USDA Vs. FHA your options comparison in Long-Branch, Monmouth County, NJ

In 2025, the USDA loan limit in Long-Branch, situated in Monmouth county, NJ, is $657,900. Meanwhile, the FHA limit for a single-family house is $822,375.

Employ the Lendersa® USDA loan calculator to juxtapose the prime USDA and FHA rates available today. This tool also helps you to discover the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side, assisting you in identifying the most suitable plan for your financial circumstances in .

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2025 Loan Limits and Downpayment Needs in Long-Branch, Monmouth, NJ

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Long-Branch, NJ

The mission of Lendersa® is to promptly secure the most favorable USDA or FHA loans, ensuring a hassle-free experience. Begin with any of the following three steps to connect with matching lenders and explore USDA loan options.

Lendersa's depiction of USDA loan results

A Guide to USDA Loans in NJ

A USDA home loan, insured by the U.S. Department of Agriculture and also known as a USDA rural development loan or mortgage, is designed exclusively for rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Springs Home Mortgage
  • 5585 Erindale Dr, Suite 201, Colorado Springs, CO, 80918
  • Springs Home Mortgage offers full mortgage services to help buyers be comfortable with their financial decisions when buying a house or condo. We’ll enthusiastically help get you pre-approved. Getting approved ahead of time will simplify your home search. When you find the right home and place your bid, the seller will know you are ready.
  • LoanFIT LLC
  • 635 Casllisto Drive, Suite 103, Loveland, CO, 80537
  • The LoanFIT Team is a group of professionals with one goal in mind: to assist you in securing the ideal loan for your new home purchase, investment property purchase, or refinance. Learn exactly what you can expect when working with the LoanFIT Team from others' experiences below.
  • Intelligent Investments Inc
  • 302 Elati Street, Denver, CO, 80223
  • Intelligent Investments, Inc. was established in 1999. We only hire highly experienced industry professionals. Our professional team is critical to the long-term success of our company. Experience and professionalism offer our clients the tools needed to help them understand the loan process.
  • Denver Community Credit Union
  • 1075 Acoma St, Denver, CO, 80204
  • Since 1934, Denver Community Credit Union has been advancing financial opportunity for its members. We serve our communities with quality loans with low rates, and savings and checking products that help members effectively manage their money. Our knowledgeable and friendly staff is ready to assist those members who prefer person-to-person service.
  • Uptown Mortgage LLC
  • 1350 Lawrence Street, Suite 100, Denver, CO, 80204
  • Uptown Mortgage is located in Historic Lower Downtown Denver. Having operated in Colorado since 2000, we’ve worked hard to build a reputation that we are proud of. We make sure that every borrower that walks through our doors gets exceptional service. All our loan officers take very seriously the fact that purchasing a home.
  • Megastar Financial Corp
  • 1080 Cherokee, Denver, CO, 80204
  • Megastar prides itself on our family company culture, employing seasoned and experienced loan officers who have the consumer's interest at heart. We are thrilled that you have taken the time to learn about our company, and we look forward to helping you achieve your homeownership dreams.
  • Pikes Peak Credit Union
  • 1616 N Circle Dr, Colorado Springs, CO, 80909
  • Pikes Peak Credit Union was Established in 1932. In 2012, we celebrate our 80th Anniversary. We are the oldest credit union in Colorado Springs & the 4th oldest in CO. Our Members are also owners of Pikes peak Credit Union & since credit unions are "not-for-profit", member-owned financial cooperatives, all profits are returned to our membership.
  • Integrity Bank & Trust
  • 1275 Village Ridge Pt., Monument, CO, 80132
  • Integrity Bank & Trust is an employee-owned community bank, dedicated to the Colorado Springs area. The staff at Integrity is motivated and inspired by meeting the financial service needs of our customers and community. We endeavor to display behavior that is consistent with our faith-based beliefs and to serve others for their benefit.
  • Low Cost Mortgage
  • 685 Citadel Dr E, Suite 290-9, Colorado Springs, CO, 80909
  • LCMLoans was created to be the low cost provider of mortgage loans. The owner is a Vet who has a degree in finance and has years of experience in all facets of Real Estate including mortgage lending. SAVE Thousands! Low Interest Rates and NO Lender Fees. You would be hard pressed to find a better deal on a home loan
  • The Fox Mortgage Team LLC
  • 17857 Lapis Court, Monument, CO, 80132
  • Our mission statement at The Fox Mortgage Team is to ensure we get you the Best deal not just a better deal so you’ll Never have to go through this very stressful event again. We specialize in VA home loans but also do all other types of loans as well! At the Fox Mortgage Team you’ll have a very pleasant experience with as little stress as possible
  • Linq Mortgage LLC
  • 2020 N. Academy Blvd, Suite 282, Colorado Springs, CO, 80909
  • We are committed to delivering you the very best mortgage experience. Our team of loan officers has extensive experience in VA, Conventional, and FHA home loans. we are proud to be approachable, proficient, and be able to provide an extraordinary level of service. Our customers are the most important part of our business.
  • Access Financial Group
  • 1417 Potter Drive, Colorado Springs, CO, 80909
  • Access Financial Group, LLC funds hard money loans on real estate located in the State of Colorado. Our company offers purchase and refinance loans to both owner occupied and investment borrowers, when other lenders say no. We can fund 1st and 2nd real estate loans on single-family homes, commercial properties, and vacant land