USDA Vs. FHA your options comparison in Farmington, San Juan County, NM
For 2025, in Farmington located within San Juan county, NM, the USDA loan limit is $336,500, and the FHA limit stands at $472,030 for a single-family residence.
Utilize Lendersa®'s USDA loan calculator to compare today’s prime USDA versus FHA interest rates. Determine the required income, credit, reserves, and documentation to qualify. With our state-of-the-art mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options simultaneously to decide which program in meets your financial preferences best.
2025 Loan Limits and Downpayment Requirements in Farmington, San Juan, NM
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Farmington, NM
Lendersa®’s goal is to swiftly secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting points to find matching lenders for USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture and known as the USDA rural development loan, is available primarily in rural areas. Contrary to FHA loans which require a minimum 3.5% down payment, USDA loans need none.
Upstar Home Mortgage Inc. is a trusted lender offering competitive home loans and refinancing solutions. With a customer-first approach, they provide personalized mortgage options, expert guidance, and a seamless loan process. Upstar helps clients achieve homeownership with flexible terms and great rates.
1101 Sylvan Avenue, Suite C-102, Modesto, CA, 95350
"At AMC, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new.
We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown"
Carrollton Mortgage Co are completely committed to helping you find the right mortgage to fit your needs. Our team of mortgage professionals will provide you with the information you need to make an informed decision. We put people first. You can enjoy a free personalized consultation by visiting or calling our offices.
1920 Standiford Avenue, Suite 2, Modesto, CA, 95350
Taylor Mortgage Company is a locally owned mortgage brokerage offering home loans at the current lowest rates and fees available on the market. As a mortgage broker, as versus a banker, Taylor Mortgage can offer financing plans and programs at rates, fees, and terms many other companies can't even dream of.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
1156 Scenic Drive, Suite 200 and 110, Modesto, CA, 95350
Scenic Oaks Funding was founded in 1992 in order to provide members of our community with a simpler way to buy a home. Our company continued to evolve and in 2010, we made the transformation from mortgage broker to mortgage banker for the same reason: to make home buying easier, more efficient, and more accessible.
We are the leading home loan lender in the Central Valley since 1987. We’ve worked hard to build a strong reputation as an out-standing mortgage firm serving our clients needs. You're on your way to finding the best loan at the lowest rate to finance your new home or refinance your existing mortgage.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
