USDA Loan Vs. FHA loan pro & con for Somerdale, Camden County, NJ

In 2025, USDA loan limit in Somerdale, county of Camden, NJ is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Somerdale, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(806) 794-0044 1549 miles Lender's profile and map Reviews Peoples Bank Texas 5820 82nd St, Lubbock, TX, 79424 Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.
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(806) 687-8015 1549 miles Lender's profile and map Reviews City Bank Mortgage 6524 82nd Street, Suite 120, Lubbock, TX, 79424 City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.
(806) 317-0730 1549 miles Lender's profile and map Reviews HubCityLending 7407 93rd St, Lubbock, TX, 79424 HubCity Lending is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.
(806) 392-9900 1551 miles Lender's profile and map Reviews AimBank 6506 19th St, Lubbock, TX, 79407 AT AimMortgage We look forward to putting our mortgage services to work for you! We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing
(787) 620-0000 1551 miles Lender's profile and map Reviews Oriental Bank 17705 Road 2 Building, Suite 2, Aguadilla, PR, 00603 Since 1964, Oriental has thrived as one of Puerto Rico’s leading banks focused on serving the needs of consumers, businesses, and institutions. With multiple branches throughout the island, it has the second-largest network, and is the third-largest financial institution in core retail and commercial deposits.
(361) 595-5538 1552 miles Lender's profile and map Reviews Texas Community FCU 605 East Caesar Avenue, Kingsville, TX, 78363 Texas Community Federal Credit Union (formerly known as Kingsville Community FCU) has been open since 1937. The credit union has assets totaling $22.75 Million and provides banking services to more than 2, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working,
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(806) 997-4351 1553 miles Lender's profile and map Reviews Citizens State Bank ANTON TX 224 North Main Street, Anton, TX, 79313 The Citizens State Bank is Texas chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Citizens State Bank is located in Anton, Texas, and was founded in 2007. At this location, Citizens State Bank employs approximately 12 people.
(307) 432-7400 1554 miles Lender's profile and map Reviews First Education Federal Credit Union 120 West Carlson Street, Cheyenne, WY, 82009 First Education Federal Credit Union has been open since 1947. It's the 11th largest credit union in Wyoming with assets totaling $81.99 Million and providing banking services to more than 6, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working
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