USDA Vs. FHA Pro and Con comparison in Metuchen, Middlesex County, NJ
In 2025, USDA loan limit in Metuchen, county of Middlesex, NJ is $776,600 while FHA limit is $1,089,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Metuchen, county of Middlesex, NJ
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Metuchen, NJ
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
4990 South Rainbow Boulevard, Suite 100, Las Vegas, NV, 89118
Family mortgage has built a strong reputation as an outstanding mortgage broker firm serving the lending needs of real estate professionals, builders, and individual buyers for over 10 years. Fixed rate mortgages are the most traditional of home loans. They have consistent monthly payments for the life of the loan with more of the interest.
6525 West Warm Springs Road, Suite 108, Las Vegas, NV, 89118
Medallion Mortgage Inc., partners have over 100 years of experience, collectively. We work with Home Builders, Realtors, Affinity groups and Non-profits to help families experience the satisfaction of homeownership. We provide opportunities for career growth and advancement for professionals of all levels.
QRATE Mortgages sends out promotional and informational communications relying on the personal identifiable information it has collected. You will have the option of indicating your desire to receive or not receive this type of communication at the time of your provision of such information to iQRATE MORTGAGES.
9960 West Cheyenne Avenue, Suite 240, Las Vegas, NV, 89129
"Merit Lending is a full-service mortgage company based in Las Vegas, NV. We specialize in home loans and refinancing in Nevada and California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or help you with your refinancing needs.
In terms of Purchase Loan programs, we off
410 S Rampart Blvd, Suite 350, Las Vegas, NV, 89145
NV Capital Corporation LLC was established and Licensed by the State of Nevada in 2016. We specialize in Private Lending with multiple lenders joining together to fund loans on Nevada real estate. Our Company was founded by seasoned commercial bankers who have nearly a century of combined lending in the Nevada marketplace.
The Red Rock Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Nevada State Bank has been the bank of choice for many Nevadans for more than 58 years. Our clients appreciate the personal attention they receive, and many are positively surprised by how quickly we learn their names. This personalized attention extends to our banking services as well.
Noble Home Loans is committed to fair and responsible lending in offering competitive home financing opportunities to consumers. It is Noble policy to treat all consumers fairly and in compliance with all applicable lending laws. Noble offers more than just a loan… we offer a lasting relationship.
