USDA Loan Vs. FHA loan pro & con for Park-Ridge, Bergen County, NJ

In 2025, USDA loan limit in Park-Ridge, county of Bergen, NJ is $0 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Park-Ridge, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(712) 224-4425 1149 miles Lender's profile and map Reviews Liberty National Bank IA 4425 Singing Hills Blvd., Sioux City, IA, 51106 In 2003, Liberty National Bank was created by a group of local investors who had a vision for a “true community bank." Your answer for all banking needs, including mortgages, financing, free checking, online banking, bill pay, personal savings & checking accounts, home & commercial loans, wealth management and trusts.
(833) 999-0324 1150 miles Lender's profile and map Reviews Arbor Bank 16949 Lakeside Hills Plz, Omaha, NE, 68130 At Arbor Bank, we make growing great relationships with our clients the top priority. Arbor Bank has served Eastern Nebraska & Western Iowa for over 150 years. We are dedicated to helping farmers, families, individuals, businesses & our local communities grow. Arbor Bank's roots stem back to 1865 when the Nebraska City institution was established.
(402) 850-9739 1150 miles Lender's profile and map Reviews Shotbolt Mortgage Corporation 17310 Wright Street, Suite 104, Omaha, NE, 68130 Shotbolt Mortgage! My name is Jack Shotbolt, and I am an Independent Mortgage Broker and Planner located here in Omaha, Nebraska. As a mortgage broker, I work for my clients rather than the banks which allows me to focus on the individual needs of each borrower and to work with a variety of lenders to find the best solution for each situation
(402) 210-8352 1150 miles Lender's profile and map Reviews Wilhelm Mortgage Inc 17310 Wright Street, Suite 104, Omaha, NE, 68130 Wilhelm Mortgage Inc. (NMLS Lic. #1974080) Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions.
(402) 575-9020 1150 miles Lender's profile and map Reviews Mutual of Omaha Mortgage 17041 Lakeside Hills Plaza A, Omaha, NE, 68130 The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers. And, like our customers, we thrive on relationships and building genuine, enduring connections.
(318) 292-4571 1150 miles Lender's profile and map Reviews Marion State Bank 345 Main Street, Marion, LA, 71260 At Marion State Bank, we take the time to get to know you, our friends and neighbors. This dedication to service is only part of the package. With the latest advancements in mobile and online banking, our staff will help you stay connected to your money at all times. We may be small, but we’re doing big things. Come see for yourself.
(785) 291-8774 1150 miles Lender's profile and map Reviews Kansas Blue Cross Blue Shield Credit Union 1010 SW Tyler Street, Topeka, KS, 66612 In the early 1950’s, an employee of Blue Cross and Blue Shield of Kansas named Francis Woods kept a small metal cash box in his desk drawer. If a coworker or friend was running short, Francis would loan them enough cash to get by until the next payday. From these simple roots, came the organization
(888) 262-5456 1150 miles Lender's profile and map Reviews Central National Bank 800 SE Quincy St, Topeka, KS, 66612 Our Mission is Every individual in Central National Bank is entrusted with the responsibility of providing superior financial products and services that result in making our customers, the communities we serve, and our company successful. At Central National Bank we find our employees engaged in the communities they live in.
(318) 323-2422 1150 miles Lender's profile and map Reviews Origin Bank 1500 Sterlington Road, Monroe, LA, 71203 Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.
(712) 943-5511 1150 miles Lender's profile and map Reviews Pioneer Bank 202 1st Street, Sergeant Bluff, IA, 51054 At Pioneer it's Personal is more than just our tagline, it's a way of life at Pioneer Bank. We are a locally owned community-focused bank with enough geographical reach to compete digitally while still being able to provide exceptional one-on-one personal service. If you're already a customer, thank you!