USDA Loan Vs. FHA loan for Los-Ranchos-de-Albuquerque, NM 2025

In the year 2025, the USDA loan limit in Los-Ranchos-de-Albuquerque, within the county of Bernalillo, NM, stands at $285,000, whereas the FHA limit is $356,362 for a single-family home.

Utilize Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. This tool helps determine the required income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA loans. This comparison is crucial in deciding which program in aligns with your specific financial needs.

Exploring USDA and FHA Loan Options in Los-Ranchos-de-Albuquerque, NM

Lendersa® aims to connect you with the best USDA or FHA loan without delay or difficulties. Choose one of three starting points that lead to matched lenders and USDA loan opportunities.

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About USDA Loans in NM

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture, offered exclusively in rural areas. While FHA loans require at least a 3.5% down payment, the USDA mortgage does not require any down payment, making it an attractive option for eligible buyers in rural communities.

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(505) 988-2501 Lender's profile and map Reviews Santa Fe Mortgage 459 Cerrillos Rd, Santa Fe, NM, 87501 Santa Fe Mortgage focuses on giving our customers personalized service while also providing rates that are comparable to or better than those offered by the big banks. Owner Lance Armer has dedicated himself to the mortgage industry – and could not imagine doing anything else. His story reflects the story of Santa Fe Mortgage.
(505) 629-4161 Lender's profile and map Reviews Mortgage Partners 417 E. Palace Ave, Suite C, Santa Fe, NM, 87501 Our mission is to find you the best mortgage product to fit your needs, secure it at the best rate possible, and guide you through the loan process with personalized service. Our expertise-with more than 45 collective years of professional experience-allows us to provide you with personalized
(505) 557-1199 Lender's profile and map Reviews Direct Payday Loans 70 E San Francisco St, Santa Fe, NM, 87501 directpaydayloans.com is not a lender and is not involved into making credit decisions associated with lending or making loan offers. Instead, the website is designed only for a matching service, which enables the users contact with the lenders and third parties. The website does not charge any fees for its service.
(505) 455-5228 Lender's profile and map Reviews Del Norte Credit Union 510 N Guadalupe St, Suite A, Santa Fe, NM, 87501 Del Norte Credit Union (DNCU) is a member-owned, not-for-profit financial institution which embraces the culture and community traditions of New Mexico. Our mission is improving lives by providing our customers with unparalleled, sound, and unbiased financial advice. Not only is DNCU an active advocate of financial literacy
(505) 995-8888 Lender's profile and map Reviews Anasazi Mortgage 150 Washington St, Suite 201, Santa Fe, NM, 87501 If the idea of mortgages intimidates you, you've come to the right place. Mortgages don't have to be a maze of financial garble. Anasazi Mortgage can make your experience an AMAZING one. Buying the home of your dreams, or if you're refinancing, is a process, but Ginger Sullivan of Anasazi Mortgage will work with you step-by-step.
(505) 753-2136 Lender's profile and map Reviews VNBNM 322 North Riverside Drive, Espanola, NM, 87532 At VNBNM we will help you understand what the banks are telling you. Learn how different types of loans and investments work so that you can make an informed decision when you need a loan or when you got some extra money to invest. Never assume that the bank clerk or financial advisor have your best interest in mind when they are advising you.
(575) 835-1550 Lender's profile and map Reviews First State Bank, New Mexico 103 Manzanares Avenue, Socorro, NM, 87801 It is First State Bank’s mission to provide the highest level of customer satisfaction, and personalized financial solutions through knowledgeable team members, efficient teamwork, and technological advancements while striving for innovative and creative ways to improve procedures and implement products.
(505) 425-7584 Lender's profile and map Reviews Community 1st Bank Las Vegas 600 Douglas Ave, Las Vegas, NM, 87701 Our Bank will evolve into a more diversified financial entity based on our "customer focus" and abilities to enhance traditional banking services. We will be responsive to customer issues and our services will be product based opportunities that the marketplace demands. Community 1st Bank Las Vegas originally opened on December 17, 1949.
(575) 758-6700 Lender's profile and map Reviews Centinel Bank of Taos 512 Paseo Del Pueblo Sur, Taos, NM, 87571 At Centinel Bank we are invested in the success of our customers and are grateful they choose to bank with us. Community banking is about building relationships & working for the betterment of our customers, our employees, and our local community, this is why we feel a strong commitment to providing excellent service, building strong relationships.
(575) 758-5566 Lender's profile and map Reviews Dimond Mortgage 705A Paseo del Pueblo Sur, Taos, NM, 87571 We will work with you to get you the best financing arrangement possible, and we will never take our relationship with you for granted or betray the trust you place in us. You will find, like the many satisfied customers shown on this site, that Dimond Mortgage is truly a cut above for all your mortgage needs.
(505) 327-3222 Lender's profile and map Reviews Four Corners Community Bank 500 West Main Street, Farmington, NM, 87401 Four Corners Community Bank (FCCB) serves San Juan County in New Mexico, and Montezuma and La Plata counties in Colorado. Since 2000, the bank has focused on providing safe, sound, and local services within each community it is located. Each of its seven locations is a full-service financial institution, offering complete personal
(575) 257-5900 Lender's profile and map Reviews Mortgage Pro, Inc 708 Mechem Dr, Suite A, Ruidoso, NM, 88345 When you go through the motions of buying a property, you want someone with experience by your side every step of the way. As a certified mortgage broker since 1994, we go the extra mile while helping clients buy or refinance their homes. We work diligently towards providing the real estate financing solutions our clients need.