USDA Vs. FHA your options comparison in La-Cienega, Santa Fe County, NM
In the year 2025, the USDA loan limit within the city of La-Cienega, located in the county of Santa Fe, NM, is defined as $331,200. In contrast, the FHA loan limit for a single-family home is set at $414,000.
The Lendersa® USDA loan calculator enables a comparison between current USDA and FHA optimal rates. Determine the necessary income, credit, reserves, and documentation to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, helping you decide which program in suits your unique financial requirements.
2025 Loan Limits and Down Payment Requirements in La-Cienega, County of Santa Fe, NM
Loan Type
Loan Limit
Down Payment
USDA
$331,200
0%
FHA
$414,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in La-Cienega, NM
At Lendersa®, our goal is to secure the optimal USDA or FHA loan for you rapidly, and without difficulties. Choose one of three pathways that align with lenders and appropriate USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans require no down payment at all.
4165 E. Thousand Oaks Blvd, Suite 350, Thousand Oaks, CA, 91362
Community First Mortgage was founded in 1986 in Westlake Village, Ca. We originally specialized in purchase loans, handling entire subdivisions for many Southern California Builders. As our purchase clients started to move or refinance we have had the pleasure of growing with them. Our company remains a family business
Broadview Home Loans is focused on earning your business for life. We strive to distinguish ourselves through honest business relationships with clients, loyalty to our employees and commitment to empowering and educating the communities we serve. Our company was founded on the simple belief that meeting and exceeding the needs of our customers wou
3435 E. Thousand Oaks Blvd #7381, Thousand Oaks, CA, 91362
"Gold Eagle Capital provides short to mid-term financing for real estate investors.Gold Eagle offers our hard money lender clients and stakeholders practical wisdom, a wealth of experience without the red tape. We understand investors and brokers.
We are always adapting to the market to best meet your needs and those of your clients."
The Mortgage House has been lending in California since 1995 and we take the needs of our clients very seriously. Emphasizing our California lending focus, we can provide service at an unprecedented level within our local branches. Our branches have knowledgeable, experienced loan officers and staff.
Anchor Loans is the nation’s number one private direct lender to fix-and-flip investors, and was the first to fund more than $1 billion in loans in a single year. Anchor remains the industry leader, providing over $1 billion in fix-and-flip financing every year since 2016 — with life-to-date fundings surpassing $8.3 billion.
In 1952, when most Southern Pacific Employees had never heard or even dreamed of a Credit Union, Jake Fannin, a switchman, and his wife Mary Ellen knew of these things and had a strong desire to get a credit union started for Southern Pacific employees in Bakersfield. Mary already had considerable banking experience and with a little help
Bakersfield City Employees Federal Credit Union was founded in 1936 to serve employees of the City of Bakersfield and their family members. We have grown in asset size and services since then, and we also now serve the employees of Golden Empire Transit and BNSF Railroad. If you are a city employee
Strata Credit Union is a nonprofit organization, reinvesting revenues back into the member base through lower rates on auto loans, credit cards, personal loans and checking accounts that are truly free. Strata Credit Union's mission is to be the preferred financial institution for our current and potential members.
