USDA Vs. FHA Pro and Con comparison in Gloucester, Camden County, NJ
For this year, 2025, the USDA loan limit for Gloucester, located in the county of Camden, NJ, is set at $381,800, while the FHA loan limit for a single-family home reaches $529,000.
Utilize the Lendersa® USDA loan calculator to assess and compare today's USDA and FHA most competitive rates. Additionally, determine the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA side by side, assisting you in choosing the best program for your financial needs in .
Loan Limits and Downpayment Requirements for 2025 in Gloucester, Camden County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Gloucester, NJ
Lendersa® is committed to securing you the best USDA or FHA loan quickly and easily. Start with one of the three initial approaches to find matching lenders and explore USDA loan programs.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are available only for rural areas and do not require any down payment, unlike FHA loans that require at least a 3.5% down payment.
Barton Plant Employees' Federal Credit Union is a member-owned and operated financial institution, existing to help achieve the financial needs of our members, through dedicated and efficient personal service.
Once you become a member, you are always a member, as long as your account remains open.
First Independent Bank provides personal care for each customer while having the expertise and resources of a large bank. With broad experience and the ability to work with more types of financing solutions than many competitors, First Independent Bank is a collaborative group of advocates for businesses and families in Minnesota.
Heartland Area Federal Credit Union has been open since 1954. The credit union has assets totaling $22.35 Million and provides banking services to more than 1, 000 members.
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A great deal has changed since Exchange Bank was chartered in 1894. Most notably, technology is now a central part of people’s daily lives. Mobile banking, facial recognition software, and paperless payments are the new normal, allowing customers to accomplish tasks from virtually anywhere, at any time.
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We have the experience to identify.
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