USDA Vs. FHA your options comparison in Shiprock, San Juan County, NM
In the year 2025, the USDA loan ceiling in Shiprock, within the environs of San Juan county, NM, is $336,500. Comparatively, the FHA limit for a single-family residence is designated as $472,030.
Utilize the Lendersa® USDA loan calculator today to evaluate the prime USDA against FHA interest rates and gauge the income, credit, reserves, and necessary documents for eligibility. Our expert mortgage calculator presents USDA, FHA, Conforming, and VA programs collectively, aiding in selecting the optimal program for your financial needs in Alabama.
2025 Loan Limits and Downpayment Conditions in Shiprock, County of San Juan, NM
Type of Loan
Loan Limit
Initial Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Choices in Shiprock, NM
The mission of Lendersa® is to promptly provide you with the most favorable USDA or FHA loan, devoid of hassle. Choose your path from three strategic beginnings to connect with lenders and USDA loan opportunities.
The USDA home loan is endorsed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural settings. In contrast to FHA loans, which require a minimal down payment of 3.5%, USDA mortgages necessitate no down payment whatsoever.
THE LOCAL employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter.
THE LOCAL prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members.
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
At JBG Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage because we want you to feel confident and excited about this next journey of your life. Your experience is the #1 priority in our office which is why every loan is handled with experienced Loan Officers.
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
At Xperience Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
At Haven Mortgage Group we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
Extra Credit Union is a Federally Insured State Chartered Credit Union with assets of some $322 million and nearly 20, 000 members. We were founded by a small group of educators in 1954. and also At Extra Credit Union, you'll find more than innovative financial products and banking services tailored to your life, needs and financial goals.
We strive to be a full-service independent community bank, and remain committed to the Galion area residents. Every effort has been made to improve the quality of service for our customers, making use of the latest in banking technology available today. Galion Building and Loan Bank is proud of our heritage in Galion since 1888.
First National Bank has been providing financial services to its local market area since 1875 & is based in Bellevue, Ohio. We believe that by banking locally with your Community Bank, you can make a difference in the lives of your neighbors & the future of your Community. Enjoy the benefits of a Community Bank including superior customer service.
Firelands Federal Credit Union had its humble beginnings at the railroad in 1955, when seven Nickel Plate employees joined together to form a financial savings club. Each of them put in $5-$10 and they applied for a charter from the federal government. Chartered in 1957, Firelands Federal Credit Union presently serves over 35,000 members.
