In 2026, the USDA loan limit in Long-Branch, situated in Monmouth county, NJ, is $657,900. Meanwhile, the FHA limit for a single-family house is $822,375.
Employ the Lendersa® USDA loan calculator to juxtapose the prime USDA and FHA rates available today. This tool also helps you to discover the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side, assisting you in identifying the most suitable plan for your financial circumstances in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $657,900 | 0% | |
| FHA | $822,375 | 3.5% | |
| Conventional Conforming | $822,375 | 3% |
The mission of Lendersa® is to promptly secure the most favorable USDA or FHA loans, ensuring a hassle-free experience. Begin with any of the following three steps to connect with matching lenders and explore USDA loan options.
A USDA home loan, insured by the U.S. Department of Agriculture and also known as a USDA rural development loan or mortgage, is designed exclusively for rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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