As of 2026, in Wyckoff, located in Bergen county of NJ, the USDA loan limit is set to $0, whereas the FHA limit for a single-family residence is $1,089,300.
To evaluate today's leading USDA versus FHA rates, utilize Lendersa® USDA loan calculator. Assess the income, credit, reserves, and necessary documents for eligibility. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the most appropriate program for your financial needs in
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| Loan Type | Loan Limit | Down payment |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The ambition of Lendersa® is to efficiently provide you with the optimal USDA or FHA loan. You can commence with any of three paths to successfully connect with suitable lenders and the USDA programs offered.
The USDA home loan, approved by the Department of Agriculture, is known as the USDA rural development loan or USDA mortgage, applicable exclusively to rural neighborhoods. In contrast to FHA loans, requiring a minimum of 3.5% down payment, USDA mortgages necessitate no initial payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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