For the year 2025, the USDA loan limit for Woodcliff-Lake in the county of Bergen, NJ is $0, while the FHA limit for a single-family home is $822,375.
By using the Lendersa® USDA loan calculator, you can quickly compare today's best USDA versus FHA rates, and assess the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, thus helping you determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® aims to help you secure the best USDA or FHA loan possible, swiftly and effortlessly. Select one of three starting points to connect with appropriate lenders and USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically designed for rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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