USDA and FHA Pro and Con in North-Valley, Bernalillo County, NM
In the year 2025, the USDA loan boundary for North-Valley within Bernalillo county, NM, is $285,000, whereas the FHA cap is set at $356,362 for single-family homes.
To evaluate the most favorable USDA vs. FHA rates today, utilize the Lendersa® USDA loan calculator. It helps determine the necessary income, credit score, reserves, and documents for eligibility. Our sophisticated mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans to assist you in choosing the optimal program specific to your financial conditions in .
2025 Loan Limits and Down Payment Requirements in North-Valley, Bernalillo, NM
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options Available in North-Valley, NM
The aim of Lendersa® is to swiftly provide you with the best possible USDA or FHA loans without unnecessary complications. Choose from three starting methods that connect you with matching lenders and USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is solely available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans do not require any down payment at all.
Level One Bank is a full-service community bank headquartered locally in Farmington Hills, Michigan with locations throughout Metro Detroit, Ann Arbor, Jackson and Grand Rapids.
Level One bankers are experienced, enthusiastic, and committed to personalized service. Most of our bankers escaped the constraints of a larger bank in search
30500 Northwestern Hwy, Suite 100, Farmington, MI, 48334
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
David J. Blatt specializes in residential lending services. As a reverse mortgage expert, he has been practicing for over 30 years and has been on the board of directors of the Michigan Brokers Association. This achievement led him to receive the Excellence Award from the Financial Freedom Senior Funding Corporation.
28275 Orchard Lake Road, Suite 102, Farmington, MI, 48334
Option 1 Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
31700 West 13 Mile Road, Suite 113, Farmington, MI, 48334
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Atlantis Mortgage collaborates with lenders to price loans with rates that are consistently affordable and within our clients’ means. Led by a team of professionals with over thirty years of proven industry success, our loan professionals facilitate invaluable insight to borrowers with a wide variety of options and affordable rates.
32000 Northwestern Highway, Suite 130, Farmington, MI, 48334
Estate Financial was founded in 2020 by Amaan Siddiqui, Marcus Dikhow, and Julian Denha. We have 30+ years of providing elite client service and white-glove treatment to ensure our relationships with our clients become relationship-driven than transaction-driven. We are the #1 choice for our clients due to our combined experience in Mortgages.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
