USDA Vs. FHA Pro and Con comparison in Hillsdale, Bergen County, NJ
For 2025, the USDA loan limit in Hillsdale, situated in Bergen county, NJ, amounts to $0, while the FHA loan cap for a single-family home is set at $1,089,300.
You can use the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today. This tool helps you ascertain the necessary income, credit score, reserves, and relevant documentation required to qualify. Our advanced mortgage calculator provides a juxtaposition of USDA, FHA, Conforming, and VA loans, assisting in selecting the most suitable program for your financial requirements in .
Loan limits and down payment details for 2025 in Hillsdale, Bergen county, NJ
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA loan opportunities in Hillsdale, NJ
The primary aim of Lendersa® is to efficiently connect you with the optimal USDA or FHA loan, devoid of unnecessary complications. Choose from three initial paths that align you with potential lenders and appropriate USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is intended for rural areas exclusively. While FHA loans necessitate a minimum down payment of 3.5%, USDA loans entirely waive any down payment requirement.
OMNI Community Credit Union has been serving members since 1951, when we were known as Clark Equipment Credit Union. While we've grown and changed throughout the years, our mission has remained the same. We're local and truly committed to the betterment of our communities, because just like you, we live and work here too.
First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.
At Andrew Johnson Bank, exceptional service from people you know is our focus. We are, and will remain, a community-led bank with the best interest of those we serve. We strive for excellence in every way, and we want to exceed your expectations. We promise to treat you, our friend, with respect.
Greeneville Federal Bank, FSB, is a locally owned, full-service financial institution that has served Greeneville and Greene County since 1960. The bank has changed dramatically during the last 61 years but one thing has remained the same–our commitment to the people of Greeneville and Greene County.
Every organization has a story--a core set of beliefs and values that tells the world who they are and what they represent. Forcht Bank's story is the one of our founder Terry Forcht.
Long before Terry Forcht was known and recognized as one of Kentucky’s foremost entrepreneurs, he was a college professor
The Comptroller of the Currency gave a charter to The First National Bank of Manchester on February 5, 1905. The first president was Civil War veteran Dr. I.S. Manning. In addition to his medical practice, he was a merchant, civic leader and superintendent of Clay County schools. He was one of Clay County's wealthiest citizens.
Montcalm Public Employees Credit Union We are a non-profit cooperative financial institution completely controlled and owned by the members who save, borrow and conduct other financial business here. Because we’re non-profit, you share in the earnings of the credit union through higher dividends on your savings and reduced rates on your loans.
Founded in 1937 as Seagrams Employees CU. In 2007 we began serving anyone working or residing in Dearborn, Ripley, Switzerland, and Ohio counties.
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