USDA Vs. FHA Pro and Con comparison in Bayard, Grant County, NM
In 2025, the USDA loan limit for Bayard in Grant county, NM, is set at $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare today’s leading USDA vs. FHA rates. This tool helps determine the necessary income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best suited program in for your unique financial requirements.
2025 Loan Limits and Down Payment Needs in Bayard, Grant County, NM
Type of Loan
Maximum Limit
Initial Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Bayard, NM
Lendersa® is committed to finding you the ideal USDA or FHA loan quickly and simply. Choose from three initial strategies for matching with lenders and exploring various USDA programs.
A USDA home loan is secured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is specifically available in rural locations. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
The Jonesboro State Bank was founded in January of 1913 and for over 100 years has provided sound, reliable hometown banking services for the people and businesses of Jackson Parish and surrounding communities. The well-being of the citizens of our area drives our efforts to deliver the personal financial assistance.
Jackson Parish Bank – Jonesboro & Jackson Parish’s oldest financial institution, has been serving the financial needs of Jonesboro & other outlying communities continually since our establishment in 1904. During these past 100 plus years we have operated as a community bank, with our main focus of providing top-flite, personal banking services.
Sierra Central is a credit union with 20 branch locations throughout Northern California. Our commitment is to continue being the Best of Banking Where You Live and Work! We offer low and no cost checking accounts that include online, mobile banking and mobile deposit. We offer auto loans, recreational vehicle loans, personal loans and home loans.
1445 Butte House Road, Suite I, Yuba City, CA, 95993
Virtual Mortgage Company is premier residential mortgage lender. We pride ourselves on offering some of the lowest rates and making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California. Whether you are a first time buyer, purchasing your dream property,
As a boutique real estate firm, our mission is to assist our clients through the intricate real estate and mortgage process and to ensure a seamless transaction with exceptional results. By utilizing the latest tools, technology, and resources, we provide clients with expert guidance and unparalleled personalized service.
The Police Credit Union of California has been the credit union of choice for police and their families in the San Francisco Bay Area, and even beyond when members move away. The Police Credit Union of California proudly serves law enforcement professionals and their families. Our dedication to our core group results in a satisfied.
We offer various loan programs to fit your needs. We specialize in Residential High Balance loans, FHA and non Qualified loan programs . Our experienced Loan Consultant will streamline the processing and take responsibility to help you from filling applications to closing the loan without hassles.
Presto Home Loans Inc We offer a variety of loan programs for home buyers with competitive rates and terms. Our expert team of mortgage professionals has extensive experience in a vast variety of mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with bad or low credit
Blossom Heights Realty has proudly served clients and customers for over 10 years. We started as a family-owned business and still run on the same standards of integrity and care for the people we serve.
Our experienced real estate agents help clients and customers who are interested in buying or selling homes in Nampa, Caldwell, Meridian, Boi
180 S. Spruce Avenue Ste. 160, South San Francisco, CA, 94080
Brentwood Finance Company offers tailored financial solutions, specializing in business loans, commercial real estate financing, and private lending. With a strong reputation for reliability and flexibility, we provide fast, customized funding to help businesses grow. Backed by years of expertise, Brentwood Finance is your trusted partner for strat
