For 2026, in Farmington located within San Juan county, NM, the USDA loan limit is $336,500, and the FHA limit stands at $472,030 for a single-family residence.
Utilize Lendersa®'s USDA loan calculator to compare today’s prime USDA versus FHA interest rates. Determine the required income, credit, reserves, and documentation to qualify. With our state-of-the-art mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options simultaneously to decide which program in meets your financial preferences best.
2026 Loan Limits and Downpayment Requirements in Farmington, San Juan, NM
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Farmington, NM
Lendersa®’s goal is to swiftly secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting points to find matching lenders for USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture and known as the USDA rural development loan, is available primarily in rural areas. Contrary to FHA loans which require a minimum 3.5% down payment, USDA loans need none.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.
We are proud to serve YOU, the community, as a mutual savings bank. We are not owned by a family or a group of wealthy shareholders. We are owned by YOU, our customers, and we work for YOU for the betterment of the bank and community as a whole. Our decisions are made locally, by local people, with you and the future of the community in mind.
RCB Bank is a hometown community bank, founded in Claremore, Oklahoma, in 1936 during the Great Depression. Today, RCB Bank is one of the largest Oklahoma-owned banks by assets, serving more than 50 locations across Oklahoma and Kansas.
RCB Bank first opened its doors for business on Saturday, January 4, 1936, at 9:00 a.m.
Tower Loan opens and experiences prosperity and growth. The consumer finance industry was in its infancy.After World War II, Tower sold its offices to various employees within the company. The Jackson, Mississippi, South State Street Office of the original Tower group was purchased by Ed and Kate Clark.
Our company was founded in Owasso, Oklahoma as a way to assist friends, neighbors, and the community to own affordable homes without sacrificing quality craftsmanship, energy-efficiency, or aesthetics. Our Oklahoma roots and values are reflected in all aspects of our company, including in the products we offer, our choice of vendors.
Community Bank of Santa Maria was organized by Jim Glines and Bill Hares; two career bankers who started their professional relationship and long term friendship at Bank of Santa Maria. When Bank of Santa Maria was acquired by a larger regional bank, it didn't take long for Jim and Bill to realize the needs of their community were not being met.
3210 Santa Maria Way, Suite 170, Santa Maria, CA, 93455
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