USDA VS FHA in Wall, Monmouth County, NJ

For the year 2025, the USDA loan limit in Wall, within Monmouth county of NJ, stands at $776,600. Meanwhile, the FHA cap for a single-family home is noted as $1,089,300.

Employ the Lendersa® USDA loan calculator to juxtapose today's premier USDA and FHA rates. This tool can ascertain your eligibility by evaluating income, credit, reserves, and necessary documentation. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding you in selecting the optimal plan for your financial needs in .

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2025 Loan Caps and Down Payment Criteria in Wall, Monmouth, NJ

Loan Category Loan Ceiling Initial Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conforming Conventional $1,089,300 3%

USDA and FHA Financing Opportunities in Wall, NJ

Lendersa® is dedicated to facilitating the acquisition of optimal USDA or FHA loans swiftly and conveniently. Begin your journey with one of three approaches designed to align you with suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

What is a USDA Loan in NJ?

The USDA home loan, guaranteed by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or mortgage, is exclusive to rural areas. Unlike the FHA loan, which mandates a minimum down payment of 3.5%, the USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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