USDA and FHA Pro and Con in La-Cienega, Santa Fe County, NM
In the year 2025, the USDA loan limit within the city of La-Cienega, located in the county of Santa Fe, NM, is defined as $331,200. In contrast, the FHA loan limit for a single-family home is set at $414,000.
The Lendersa® USDA loan calculator enables a comparison between current USDA and FHA optimal rates. Determine the necessary income, credit, reserves, and documentation to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, helping you decide which program in suits your unique financial requirements.
2025 Loan Limits and Down Payment Requirements in La-Cienega, County of Santa Fe, NM
Loan Type
Loan Limit
Down Payment
USDA
$331,200
0%
FHA
$414,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in La-Cienega, NM
At Lendersa®, our goal is to secure the optimal USDA or FHA loan for you rapidly, and without difficulties. Choose one of three pathways that align with lenders and appropriate USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans require no down payment at all.
112-114 North Sycamore Street, Elizabethton, TN, 37643
Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products.
Northeast Community Credit Union began in 1952 as Elizabethton Teachers Credit Union to provide financial services to area educators. A small group of school teachers petitioned the Tennessee Department of Financial Institutions for a charter to begin the credit union, due to school staff finding it more difficult to borrow since they were paid.
Happy Valley Credit Union was chartered by the State of Tennessee in 1933 to service the employees of NARC & Bemberg. Our Name was originally Bemberg-Glanzstoff Credit Union. Our name changed to Happy Valley Credit Union in 1934. Membership is open to anyone who worships, lives, or works within one of our census tract areas of Carter County, TN.
Since 1934, families and businesses have placed their trust and confidence in a bank that has grown and prospered right along with the East Tennessee region. Today, Citizens Bank is one of Tennessee's most solid banks, providing the best available financial services, convenience, technology, and expertise, so you can bank your own way
1970 W. Elk Avenue, Unit C, Elizabethton, TN, 37643
At Advanced Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Community Banking Company of Fitzgerald operates as a bank. The Bank offers personal, business account, checking, savings account, debit card, loans, finance, online banking, and other related banking services. Community Banking Company of Fitzgerald serves customers in the State of Georgia.
Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.
Since 1954, we’ve built the foundation of our culture and character on community. Our goal is to shape a better future for the customers we serve and the communities we’re privileged to be a part of. At Morris Bank, we believe in a common-sense approach to banking and practical financial solutions.
