USDA and FHA Pro and Con in Westwood, Bergen County, NJ
During 2025, the USDA loan limit for a single-family home in Westwood, within Bergen, NJ is set at $0, whereas the FHA limit stands at $1,089,300.
Leverage the Lendersa® USDA loan calculator to compare top USDA against FHA rates today and ascertain the income, credit requirements, reserves, and documentation needed for qualification. Our advanced mortgage calculator enables you to evaluate USDA, FHA, Conforming, and VA loans side by side, guiding you toward the program in Alabama best suited to your specific financial needs.
2025 Loan Limits and Downpayment Requirements in Westwood, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Westwood, NJ
The goal of Lendersa® is to efficiently connect you with the most favorable USDA or FHA loans without hassle. Choose one of three starting options to find matching lenders and appropriate USDA loan programs.
The USDA home loan, assured by the Department of Agriculture, is also known as the USDA rural development loan or simply USDA mortgage. Available exclusively in rural regions, it requires no down payment, unlike FHA loans which mandate a minimum of 3.5% down payment.
860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional
We build success for our credit union and community one member at a time. Chartered on 1958 April 21st as P&C Dock Company Employees Federal Credit Union headquartered in Conneaut, Ohio. This included employees, immediate family members and organizations of such persons. Anyone who lives in Ashtabula County can become a member.
Our Mission is To support our local community with valuable services, in a friendly atmosphere, with caring employees who are committed to upholding the credit union philosophy. Sebasticook Valley Federal Credit Union is Not for profit, not for charity, but for service. SVFCU expanded their field of membership to include all of Penobscot, Somerset.
United Hospital Center Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the United Hospital Center Federal Credit Union will continue a sound yet progressive asset management strategy
Our goal at Indirect Lending Services is to protect and maintain a well-balanced indirect loan portfolio for your credit union. With over 30 years of experience in the indirect industry we know best how to deal with each unique dealer and get you the highest quality loans. Indirect Lending Services works closely with dealers
Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
1690 South Canfield Niles Road, Youngstown, OH, 44515
ASECU is a not-for-profit financial institution, which means Members enjoy low interest rate loans, high savings yields and low or no-fee money management services. Deposits at ASECU are federally insured to $250, 000 by the National Credit Union Administration. ASECU membership is available to anyone in Mahoning, Trumbull or Columbiana Counties.
Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial