USDA and FHA Pro and Con in Oak-Valley, Gloucester County, NJ
In 2025, the USDA loan cap in Oak-Valley, within the county of Gloucester, NJ, is set at $345,000. Meanwhile, the FHA cap for a single-family residence is $431,250.
Use the Lendersa® USDA loan calculator to assess the best current rates between USDA and FHA options and determine the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side. This feature helps you decide which program in is ideally suited to your specific financial situation.
2025 Loan Limits and Downpayment Requirements in Oak-Valley, Gloucester County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Oak-Valley, NJ
The goal of Lendersa® is to seamlessly provide you with the best USDA or FHA loans quickly and efficiently. Choose one of three starting pathways to connect with lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. While FHA loans require a minimum down payment of 3.5%, the USDA loans require no down payment at all.
Green Capital Solutions LLC empowers your financial journey with our expert-driven investment loans tailored for residential acquisition and development. Catering to startups and expansions, we ensure your entrepreneurial vision is financially sound. Connect with Larry Cohen and take the first step to achieving your business goals!
9960 West Cheyenne Avenue, Suite 240, Las Vegas, NV, 89129
"Merit Lending is a full-service mortgage company based in Las Vegas, NV. We specialize in home loans and refinancing in Nevada and California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or help you with your refinancing needs.
In terms of Purchase Loan programs, we off
410 S Rampart Blvd, Suite 350, Las Vegas, NV, 89145
NV Capital Corporation LLC was established and Licensed by the State of Nevada in 2016. We specialize in Private Lending with multiple lenders joining together to fund loans on Nevada real estate. Our Company was founded by seasoned commercial bankers who have nearly a century of combined lending in the Nevada marketplace.
The Red Rock Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Nevada State Bank has been the bank of choice for many Nevadans for more than 58 years. Our clients appreciate the personal attention they receive, and many are positively surprised by how quickly we learn their names. This personalized attention extends to our banking services as well.
Noble Home Loans is committed to fair and responsible lending in offering competitive home financing opportunities to consumers. It is Noble policy to treat all consumers fairly and in compliance with all applicable lending laws. Noble offers more than just a loan… we offer a lasting relationship.
3030 S Durango Drive, Suite B, Las Vegas, NV, 89117
Our mission is to provide an unparalleled experience for our customers by utilizing our innovative technology, premier customer service, and a wide range of loan products in order to be efficient in your loan process. We strive to provide this level of service all while offering a competitive interest rate.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
