USDA and FHA Pro and Con in Shiprock, San Juan County, NM
In the year 2025, the USDA loan ceiling in Shiprock, within the environs of San Juan county, NM, is $336,500. Comparatively, the FHA limit for a single-family residence is designated as $472,030.
Utilize the Lendersa® USDA loan calculator today to evaluate the prime USDA against FHA interest rates and gauge the income, credit, reserves, and necessary documents for eligibility. Our expert mortgage calculator presents USDA, FHA, Conforming, and VA programs collectively, aiding in selecting the optimal program for your financial needs in Alabama.
2025 Loan Limits and Downpayment Conditions in Shiprock, County of San Juan, NM
Type of Loan
Loan Limit
Initial Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Choices in Shiprock, NM
The mission of Lendersa® is to promptly provide you with the most favorable USDA or FHA loan, devoid of hassle. Choose your path from three strategic beginnings to connect with lenders and USDA loan opportunities.
The USDA home loan is endorsed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural settings. In contrast to FHA loans, which require a minimal down payment of 3.5%, USDA mortgages necessitate no down payment whatsoever.
Sunlight Residential Lending LLC. We are a full service mortgage company based in the Dallas/Fort Worth Metroplex. We can help you realize your dream of home ownership anywhere in Texas. We offer virtually every type of mortgage loan available. In addition to the traditional loan types from FHA, VA, USDA, Fannie Mae and Freddie Mac
Century Oak Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Since 2000 we have specialized in construction loans, lot loans, and vacant land loans in the Western United States. We do single close construction loans for ground-up construction starting with a vacant lot or a tear down, as well as single close construction loans for rehab,remodel and additions.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Community National Bank was founded in 1984 by a group of individuals in Nemaha County, Kansas on a philosophy of diverse local ownership with decisions made on a local level. Our strategy is to offer a wide array of financial services, while being an integral part of the local communities we serve.
RMCU is here to help you through life’s events big or small. As a member, you are an owner. RMCU is a democratic financial cooperative and that means you have a say in how your credit union is run. We are also not-for-profit which allows us to offer low loan rates and higher interest deposits. RMCU puts people first.
Watsonville Hospital Federal Credit Union is a family-oriented credit union serving the financial needs of hospital employees, their family members and other selected organizations within our community since 1962. We deliver financial peace of mind to our members by developing long-term relationships.
RCB Bank is a hometown community bank, founded in Claremore, Oklahoma, in 1936 during the Great Depression. Today, RCB Bank is one of the largest Oklahoma-owned banks by assets, serving more than 50 locations across Oklahoma and Kansas.
RCB Bank first opened its doors for business on Saturday, January 4, 1936, at 9:00 a.m.
