USDA and FHA Pro and Con in Oak-Valley, Gloucester County, NJ
In 2025, the USDA loan cap in Oak-Valley, within the county of Gloucester, NJ, is set at $345,000. Meanwhile, the FHA cap for a single-family residence is $431,250.
Use the Lendersa® USDA loan calculator to assess the best current rates between USDA and FHA options and determine the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side. This feature helps you decide which program in is ideally suited to your specific financial situation.
2025 Loan Limits and Downpayment Requirements in Oak-Valley, Gloucester County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Oak-Valley, NJ
The goal of Lendersa® is to seamlessly provide you with the best USDA or FHA loans quickly and efficiently. Choose one of three starting pathways to connect with lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. While FHA loans require a minimum down payment of 3.5%, the USDA loans require no down payment at all.
2000 Clearview Avenue, Suite 212, Atlanta, GA, 30340
AA US Mortgage LLC is a mortgage company headquartered in Atlanta Georgia. We fulfill the purchase and refinance loans need for individuals and businesses. We have built a strong reputation as an outstanding mortgage broker, serving the mortgage needs of individuals, real estate professionals, investors, and builders over the past years.
402 West Spruce Street, Sault Sainte Marie, MI, 49783
Chippewa County Credit Union Over the years, the credit union grew. An office was opened and employees were eventually hired. The name underwent a few changes, of course staff has changed, and we’ve moved to a bigger space, but we’re still the same. We take pride in being able to serve not only teachers and school administrators.
119 East Water Street, Unit 1, Sault Sainte Marie, MI, 49783
Federal Employees of Chippewa County Credit Union is dedicated to service the financial and economic well-being of our members, while giving constant consideration to their present and future needs, while striving to exceed their expectations. We are a small Credit Union located inside the beautiful Army Corps of Engineers Building on Water Street
4489 I-75 Business Spur, Sault Sainte Marie, MI, 49783
Established in 1958, Soo Co-op Credit Union is a not-for profit Financial Cooperative serving over 23, 000 members in the Eastern Upper Peninsula. With a passion for continuous improvement, our focus is to provide personalized service and a complete range of financial services designed to meet the individual needs of our members
Our Mission is to provide superior financial services and products to the businesses, individuals, and communities we serve. Our organization is a result of our community's desire to have more than one locally owned and controlled commercial banking option. Our success will be achieved by our unwavering efforts toward
Central Savings Bank has 9 locations with over 60 employees and more than $400 million in assets. The Bank is very involved in the communities it serves with organizations like United Way of the EUP, War Memorial Hospital’s Road to Recovery, Relay For Life of the EUP, the schools near its branches and many other local causes annually.
Since its inception in 1959 the Hulman Field Technicians Federal Credit Union has been serving its members in the Terre Haute, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
2100 E. Exchange Place, Suite 101, Tucker, GA, 30084
Go Energy Financial Credit Union first opened its doors in 1969 as GEMC Credit Union.
At that time, a hard-working group of employees of the Georgia Electrical Membership Cooperatives realized teamwork is the key to making financial goals a reality. Those founding members established a financial cooperative that would work just as hard
