FHA Vs. USDA loan program for Harrington-Park, Bergen County, New Jersey

For the year 2025, in Harrington-Park, within the county of Bergen, NJ, the USDA loan limit is $0, while the FHA limits a single-family home to $822,375.

Utilize the Lendersa® USDA loan calculator for a side-by-side comparison of today's best USDA and FHA rates. Determine the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options conveniently lined up to help you decide which program in aligns best with your financial situation.

Options for USDA and FHA Loans in Harrington-Park, NJ

The goal of Lendersa® is to secure the most suitable USDA or FHA loan for you quickly and effortlessly. Select from one of three starting options resulting in matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan is backed by the government Department of Agriculture and is also referred to as a USDA rural development loan or USDA mortgage. Available in rural neighborhoods exclusively, unlike FHA loans which necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment.

Get top 10
USDA LENDERS
customized to yout needes

(478) 224-3838 Lender's profile and map Reviews SunMark Community Bank 1005 Northside Drive, Perry, GA, 31069 Our story begins in the times of Bing Crosby and Bob Hope. R.D. Buchan, a businessman and farmer, had been unhappy with the only bank in town. He saw an opportunity to serve other businesses and farmers. In 1949 Mr. Buchan founded The Pulaski Banking Company in Hawkinsville, Georgia.
(256) 659-2175 Lender's profile and map Reviews Liberty Bank 40956 Alabama Highway 75, Geraldine, AL, 35974 Founded in 1971, Liberty Bank serves Dekalb, Marshall, Cherokee, Etowah and Blount counties in North Alabama. Liberty Bank is a true community bank with the best interests of our customers in mind. Providing outstanding service and dependability are our ultimate goals and also Full Service Office Location and are located at 40956 Alabama Highway 75
(217) 796-3305 Lender's profile and map Reviews Bank of Chestnut 100 Olive Street, Chestnut, IL, 62518 The Bank of Chestnut was formed as a private bank in 1902 by Michael Leimbach. In 1919, the Bank of Chestnut was issued a charter by the State of Illinois. The Bank has been family owned & managed since it’s inception. It has been our mission to deliver quality financial services that satisfy the needs of our customers, employees and community.
(866) 226-8377 Lender's profile and map Reviews Banterra Bank 1501 US-45, Eldorado, IL, 62930 At Banterra, we’ve been proud to serve customers since 1975, providing local-style service from day one. We know that smart banking is about relationships and understanding our customer needs, and having an exceptional team on board to accomplish that. That’s why we’d like for you to get to know us, as well,
(844) 288-5617 Lender's profile and map Reviews Settlers Bank 4021 Meridian Drive, Windsor, WI, 53598 Settlers bank is an independent bank infused with an entrepreneurial spirit. At Settlers you work with people who started the business, and own the bank. This means you get timely decisions, simple solutions, and superior service.business, and own and Both Tom and Dave had successful and well-established banking careers, yet both believed that bank
(608) 846-3711 Lender's profile and map Reviews DMB Community Bank 321 North Main Street, Deforest, WI, 53532 We offer you personal service and a full menu of products and services. Whether you are an individual customer, a small business or professional firm, we have the products and experience to take care of your financial needs. Banking with us is doing business with people you know and who know you
(615) 446-2822 Lender's profile and map Reviews First Federal Bank TN 611 East College St, Dickson, TN, 37055 First Federal has been providing exceptional banking services to Dickson County and surrounding counties. Built upon outstanding customer service, we are proud to be the largest community bank in the area and offer 12 convenient locations to serve all your banking needs in Dickson County, Montgomery County, Hickman County.
(931) 363-1796 Lender's profile and map Reviews Bank of Frankewing PO Box 1, Frankewing, TN, 38459 Bank of Frankewing, a 100-year-old financial services institution, serves southern, middle Tennessee and northern Alabama with personalized, friendly banking opportunities. Bank of Frankewing is an independent institution focusing on the needs of our communities by offering a comprehensive range of personal and business banking services
(217) 648-2315 Lender's profile and map Reviews The Atlanta National Bank 105 SW Church St, Atlanta, IL, 61723 The Atlanta National Bank is a branch office of The Atlanta National Bank. They’re located in 105 SW Church St in Atlanta, Illinois. Their bank charter class is N, which means they’re a commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC).
(608) 266-4750 Lender's profile and map Reviews Madison Credit Union 949 E Washington Avenue, Madison, WI, 53703 Madison Credit Union was founded in 1936 to help members borrow money for pressing needs, such as medical bills. Loan terms were set according to the member's ability to repay. According to Jim Brophy, the first member to sign the credit union's charter, "It gave us the courage to go on." We are a small credit union with a big heart.
(608) 250-3535 Lender's profile and map Reviews Union Federal Savings & Loan 115 W Washington Ave, Madison, WI, 53703 Union Federal was once two different Associations with similar goals. Union Federal “Where People Are Important!” First Federal where customers were “First with us.” Both Associations have had long solid history before the boards of each Association found we could serve our customers best by coming together as one Association.