In 2025, the USDA loan limit in South-Amboy, part of Middlesex, NJ, is $657,900. Meanwhile, the FHA limit for a single-family residence is $822,375.
Using the Lendersa® USDA loan calculator, you can compare today's most favorable USDA against FHA rates, and identify the income, credit, reserves, and documents necessary for qualification. This sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, aiding you in determining which program in Alabama suits your unique financial situation.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
At Lendersa®, our objective is to efficiently secure you the optimal USDA or FHA loan without complications. Choose from three entry points to connect with lenders offering USDA loan programs.
The USDA home loan, a government-backed option under the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural locations. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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