USDA and FHA Pro and Con in Green-Brook, Somerset County, NJ

In 2025, the loan limit for USDA in Green-Brook, part of Somerset County, NJ, stands at $657,900. For FHA loans, the single-family home limit is $822,375.

With Lendersa®'s USDA loan calculator, you can compare the most favorable USDA and FHA rates available today. Determine the necessary income, credit specifics, reserves, and required documents to qualify. Using our advanced mortgage calculator, USDA, FHA, Conforming, and VA programs can be compared side by side, helping you identify which option best matches your financial needs, particularly if you are in .

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2025 Loan Limits and Downpayment Requirements in Green-Brook, Somerset County, NJ

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Green-Brook, NJ

The aim of Lendersa® is to connect you with the best USDA or FHA loan quickly and with ease. Choose one of three starting pathways to engage with lenders and explore USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan, endorsed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment, making homeownership accessible for eligible individuals.

Enter your location to find out if it qualifies for USDA rural housing loan?



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