USDA and FHA Pro and Con in Woodbridge, Middlesex County, NJ
In 2025, the USDA loan limit for Woodbridge, in the county of Middlesex, NJ, is $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today. This tool helps determine the necessary income, credit scores, reserves, and documentation for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Woodbridge, Middlesex County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Investigating USDA and FHA Loan Options in Woodbridge, NJ
Lendersa® is committed to securing the ideal USDA or FHA loan for you swiftly and without hassle. Choose one of three ways to connect with lenders and explore USDA loan programs.
A USDA home loan is a mortgage guaranteed by the government, often called a USDA rural development loan or USDA mortgage, available solely in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment, thus enhancing accessibility for rural homebuyers.
Adirondack Bank, we value putting a face to a name. That’s why for over a century we’ve personally dedicated ourselves to delivering trusted, full-service community banking to the families and businesses of Upstate New York. Adirondack Bank consistently provides cutting edge banking, standing as an eight-time recipient of the Small Business Lender
6500 Rock Spring Drive, Suite 204, Bethesda, MD, 20817
Washington Home Mortgage is an independent mortgage broker company, long-established and highly-respected throughout the D.C./Maryland community for over 20 years. We work with a wide variety of lenders, allowing us to obtain the best possible rates and finanical outcomes for our clients.
10411 Motor City Dr, 7th Floor, Bethesda, MD, 20817
"Infinity Capital Finance is a direct private money lender that provides financing through loans secured by non-owner occupied residential real estate.
With more than 30 years of combined experience, the partners of Infinity Capital Finance have organized operations around sound business practices, integrity, efficiency,"
2233 Wisconsin Ave NW, Suite 232, Washington, DC, 20007
First Washington Mortgage is a premier mortgage lender serving the Maryland, Washington DC, Virginia, New Jersey, Pennsylvania, Delaware and Florida areas. We offer mortgage loans for individuals with all types of credit, providing service for all residential real estate related purposes.
2300 Wisconsin Avenue NW, Suite 100B, Washington, DC, 20007
Cornerstone First Financial is a leading mortgage broker and lender in the Washington D.C. Metropolitan Area. Founded by Mark Livingstone in 2001, this Christian owned company provides residential mortgage solutions to individuals and families who want to refinance their existing mortgage or purchase a new home or investment property.
1010 Wisconsin Ave N.W., Suite 307, Washington, DC, 20007
Evergreen Private Finance is an active real estate lender and investor based in Washington, DC. Our firm was founded on the belief that Washington is a world-class city with unparalleled investment opportunities. We provide both debt and equity investments for projects that enhance the city. We specialize in hard money loans, bridge loans, acquisit
Georgetown University Alumni & Student Federal Credit Union
3700 O Street NW, Suite 1328, Washington, DC, 20057
The mission of the Georgetown University Alumni and Student Federal Credit Union is to grant credit for provident and productive purposes, to provide affordable financial services to its members, and to educate its members and volunteers about the credit union movement through practical business experience
ACCESS Federal Credit Union was chartered in 1947 as the Oneida Limited Employees Federal Credit Union. It was open to employees and their families of Oneida Silversmiths. In June of 1999, we changed our name to ACCESS Federal Credit Union. In August 2000, the National Credit Union Administration (NCUA) approved our request
19785 Crystal Rock Drive, Suite 201, Germantown, MD, 20874
SkyPoint Federal Credit Union is one of the premier financial institutions serving Montgomery County, Md.; Frederick County, Md.; Arlington County, Va.; Alexandria and Falls Church, Va.; and the District of Columbia. SkyPoint FCU strives to offer its members a wide array of financial services.
Mid-Atlantic Federal Credit Union (MAFCU) is a not-for-profit institution managed for the sole benefit of its members, and offers many financial services at better rates and fees. Profits are returned to MAFCU members in the form of higher savings rates, lower loan rates, and lower fees. Membership is open to anyone who lives, works, worships.
