USDA Vs. FHA Pro and Con comparison in South-Amboy, Middlesex County, NJ
In 2025, the USDA loan limit in South-Amboy, part of Middlesex, NJ, is $657,900. Meanwhile, the FHA limit for a single-family residence is $822,375.
Using the Lendersa® USDA loan calculator, you can compare today's most favorable USDA against FHA rates, and identify the income, credit, reserves, and documents necessary for qualification. This sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, aiding you in determining which program in Alabama suits your unique financial situation.
2025 Loan Limits and Down Payment Requirements in South-Amboy, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in South-Amboy, NJ
At Lendersa®, our objective is to efficiently secure you the optimal USDA or FHA loan without complications. Choose from three entry points to connect with lenders offering USDA loan programs.
The USDA home loan, a government-backed option under the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural locations. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
2018 156th Ave NE Building F, Suite 100, Bellevue, WA, 98007
DML Capital Mortgage is an independent mortgage lender headquartered in the Seattle Area, WA. We are a retail direct lender well positioned to serve the diverse needs of today’s borrowers. We offer a vast array of loan products to provide our borrowers the best options available.
14508 NE 20th Street, Suite #200, Bellevue, WA, 98007
Intrust Funding provides short-term financial solutions for novice and veteran real estate investors and non-conventional borrowers in Western Washington. Through our simple, efficient and transparent loan process, we help our clients present all-cash offers in as little as 48 hours to secure the best property deals within 72 hours.
"At Jensen Kelly LLC we have spent years cultivating relationships not only with our clients, but also with the top quality lenders we broker loans through.
We pride ourselves on remaining informed and updated on the continually evolving lending industry. This allows us, as professionals,"
The Cascadia Mortgage team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
15423 South East 272nd Street, Suite 110, Kent, WA, 98042
Pinnacle 1 Mortgage was established by Jeff Coates (LO#: 130695) in June of 2006. Jeff and his staff are well established in the community and pride themselves in excellent Customer Service. Jeff establishes relationships with his clients and provides them with the necessary information to insure a positive transaction.
27350 Valley Center Rd, Suite D, Valley Center, CA, 92082
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
ProServ Mortgage is owned and operated by Eric Carlson. Our mission is to provide excellent service to our customers along with great home loan interest rates. Eric has been in the mortgage business since 1993 and has extensive experience with many types of home loan products. ProServ Mortgage is able to offer clients.
4333 Orange Street, Suite 100, Riverside, CA, 92501
We are proud to be a credit union, which means we are a not-for-profit cooperative. We are owned and operated by our membership, which is predominately made up of professionals within the graphic arts industry, as well as their family members. Not only do our members have access to many of the same types of products and services as offered by comme
Mortgage Leads Network, your trusted source since 1998, is a full service digital marketing agency specializing in mortgage, credit repair and foreclosure prevention lead generation and customer retention.
Consider us your in-house marketing gurus that will save you time and money with the goal of increasing sales
We offer first time and experienced flippers access to this capital and can offer both refinance or purchase loans, with or without rehab financing. We also work with Investors that would like to acquire or refinance Rental property, Small to mid-sized and even large Apartment buildings, as well as commercial property.
Broker Brothers Real Estate buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.