USDA Vs. FHA Pro and Con comparison in Madison-Park, Middlesex County, NJ
In the year 2025, the USDA loan limit for Madison-Park, located in Middlesex county, NJ, is set at $657,900. Meanwhile, the FHA limit for a single-family dwelling is $822,375.
With the Lendersa® USDA loan calculator, you can compare today's top USDA rates against FHA options. Assess the income, credit, reserves, and necessary documentation required for eligibility. By utilizing our sophisticated mortgage calculator, concurrently evaluate USDA, FHA, Conforming, and VA options to identify the most suitable program for your financial profile, particularly if you are in .
Loan limits and downpayment details for 2025 in Madison-Park, Middlesex county, NJ
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA loans in Madison-Park, NJ
Lendersa® aims to provide you with the most efficient and straightforward access to both USDA and FHA loans. Choose one out of the three pathways available to pair with lenders and avail of USDA loan plans.
A USDA home loan, backed by the USDA Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It serves only rural areas, contrasting with FHA loans, which require at least a 3.5% down payment. No downpayment is necessary for a USDA mortgage.
2905 Wilson Avenue, Suite 106, Grandville, MI, 49418
At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Bottom Line Mortgage, where we specialize in residential mortgages. At Bottom Line Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks.
11501 N. Cumberland Road, Suite 300, Fishers, IN, 46037
At Castle Mortgage Corp., our mortgage professionals provide the one-on-one guidance you deserve when it comes to purchasing or refinancing a home. We provide conventional and non-conventional mortgage loan options to help clients with all types of budgets and goals. Our mortgage professionals are well-connected in the community
Polaris Home Funding Corporation is a privately held mortgage banking company based out of Grand Rapids Michigan. Polaris was founded with the goal of providing the best customer service to our clients and we are proud to say that we have had the same ownership since our inception in 1997.
Bildwise provides the tools for fix/flip & buy/hold type investment strategies. We connect remote investors with fully vetted and proven contractors, then we coordinate all parties involved in the rehab project.
We assist you throughout the rehabilitation and/or renovation project. Our coordinators are your boots on the ground.
Meijer Team Members provided the initial capital to establish Meijer Credit Union as a state chartered credit union. Meijer Credit Union initially served Meijer Team Members and their family members in the West Michigan area. Meijer Credit Union’s membership grew to over 14, 000 members located in the communities of which Meijer is apart.
Lending HQ works with borrowers with do not meet the traditional bank loan guidelines in order to secure funds for residential and commercial real estate transactions via private investors. We can use all property types as collateral, residential & commercial, including vacant land and mobile home parks.
First Capital Bank’s mission is to provide profitable, competitive and responsive community banking services, which exceed the expectations of our customers, stockholders and employees. First Capital Bank is a community bank with an emphasis on special attention to our customers.
The Bank of South Carolina is a state-chartered financial institution with depository accounts insured by the FDIC. The Bank was organized on October 23, 1986, and our first office opened for business on February 26, 1987. It is a wholly-owned subsidiary of Bank of South Carolina Corporation which became effective on April 17, 1995.
25 Cumberland Street, Suite 120, Charleston, SC, 29401
SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service