USDA and FHA Pro and Con in Belmar, Monmouth County, NJ
As of 2025, in the area of Belmar, located in Monmouth, NJ, the USDA loan cap stands at $776,600 while the FHA ceiling for a single-family residence is $1,089,300.
Utilize Lendersa®’s USDA loan calculator to explore and contrast today's prime USDA and FHA interest rates. Determine the credit, income, reserve necessities, and paperwork required for qualification. Our sophisticated mortgage calculator enables you to compare USDA, FHA, Conforming, and VA programs side by side, assisting you in to choose the best option for your financial needs.
Loan limits and down payment criteria for 2025 in Belmar, Monmouth, NJ
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Available USDA and FHA loan plans in Belmar, NJ
The aim of Lendersa® is to swiftly and conveniently secure the optimal USDA or FHA loan for you. Choose one of three pathways to connect with lenders and access various USDA loan schemes.
A USDA home loan is government-backed by the Department of Agriculture, also known as USDA rural development or USDA mortgage, and is available solely in rural areas. Unlike an FHA loan which mandates at least a 3.5% down payment, a USDA mortgage does not require any down payment at all.
It is the mission of WesTex Community Credit Union to serve its member/owners’ needs by exploring and providing services that help them reach their financial goals as well as educate the member/owners concerning their financial matters. This is done through professionalism, courtesy, respect
Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.
We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties.
We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years
Our Bank will evolve into a more diversified financial entity based on our "customer focus" and abilities to enhance traditional banking services. We will be responsive to customer issues and our services will be product based opportunities that the marketplace demands. Community 1st Bank Las Vegas originally opened on December 17, 1949.
At Centinel Bank we are invested in the success of our customers and are grateful they choose to bank with us. Community banking is about building relationships & working for the betterment of our customers, our employees, and our local community, this is why we feel a strong commitment to providing excellent service, building strong relationships.
We will work with you to get you the best financing arrangement possible, and we will never take our relationship with you for granted or betray the trust you place in us. You will find, like the many satisfied customers shown on this site, that Dimond Mortgage is truly a cut above for all your mortgage needs.
A half-century ago, in 1956, Ward County Credit Union was founded in Monahans, Texas by a group of teachers and operated out of a class room during the school year and the volunteer manager’s kitchen table during the summer. The member deposits were then and are now used to make loans that benefit the members and the families we serve.
In 1919 a small group of men gathered together with an ambitious scheme: start a bank in Wyola, Montana that would provide area farmers and ranchers with a reliable bank to support their community and take care of their customers. The bank was named Little Horn State Bank and word quickly spread that not only would these folks listen to their custo
Colorado hometown bank with locations in Steamboat Springs, Walden, Meeker and Hayden. We also have locations in Wyoming and Nebraska. Our products include personal banking, business banking, loans, checking, savings, CDs, FREE ATM usage for our customers, Cash Back Rewards, credit cards, mortgage loans, car loans, and ag loans.
