USDA and FHA Pro and Con in Dunellen, Middlesex County, NJ
In 2025, the USDA loan limit for Dunellen, located in Middlesex County, NJ, is $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Use Lendersa®'s USDA loan calculator to compare the most competitive USDA versus FHA rates available today. Determine the income, credit requirements, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the best program for your financial situation, especially if you're in .
2025 Loan Limits and Downpayment Requirements in Dunellen, Middlesex, NJ
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Dunellen, NJ
The goal of Lendersa® is to quickly connect you with the best available USDA or FHA loan without any hassle. Choose one of three pathways to link with lenders and utilize USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages demand no down payment, making homeownership more accessible to eligible buyers.
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