25 years.
  • Penn Federal Credit Union
  • 3131 Walnut Street, Philadelphia, PA, 19104
  • Penn Federal Credit Union is a non-profit organization. In other words, every member equally owns the credit union. Any money made above the cost of operations is returned to the members in the form of better rates on deposits, better loan rates and lower fees. The credit union is governed by a Board of Directors, and all credit union accounts.
  • Spring EQ LLC
  • 2929 Arch Street, Suite 500, Philadelphia, PA, 19104
  • Spring EQ LLC unlocks the goals of homeowners by providing visibility and access to their home's equity. Unlike banks and other lenders, Spring EQ LLC’s platform simplifies access to the value of their home, and when the need arises, dramatically reduce the time and cost to tap into that value.
  • Colonial Mortgage Service Company of America
  • 418 Stump Road, Suite 100, Montgomeryville, PA, 18936
  • "Since 1992 Colonial has been a trusted local Lender in Commercial, Residential and Investment Loans. Colonial Mortgage is your mortgage purchase and refinancing specialist serving PA, NJ, VA and MD. Mission: Our primary goal remains to provide the quickest most efficient process in order to become your #1 Trusted Lender!"
  • Jersey Shore Federal Credit Union
  • 1434 New Road, Northfield, NJ, 08225
  • We were built on the "People Helping People"​ philosophy and that remains true today. Our mission is to provide quality services to meet the financial needs of our members. We are committed to serving our members'​ needs both today and in the future. Jersey Shore Federal Credit Union is a member-owned, not-for-profit financial cooperative.
  • Riegel Federal Credit Union
  • 515 Milford-Warren Glen Rd, Milford, NJ, 08848
  • In 1960, a group of employees of Riegel Paper pooled their resources and received a federal charter to form their own credit union. This group of volunteers and community activists provided a place where hard-working locals could save for the future and borrow to get through tough times.
  • United Savings Bank
  • 1510 Packer Avenue, Philadelphia, PA, 19145
  • United Savings Bank's first seeds were planted on May 29th, 1912 when the Southwestern Businessman's Building & Loan Association opened its doors in South Philadelphia. Eleven years later, on August 17th, 1923, it would become Albert Lawrence Building & Loan Association with its home office at 21st & Wharton.
  • ROK Financial
  • 3500 Sunrise Hwy, Bldg 100, Suite 201, Great River, NY, 11739
  • ROK Financial is committed to establishing ROK solid relationships with our clients, lenders, and partners. By providing the best financing solutions available to business owners while creating a positive association with business financing. Through our streamlined process, revolutionary technology and educated team of experts.