FHA Vs. USDA loan program for Wyckoff, Bergen County, New Jersey

As of 2025, in Wyckoff, located in Bergen county of NJ, the USDA loan limit is set to $0, whereas the FHA limit for a single-family residence is $1,089,300.

To evaluate today's leading USDA versus FHA rates, utilize Lendersa® USDA loan calculator. Assess the income, credit, reserves, and necessary documents for eligibility. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the most appropriate program for your financial needs in .

Options for USDA and FHA loans in Wyckoff, NJ

The ambition of Lendersa® is to efficiently provide you with the optimal USDA or FHA loan. You can commence with any of three paths to successfully connect with suitable lenders and the USDA programs offered.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

The USDA home loan, approved by the Department of Agriculture, is known as the USDA rural development loan or USDA mortgage, applicable exclusively to rural neighborhoods. In contrast to FHA loans, requiring a minimum of 3.5% down payment, USDA mortgages necessitate no initial payment.

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(855) 200-4663 Lender's profile and map Reviews OM Mortgage LLC 1709 Reisterstown Road, Suite 210-211, Pikesville, MD, 21208 OM Mortgage is a multi-state residential mortgage brokerage committed to one thing: YOU. We put you and your family above all else to make sure you get a low rate on the best mortgage product, fair fees, an unmatched service and advice. Our team of experts has a combined 100+ years in the mortgage industry.
(410) 358-1010 Lender's profile and map Reviews Cofmar Financial Inc 31 Walker Ave, Pikesville, MD, 21208 Cofmar Financial Inc. is guided by relentless focus on our customers. We deliver operational excellence in every corner of the Company and meet or exceed our commitments to all our customers. All of our long-term strategies and short-term actions are molded by a set of core values that are shared by each and every employee.
(410) 346-2796 Lender's profile and map Reviews Pimlico Capital LLC 600 Reisterstown Rd, Suite 602, Pikesville, MD, 21208 Pimlico Capital is a hard money lender based in Baltimore, Maryland. We are a direct lender (not a broker) and leading provider of hard money financing in all 50 states. Our team has real estate investor experience and knows what it takes to be successful in today’s competitive market.
410 580 0878 Lender's profile and map Reviews Trius Lending Partners 1104 Kenilworth Dr Suite 501, Towson, MD, 21208 Trius Lending Partners is a direct, private money and hard-money lender with headquarters in Maryland and the Mid-Atlantic.We lend on residential investment properties, fix and flip and rehab projects as well as commercial properties throughout the Mid-Atlantic region.We take into account the borrower, property, area and the overall opportunity.
(302) 535-7327 Lender's profile and map Reviews WHITECAP MORTGAGE LLC 39682 Sunrise Ct, Bethany Beach, DE, 19930 Whitecap Mortgage was founded from a desire to offer a better option to our customers. We believe that you shouldn’t have to choose between getting a competitive interest rate or getting an excellent mortgage experience, and from that belief our company was born. We take pride in treating our clients with honesty and integrity.
(315) 471-4621 Lender's profile and map Reviews Syracuse Fire Department Credit Union 211 Wilkinson Street, Syracuse, NY, 13204 The Syracuse Fire Department Credit Union was chartered on March 24, 1950. Since that day, we have proudly served professional firefighters in Syracuse and surrounding communities. Today, our membership primarily consists of profesional firefighters, police officers, emergency responders and other small businesses from around Central New York.
(315) 477-2200 Lender's profile and map Reviews Empower Federal Credit Union 515 Erie Blvd W, Syracuse, NY, 13204 Empower Federal Credit Union is a full-service financial institution that provides savings, loan, and transaction services to members in Central New York, and in eight counties in New York State. Main offices are located in Syracuse NY. As a credit union, Empower is a financial cooperative and is not-for-profit. For information go to www.empowerfcu
4439629585 Lender's profile and map Reviews Turner Capital 10541 Mill Run Circle Ste 400, Owings Mills, MD, 21117 Turner Capital connects you to the lenders you need. We specialize in business and fix & flip loans. We are dedicated to providing our customers with the best available to fit their needs. Going above and beyond, we get the job done. Schedule your free consultation with us today.
(443) 548-8019 Lender's profile and map Reviews First Eagle Federal Credit Union 10451 Mill Run Circle, Suite 300, Owings Mills, MD, 21117 First Eagle is a federally-insured credit union serving all U.S. employees of AIG American General, Zurich North America, Medstar Union Memorial Hospital & Medstar National Rehabilitation Network (NRN), several Select Employee Groups, and their families. We have worked to make a better financial life for our members.
(443) 738-1614 Lender's profile and map Reviews Novak Financial Inc 20 New Plant Ct, Suite 102, Owings Mills, MD, 21117 Novak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects in MD, NJ, D.C., VA, DE, PA, and FL.vak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects
(443) 256-9500 Lender's profile and map Reviews Access 1 Properties 110 Painters Mill Rd, Suite 200, Owings Mills, MD, 21117 Access 1 Properties is a real estate solutions company located in Owings Mills, MD. We Specialize in buying, selling & financing homes. We also have a program to assist our clients with the rehab process. We consider ourselves as the go-to experts at finding solutions for people who are in the market to buy, sell or finance their investment propert
(800) 486-8786 Lender's profile and map Reviews iReverse Home Loans 12404 Hunters Glen, Owings Mills, MD, 21117 iReverse Home Loans, Corporation originates reverse mortgages in California, Colorado, Florida, Georgia, Maryland, Oregon, Tennessee, Texas, Virginia and Washington. For detailed licensing and important TEXAS STATE-SPECIFIC INFORMATION, please navigate to our licensing page or verify license information at NMLS Consumer Access.