USDA Vs. FHA Pro and Con comparison in Park-Ridge, Bergen County, NJ
In 2025, the USDA loan limit for Park-Ridge, within Bergen county, NJ, is $0. Conversely, the FHA loan limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to juxtapose today's most favorable USDA and FHA rates, discerning the necessary income, credit, reserves, and documents required for eligibility. Our state-of-the-art mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the optimal program in Alabama tailored to your financial situation.
2025 Loan Limits and Downpayment Requirements in Park-Ridge, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Park-Ridge, NJ
Lendersa®'s aim is to secure you the best possible USDA or FHA loan quickly and without hassle. Select one of three starting points that match you with the right lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture—often called a USDA rural development loan or USDA mortgage—is available solely in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans necessitate no down payment.
Intrepid Credit Union offers its members the latest in technology as well as a full menu of products — from all types of loans (including mortgage) to 24-hour account information by phone or internet, bill pay, free rewards checking, various savings accounts for all ages, as well as IRAs, Share Certificates, & Mastercard credit cards & debit cards.
When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.
East Idaho Credit Union was founded in 1935 under the name Idaho Falls U.S. Government Employees Federal Credit Union. In 1963, the name was changed to East Idaho Federal Credit Union and in 1998 became East Idaho Credit Union. Today, it remains one of the oldest Credit Unions in Eastern Idaho. Of the sixteen credit unions started in 1935,
Rebound Financial is locally owned & operated in Idaho Falls, ID. We believe in local, personal service because not every customers situation is the same. We truly look at each application on a case by case basis working with bad credit since 2008. WE SPECIALIZE IN CUSTOMIZING A LOAN FOR EACH PERSON based on what they are wanting to accomplish.
Westmark Credit Union has been helping the people of Idaho grow financially since 1954. We are a full service financial cooperative, entirely owned by our members and committed to the development of their future. We now have 13 convenient locations throughout Idaho to better serve you.
Lib Properties makes loans to individuals who are unable to go through traditional financing, whether it's credit issues, timing issues, or the type of property. We meet with each borrower so we can clearly understand each and every one of their needs. Our goal is to make sure that every borrower receives professional
Valued Merchant Services has a history of providing merchants and small businesses with electronic payment services at competitive rates. Our promise is simple. if we can not beat your current rates & fees we will give you $500. All we need is a copy of a recent processing statement from your current provider.
The Bank of Commerce. We are looking for enthusiastic, customer service oriented individuals to join our workforce. The Bank of Commerce offers many opportunities for personal growth and professional advancement. Apply Online today to join our team at the best bank in Southeastern Idaho and Western Montana
Eastern Utah Community Credit Union we take the credit union philosophy of "People Helping People" to heart. Come in today and let our experienced staff show you what makes us different from other financial institutions. Apply for membership today at Credit Union we take the credit union.
Members Preferred Credit Union has been open since . It's the 21st largest credit union in Idaho with assets totaling $44.43 Million and providing banking services to more than 4,000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
