For the year 2026, in Harrington-Park, within the county of Bergen, NJ, the USDA loan limit is $0, while the FHA limits a single-family home to $822,375.
Utilize the Lendersa® USDA loan calculator for a side-by-side comparison of today's best USDA and FHA rates. Determine the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options conveniently lined up to help you decide which program in aligns best with your financial situation.
2026 Loan Limits and Down Payment Requirements in Harrington-Park, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Harrington-Park, NJ
The goal of Lendersa® is to secure the most suitable USDA or FHA loan for you quickly and effortlessly. Select from one of three starting options resulting in matching lenders and USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture and is also referred to as a USDA rural development loan or USDA mortgage. Available in rural neighborhoods exclusively, unlike FHA loans which necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.
Progressive Mortgage Services Inc is Your local Mortgage Broker with close to 2 decades of experience. Making purchases and refinances our business! We have a large network of Lenders that can accomadate various scenarios. From FHA to Conventional Loans along with Reverse Mortgages and Commercial Loans as well.
RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se
We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending...including purchase and refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with competitive rates, terms and costs-to meet your unique needs.
172 Broadway, Suite 104, Woodcliff Lake, NJ, 07677
Lends in New Jersey
Pinehill Mortgage Group, Inc. offers all loan programs to meet your needs. We handle Conventional, Non-Conventional, FHA, VA, Reverse and Commercial products. Conforming Loans: Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines.
Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
Our Mission is To provide the highest quality financial services, through commitment to excellence and financial strength, exceeding the expectations of our members and employees. Our Vision is Commitment to making a positive difference in the financial lives of our members and in the community we serve. We want to be the financial institution.
