USDA and FHA Pro and Con in Spring-Lake-Heights, Monmouth County, NJ
In 2025, the USDA loan limit for Spring-Lake-Heights, in Monmouth, NJ, is $657,900. For a single-family home, the FHA limit is $822,375.
Utilize Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, determining the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, helping to choose the program in that best fits your financial needs.
2025 Loan Limits and Down Payment Requirements in Spring-Lake-Heights, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA Loan Options in Spring-Lake-Heights, NJ
The objective of Lendersa® is to quickly offer you the ideal USDA or FHA loan without hassle. Choose one of three starting paths that match you with lenders and USDA programs.
A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is available only in rural neighborhoods. Contrary to FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
CDC Federal Credit Union, we understand each member has different money management skills with unique needs. That is why we offer a wide variety of products and services to meet those needs in your current stage of life. If you are just starting out, you may need a savings and checking account.
SunTrust and BB&T have joined to become Truist. We're building a better future together Truist Financial Corporation (NYSE: TFC) is a purpose-driven company dedicated to building a better future for its clients, teammates and communities. With 275 years of combined BB&T and SunTrust history, Truist is one of the nation’s largest financial services.
2303 Parklake Drive, Suite 504, Atlanta, GA, 30345
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
2302 Parklake Drive, Suite 513, Atlanta, GA, 30345
At InfoThink LLC., we help our Mortgage clients leverage forward thinking, in order to transform business.Our solutions are designed to assist Mortgage providers Improve Margins, increase business process speed, quicker loan decisions and deliver loan quality. Our offerings include Consultancy & Business process management in the Mortgage industry.
Iroquois Farmers State Bank (IFSB) opened in 1919 with capital and surplus of $25,000 and assets of $400,000. The bank was formed by local residents of Donovan, Iroquois, Sheldon, and Watseka, Illinois. IFSB was established to fulfill the needs of the local communities, a tradition that continues today.During the Great Depression.
Heights Auto Workers was founded in 1956. It was a credit union formed for the workers of Ford Motor Company. Since that time we have grown to over $34 million in assets & have expanded our membership. we still believe in the credit union philosophy of:
People helping people is the driving force behind all credit union services.
Since 1914, First Savings Bank of Hegewisch has been helping people achieve the American Dream...home ownership. We offer mortgage programs designed to meet the needs for single family, condominium and townhome residential home buyers and First Savings Bank of Hagewisch is a bank with operations in two states.
The Synergy Partners Credit Union has a great history behind it. Founded in 1935 as the Republic Steel Employees Credit Union of South Chicago, the credit union grew primarily on the strength of the steel industry. This lasted for over fifty years.
In 1985 the credit union changed its name to the Calumet Region Credit Union.
6478 Putnam Ford Dr, Suite 206, Woodstock, GA, 30189
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
