During 2026, the USDA loan limit for West-Long-Branch located in Monmouth county, NJ is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool helps determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA options, helping you select the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® aims to provide you with the best USDA or FHA loan quickly and hassle-free. Choose from one of three starting points to align with lenders offering USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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