For the year 2025, in Harrington-Park, within the county of Bergen, NJ, the USDA loan limit is $0, while the FHA limits a single-family home to $822,375.
Utilize the Lendersa® USDA loan calculator for a side-by-side comparison of today's best USDA and FHA rates. Determine the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options conveniently lined up to help you decide which program in
Compare offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The goal of Lendersa® is to secure the most suitable USDA or FHA loan for you quickly and effortlessly. Select from one of three starting options resulting in matching lenders and USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture and is also referred to as a USDA rural development loan or USDA mortgage. Available in rural neighborhoods exclusively, unlike FHA loans which necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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