USDA Loan Vs. FHA loan pro & con Somerdale, Camden County, NJ

For 2025, the USDA loan ceiling in Somerdale, within Camden, NJ, stands at $381,800, compared to the FHA limit of $529,000 for a single-family home.

Take advantage of the Lendersa® USDA loan calculator to see how today's USDA and FHA rates compare. This tool will also guide you through the necessary income, credit, reserve requirements, and documents needed to qualify. Our comprehensive mortgage calculator enables a side-by-side analysis of USDA, FHA, Conforming, and VA loans, allowing you to choose the best program in that fits your financial picture.

Diverse USDA and FHA Loan Options in Somerdale, NJ

Lendersa®'s core mission is to help you swiftly and conveniently obtain an optimal USDA or FHA loan. Choose one of three initial steps to align with lenders and navigate different USDA loan offerings.

Results for Lendersa USDA loan requests and matches

Understanding the USDA Loan in NJ

A USDA home loan is backed by the U.S. Department of Agriculture, often termed as a USDA rural development loan or USDA mortgage. This financing is specifically for properties in rural areas. In contrast to FHA loans, which demand a minimum 3.5% down payment, a USDA mortgage requires no down payment, presenting a compelling option for borrowers.

Get top 10
USDA LENDERS
customized to yout needes

(847) 888-7500 Lender's profile and map Reviews Union National Bank and Trust Company of Elgin 101 East Chicago Street, Elgin, IL, 60120 Union National Bank opened its doors for the first time. Although that makes us one of the oldest banks in the Chicagoland area, we pride ourselves on being innovators within both our local and national banking communities. One of the first banks to provide an option for a 1% loan, we consistently put our clients needs first to make sure we can fin
(847) 468-1850 Lender's profile and map Reviews Banquet Financial 607 Dundee Ave, Elgin, IL, 60120 Banquet Financial was opened to provide customers with a viable alternative to dealing with payday loans and banks, to help those who are in need of short-term loans. We offer title loans along with consumer installment loans to Illinois residents. Banks are becoming tougher to deal with, and payday loans are just too expensive.
(270) 885-0056 Lender's profile and map Reviews United Southern Bank 1813 East 9th St, Hopkinsville, KY, 42241 United Southern Bank offers a range of banking services to meet today’s financial needs, from Personal Checking and Savings Accounts to Individual Retirement Accounts (IRAs) to Mortgage Loans with competitive rates. We also offer an array of business services including Commercial Checking, Business Savings Accounts
(618) 783-2321 Lender's profile and map Reviews The Peoples State Bank of Newton, Illinois 104 West Washington Street, Newton, IL, 62448 The Peoples State Bank of Newton, the oldest financial institution in Jasper County, was organized under the Illinois state banking laws on May 01, 1875, as People’s Bank. The first directors were Bernard Faller, Simpson Johnson, Aloysius Boos, John Mason, Joseph Boos, John A. Brown, St. Clair Andrews and Anthony Litzelman.
(615) 790-0990 Lender's profile and map Reviews Full Service Mortgage Group LLC 903 Murfreesboro Road, Franklin, TN, 37064 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(615) 557-4650 Lender's profile and map Reviews New Mission Mortgage LLC 427 Wild Elm St, Franklin, TN, 37064 New Mission Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(615) 743-3700 Lender's profile and map Reviews Southeast Financial Credit Union 220 S Royal Oaks Blvd, Franklin, TN, 37064 Southeast Financial Credit Union, our employees are an important part of our success, and we are excited that you have selected us to round out your career search. We are committed to providing an environment that fosters professionalism, growth and We recognize that our team is the reason we provide one of the highest levels of member service
(931) 552-7750 Lender's profile and map Reviews F&M Bank TN 50 Franklin Street, Clarksville, TN, 37040 F&M Bank is a dynamic regional bank located in middle Tennessee ... and is one of the top independent banks in the state! F&M Bank operates full-service banking offices in Clarksville, Springfield, Greenbrier, Dover, Bumpus Mills, Lebanon, Mt. Juliet, White House, Murfreesboro, Hendersonville and Cookeville.
(931) 503-1234 Lender's profile and map Reviews Legends Bank 310 N. First St, Clarksville, TN, 37040 Legends Bank was founded in 1998 in Clarksville, Tennessee. Today, our footprint has grown, allowing us to serve two of the five largest cities in the state and four Tennessee counties; Montgomery County, Williamson County and Davidson County. Legends is a community bank that’s bolstered by an extraordinary team made up of experienced lenders
(931) 503-8282 Lender's profile and map Reviews Cumberland Bank and Trust 502 Madison Street, Clarksville, TN, 37040 At Cumberland Bank & Trust, we realize that our customers are the reason we are here to serve our community. Like our President & CEO, Ron Sleigh says, “Cumberland Bank & Trust is a true ‘community bank.’ All five of our offices are located in Clarksville and Montgomery County. We pride ourselves on personalized customer relationships,
(931) 906-1489 Lender's profile and map Reviews Castle Rock Mortgage, LLC 120 Center Pointe Dr, Suite 4, Clarksville, TN, 37040 The Castle Rock Mortgage, LLC Team is your premier mortgage team located in Clarksville, Tennessee. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Tennessee area.