As of 2025, in Gallup, located in the county of McKinley, NM, the USDA loan cap stands at $336,500, while the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top rates for USDA versus FHA loans. This tool also helps you identify the income, credit score, reserves, and documents needed for qualification. By employing our sophisticated mortgage calculator, you can concurrently compare USDA, FHA, Conforming, and VA options, aiding you in selecting the most suitable program for your financial circumstances in .
Loan limits and down payment guidelines for 2025 in Gallup, county of McKinley, NM
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loans in Gallup, NM
The primary objective of Lendersa® is to secure the most advantageous USDA or FHA loan with efficiency and minimal stress. Choose from one of three initial paths leading to matching lenders and USDA programs.
A USDA home loan is backed by the United States Department of Agriculture, often referred to as a rural development loan or USDA mortgage. It is exclusively available in rural areas. While FHA mortgages require a minimum of 3.5% as a down payment, the USDA loan eliminates the need for a down payment altogether.
We are a group of individuals that are uniquely different, we share a common goal and the like-minded belief that we can change the face of real estate through knowledge, experience, hard work, technology, honesty, integrity and by and giving back to our community. We are NOT centered around a presentation or sales pitch
3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
"WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market.
Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are
for our Loan Officers to be educated, resourceful."
"We are your independent, full-service community bank, providing a wide range of financial products and solutions to the communities we serve for 140+ years
variety of loan and deposit products, and many services. We currently serve the comWood & Huston Bank is your full-service community bank. We offer a variety of loan and deposit products"
Bank 21 has been a locally-owned and operated full-service bank. Since Bank 21 was chartered in 1903 Bank 21 offers a vast array of financial products and services including Checking and Savings Accounts, Certificates of Deposit, Debit Cards, Online Banking, Bill Pay, ATM's, IRA's and Lending for Consumer, Commercial, Agriculture, and Real Estate.
Community Bank of Marshall, Missouri, was chartered in 1977 and opened for business in 1978. TO SERVE THE FINANCIAL NEEDS OF OUR COMMUNITY, ITS BUSINESSES AND ITS CITIZENS is our Mission Statement and it is my responsibility to make certain that the staff of the bank continues to achieve this goal.
17300 El Camino Real, Suite 110, Houston, TX, 77058
All Reverse Mortgage, Inc. is proud to be Texas's #1 rated reverse mortgage lender by the BBB with a Perfect 5.0 stars and A+ review. All Reverse Mortgage® lends in 16 states nationwide, and throughout all of the Lone Star state. All Reverse began in November 2007 and as the name implies,
1322 Space Park Drive, Suite C105-B, Houston, TX, 77058
We are a small team of mortgage professionals, dedicated to finding our clients the best fitting mortgage options available in the market. We are experts in the specialty mortgage space and strive to do the research and find the best financing available for your specific scenario.
Our mission here at Southern Coast Mortgage, LLC, is to serve our customers with Honesty, Integrity and Competence while helping them to secure mortgage financing to purchase or refinance their home. We provide the lowest interest rates and closing costs possible. We have over 45 years of home lending experience.
17047 El Camino Real, Suite 150, Houston, TX, 77058
Legend Lending is able to leverage the company’s volume of business throughout its various channels to secure competitive pricing and vendor relationships ensuring a better value and higher quality experience for our clients and We offer fast, reliable home financing solutions for most types of residential real estate.
BankStar Financial has been sharing bright moments for quite some time with Brookings, Elkton, and Volga as one of the first community banks to take root in the county. While we're ready to help individuals and businesses achieve their largest goals, it's the everyday moments we share with our customers, employees
The beginning of Valley Banks was truly a community effort & one of the things that makes small town life so special. Members of the community from up & down the valley came together to raise the capital necessary to get a local community bank off the ground. We are a State Chartered community bank located in the heart of the Mission Valley in MT.
