USDA and FHA Pro and Con in Somerdale, Camden County, NJ
For 2025, the USDA loan ceiling in Somerdale, within Camden, NJ, stands at $381,800, compared to the FHA limit of $529,000 for a single-family home.
Take advantage of the Lendersa® USDA loan calculator to see how today's USDA and FHA rates compare. This tool will also guide you through the necessary income, credit, reserve requirements, and documents needed to qualify. Our comprehensive mortgage calculator enables a side-by-side analysis of USDA, FHA, Conforming, and VA loans, allowing you to choose the best program in that fits your financial picture.
2025 Loan Limits and Downpayment Specifications in Somerdale, Camden, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Diverse USDA and FHA Loan Options in Somerdale, NJ
Lendersa®'s core mission is to help you swiftly and conveniently obtain an optimal USDA or FHA loan. Choose one of three initial steps to align with lenders and navigate different USDA loan offerings.
A USDA home loan is backed by the U.S. Department of Agriculture, often termed as a USDA rural development loan or USDA mortgage. This financing is specifically for properties in rural areas. In contrast to FHA loans, which demand a minimum 3.5% down payment, a USDA mortgage requires no down payment, presenting a compelling option for borrowers.
Pasadena Federal Credit Union was founded in 1935 by a small group of City of Pasadena employees who wanted a safe, fair place to save and borrow money. Our first "office" was a window in the City Treasurer's office. Although we moved from the tower of Pasadena City Hall in 1980, we remain committed to being the locally-focused financial institutio
Commercial Capital Consulting Group, Inc. has well over 25 years of financial experience in loan consulting and placement. We are at the forefront of this quickly changing economy and we work closely with our clients because we are fully committed to meeting and exceeding expectations.
Bank of the Sierra was founded in 1977. Over the years, our market has expanded to include Tulare, Kern, Kings, Fresno, Los Angeles, San Luis Obispo, Santa Barbara and Ventura Counties. We are the largest community bank headquartered in California's Heartland. Through sound banking practices and financial strength
First City Credit Union is a nation leading 5-star rated credit union.
First City Credit Union exists to serve its members. The credit union is committed to offer a broad range of quality financial services, delivered and priced to provide good value.
The credit union shall maintain financially sound
UR TEAM Real Estate Services, Inc provide Mortgage Refinance services using Cutting Edge Docless Technology. Based in beautiful city of Pasadena, we also serve the surrounding cities in Los Angeles County. UR TEAM also provides Home Listing Services to Sell Your Home. Whether you are buying a home or refinancing in the city.
We are a Private Lender specializing in short term Fix N Flip and Bridge financing. We work with you to put together the best loan structure and financing solution that fits your investment needs. Whether you are a first time investor or seasoned professional, we offer many options. And, we'll be with you every step along the way
14408 Whittier Boulevard, Suite B1, Whittier, CA, 90605
IET Capital is a Los Angles County based Mortgage Brokerage. We assist our clients to get financing to purchase Residential and Commercial Real Estate or lower their existing payments through refinance transactions. IET Real Estate is a 1-4 unit Residential Mortgage Brokerage located in Los Angeles County, California.
Heartland Mortgage is committed to giving you the best financial advice to increase the wealth of your family and helping you build strong financial roots. Local Friendly Mortgage Solutions for Today's Financial Needs and Technology that makes the process swift and easy. Our mission is to serve our customers with honesty.
14831 E Whittier Boulevard, Suite 204, Whittier, CA, 90605
Reliance Mortgage Service Inc is a financial services company based out of United States. Started in Whittier in 2004, we've incorporated & served through the tough times to the best as mortgage brokers with full-service purchase & refinance loans. Great credit? Great rates. Poor Credit? Let us help you with a higher FICO or product to buy now.
We’re a service staffed by friendly, helpful people who are here to help you achieve your financial goals and financially thrive . The financial industry is filled with people who can count. Our goal at CU SoCal is to be people you can count on. The people who work for us know they work for you.
The Tacoma Longshoremen Credit Union is a member-owned financial institution whose purpose is to meet its member's financial needs and promote the financial well-being of its members by providing them with financial services in a friendly and considerate manner. and The Tacoma Longshoremen Credit Union is a not for profit.
